Group-f Dienstencheques

Active

Private limited companyfounded 2011active for 15 yearsPrins Boudewijnlaan 9, 2550 Kontich, Belgium23 active companies are registered at this addressKBO/BCE: BE 0836.125.548

Summary

Group-f Dienstencheques has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€484,200) and a net result of €75,425. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 380 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

Group-f DienstenchequesActiveChecked score 55/100

Risk analysis Report Compare

Activity

Personal service activities

NACE 96910

Largest employer in the province of Antwerp, Other services sector54 sites

Size

€25.5mturnover 2025

Staff: 616.2 FTE
Equity: -€484,200
Profit: €75,425

Financial health

55 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Structure

Parent: Group-f Holding · 100%

Auditor: CALLENS VANDELANOTTE2025 accounts 63 days early1 of 13 deeds summarised

Why 55raises riskCapped at 59: negative equityNegative equity -€484,200lowers riskSize: turnover €25.5m, 616.2 FTE, total assets €4.5mFounded in 2011Liquidity: current ratio 0.64, cash €800,212Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 36% of its sector peers (all companies)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 14+4

equity -10.7% of total assets

Liquidity 22-2

short-term debt 109.1% · cash 17.7%

Profitability 57+39

return on assets 1.7%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (18 companies, NACE 96, large)

Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.1%▲ +0.1 percentage points vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.2%▲ +0.1 percentage points vs 05-2025 07-2025: 1.9%▲ +0.7 percentage points vs 06-2025 08-2025: 1.9%● unchanged vs 07-2025 09-2025: 1.9%● unchanged vs 08-2025 10-2025: 1.9%● unchanged vs 09-2025 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.8%▼ -0.1 percentage points vs 01-2026 03-2026: 2.1%▲ +0.3 percentage points vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026highest value 06-2026: 0.8%▼ -1.3 percentage points vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.7%▼ -0.1 percentage points vs 09-2026lowest value

No credit on open account

Liquidity insufficient (current ratio 0.64, compared with 0.6 in 2024, below 1; short-term debt: 109.1% and cash: 17.7% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (all companies): better than 8% on solvency, 17% on liquidity, 42% on profitability and 80% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Negative equity -€484,200

NBB · annual accounts

Size: turnover €25.5m, 616.2 FTE, total assets €4.5m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2011

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.64, cash €800,212

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 380 sector peers (2025).

NBB · sector comparison

Position among 380 sector peers

Solvency

better than 15%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

63 days early

2024

49 days early

2023

20 days early

2022

31 days late

2021

11 days late

2020

95 days early

2019

38 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (4 of the last 5 filed years within 44 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-05-2026 Annual accounts filedfinancial year 2025 · full…
31-12-2025 Back to profitnet €75,425
12-06-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€484,200 View
Caution: Among the weakest 5% on equitysector median €325,110 · 381 companies -€484,200 View
Positive: Back in profit in 2025after -€351,535 in 2024 €75,425 View
Positive: 5 years of growth in a rowturnover 2025: €25.5m 5 years View
Flemish supportawarded from 2022 to 2025 €50.8m View
Controlled by Group-f Holdingultimately: BRILLENMAN 100% View

By topic

Financials

Financial year: 2025
Turnover: €25.5m
Profit: €75,425
Solvency: -10.7%

Turnover▲ 11.0%

Net result

20182025

Go to Financials

Board & ownership

Parent: Group-f Holding · 100%
Auditor: CALLENS VANDELANOTTE

Go to Board & ownership

Network & group

Group: BRILLENMAN

Go to Network & group

Timeline

Events: 18
Since: 2013
Next accounts: by 31-07-2027

08-11-2024Appointment: CALLENS VANDELANOTTE (statutory auditor)
11-07-2024Annual accounts filed
31-12-2023Back to profit

Go to Timeline

Company details

Sites: 54

Legal form: Private limited company
Activity: Personal service activitiesNACE 96910
Founded: 09-05-2011
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Group-f Dienstencheques

What is the company number of Group-f Dienstencheques?: 0836.125.548. In Belgium the VAT number is the company number with BE in front: BE 0836.125.548.
Where is Group-f Dienstencheques based?: The registered office is at Prins Boudewijnlaan 9, 2550 Kontich.Company details
What does Group-f Dienstencheques do?: According to the KBO register, the main activity is personal service activities (NACE 96910).
What is the legal form of Group-f Dienstencheques?: Private limited company (BV).
When was Group-f Dienstencheques founded?: On 09-05-2011.
Is Group-f Dienstencheques still active?: Yes, Group-f Dienstencheques is an active enterprise in the KBO register.
How many employees does Group-f Dienstencheques have?: On average 616.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Group-f Dienstencheques?: €25.5m in financial year 2025, according to the filed annual accounts.
Is Group-f Dienstencheques profitable?: In financial year 2025, Group-f Dienstencheques made a profit of €75,425.
Where can I find the annual accounts of Group-f Dienstencheques?: Group-f Dienstencheques filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Group-f Dienstencheques due?: By 31-07-2027, for financial year 2026.Timeline