GROUP IMMOLA
ActiveGROUP IMMOLA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €257k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency22▼-13
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.16 in 2024), and 85.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.9%
Return on assets
45.4%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
5 d early
2023
4 d early
2022
2 d late
2020
25 d late
2019
47 d late
2018
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 2.1%
2024 · €82k
2018: €-8k
2019: €23k
2020: €80k
2022: €81k
2023: €82k
2024: €82k
2018 → 2025
Total assets
€565k▲ 54.7%
2024 · €365k
2018: €66k
2019: €120k
2020: €202k
2022: €511k
2023: €564k
2024: €365k
2018 → 2025
Net result
€257k▲ 522%
2024 · €41k
2018: €2k
2019: €31k
2020: €57k
2022: €292k
2023: €63k
2024: €41k
2018 → 2025
Working capital
€25k▼ 43.7%
2024 · €44k
2018: €-16k
2019: €19k
2020: €78k
2022: €17k
2023: €49k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€80k-€81k▲ 1.1%€82k▲ 0.5%€82k▲ 0.9%€84k▲ 2.1%
Operating result€84k-€301k▲ 258%€75k▼ 75.2%€52k▼ 29.9%€262k▲ 402%
Net result€57k-€292k▲ 407%€63k▼ 78.4%€41k▼ 34.4%€257k▲ 522%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 402% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €565k
Fixed assets
€66k▲ 36.1%
Current assets
€500k▲ 57.6%
Equity and liabilities €565k
Equity
€84k▲ 2.1%
Debt
€481k▲ 70.0%
The debt ratio rises from 77.4% to 85.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€281k▲
2024 · €70k
Cash flow
€276k▲
2024 · €59k
Solvency
14.9%▼
2024 · 22.6%
Current ratio
1.05▼
2024 · 1.16
Quick ratio
1.05▼
2024 · 1.16
Debt / equity
5.72▲
2024 · 3.43
ROE
305.1%▲
2024 · 50.0%
ROA
45.4%▲
2024 · 11.3%
Interest coverage
76.59▲
2024 · 7.87
Debt
€481k▲
2024 · €283k
Debt ≤ 1 year
€475k▲
2024 · €274k
Debt > 1 year
€4k▼
2024 · €9k
Income taxes
€2k▲
2024 · €2k
Staff costs
€120k▲
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€365k€565k▲
Fixed assets21/28€48k€66k▲
Tangible fixed assets22/27€48k€61k▲
Plant, machinery and equipment23€9k€12k▲
Furniture and vehicles24€17k€11k▼
Leasing and similar rights25€17k€11k▼
Other tangible fixed assets26€5k€27k▲
Financial fixed assets28€174€5k▲
Current assets29/58€317k€500k▲
Amounts receivable within one year40/41€47k€14k▼
Trade receivables40€45k€12k▼
Other amounts receivable41€3k€1k▼
Current investments50/53€2k€0▼
Cash at bank and in hand54/58€262k€482k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€365k€565k▲
Equity10/15€82k€84k▲
Contributions10/11€12k€12k=
Reserves13€68k€68k=
Tax-exempt reserves132€15k€15k=
Distributable reserves133€54k€54k=
Profit (loss) carried forward14€2k€4k▲
Amounts payable17/49€283k€481k▲
Amounts payable after more than one year17€9k€4k▼
Financial debts170/4€9k€4k▼
Amounts payable within one year42/48€274k€475k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€23k€46k▲
Suppliers440/4€23k€46k▲
Taxes, remuneration and social security45€36k€68k▲
Taxes450/3€16k€42k▲
Remuneration and social security454/9€20k€26k▲
Other amounts payable47/48€210k€357k▲
Accrued charges and deferred income492/3€42€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€118k€120k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€190k€405k▲
Operating profit (loss)9901€52k€262k▲
Financial income75/76B€2€169▲
Recurring financial income75€2€169▲
Financial charges65/66B€9k€4k▼
Recurring financial charges65€9k€4k▼
Profit (loss) for the period before taxes9903€43k€259k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€41k€257k▲
Profit (loss) for the period to be appropriated9905€41k€257k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€259k▲
Profit (loss) brought forward from the previous period14P€1k€2k▲
Profit to be distributed694/7€41k€255k▲
Directors or managers695€41k€255k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-09
Financial
Highest result since 2018net €292k ▲407%
Operating result €301k, net result €292k, both a record.
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
19-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2014
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
06-03-2014
Resigned as Manager
Location & real-estate footprint
Registered office, Zemst · 2 establishment units since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 3451980 ZemstGround area
280 m²
Building footprint
273 m²
Volume, LiDAR
2,192 m³
2 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Brusselsesteenweg 345, 1980 Zemst
since 20252.384.372.935
Leuvensesteenweg 38, 1800 Vilvoorde
since 20252.384.372.836
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23020C0283/00T005 | Flanders | 156 m² | 1 · 211 m² | 11.3 m · 3 fl. |
| 23644H0033/00T003 | Flanders | 123 m² | 1 · 62 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CASTOR
BE 0445.029.664
Aywaille · Eq €84k
TG-INVEST
BE 0834.763.192
Beveren-Kruibeke-Zwijndrecht · Eq €84k
D & D BUILDING
BE 0470.034.680
Wervik · Eq €84k
Toulouse Conseil
BE 0747.682.334
Oudergem · Eq €84k
Senesael Oudenburg
BE 0660.766.374
Oudenburg · Eq €84k
Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 3,969 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2008
Fiscal year end30-09
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.