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Group Claro

Active
Private limited companyfounded 20233 yrs activeLt. Graffplein 15, 1780 Wemmel, BelgiumKBO/BCE: BE 1000.066.040
Summary

The computed 12-month bankruptcy probability of Group Claro is 3.3% (moderate). The 2025 annual accounts show equity of €8,943 and a net result of €1,025. Its solvency ranks better than 52% of 4579 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2025
Axes · tick = 2024
Profitability50▼-50
Solvency67▼-18
Growth68
Track record86
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-05-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
14 d late
2024
153 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 84 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline

History

Group Claro was incorporated on 20 September 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Turnover
€92,069▲ 60.2%
2024 · €57,461
EBIT margin
2.6%▼ 17.0pp
2024 · 19.6%
Net result
€1,025▼ 88.0%
2024 · €8,518
Working capital
€8,943▲ 13.0%
2024 · €7,918
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Turnover€57,461-€92,069▲ 60.2%
Operating result€11,244-€2,374▼ 78.9%
Net result€8,518within the sector's middle half-€1,025within the sector's middle half▼ 88.0%
EBIT margin19.6%-2.6%▼ 17.0pp
Equity€7,918below the sector's middle half-€8,943below the sector's middle half▲ 13.0%
Total assets€13,183below the sector's middle half-€21,101below the sector's middle half▲ 60.1%
Debt€5,266-€12,158▲ 131%
Working capital€7,918within the sector's middle half-€8,943within the sector's middle half▲ 13.0%
Solvency60.1%within the sector's middle half-42.4%within the sector's middle half▼ 17.7pp
Current ratio2.50within the sector's middle half-1.74within the sector's middle half▼ 0.77
Return on assets (ROA)64.6%above the sector's middle half-4.9%within the sector's middle half▼ 59.7pp
above within below the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000Operating result 2024: €11,244€11,244Net result 2024: €8,518€8,518Operating result 2025: €2,374€2,374Net result 2025: €1,025€1,02520242025€0€5,000€10,000Operating result 2024: €11,244€11,200Net result 2024: €8,518€8,520Operating result 2025: €2,374€2,370Net result 2025: €1,025€1,03020242025
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €21,101
Equity €8,943 ▲ 13.0%
Debt €12,158 ▲ 131%
Debt's share of the balance-sheet total rises from 39.9% to 57.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
1.36▲
2024 · 0.67
ROE
11.5%▼
2024 · 107.6%
Debt ≤ 1 year
€12,158▲
2024 · €5,266
Income taxes
€1,146▼
2024 · €2,666
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,549 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
1.8% went bankrupt
3.1% stopped otherwise
94% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,549 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€13,183€21,101▲
Current assets29/58€13,183€21,101▲
Amounts receivable within one year40/41€7,957€14,019▲
Trade receivables40€5,680€13,773▲
Other amounts receivable41€2,276€247▼
Cash at bank and in hand54/58€5,227€7,082▲
Equity and liabilities
Total equity and liabilities10/49€13,183€21,101▲
Equity10/15€7,918€8,943▲
Contributions10/11€2,000€2,000=
Reserves13€5,918€6,943▲
Distributable reserves133€5,918€6,943▲
Amounts payable17/49€5,266€12,158▲
Amounts payable within one year42/48€5,266€12,158▲
Trade debts44-€9,834
Suppliers440/4-€9,834
Taxes, remuneration and social security45€2,666€2,324▼
Taxes450/3€2,666€1,137▼
Remuneration and social security454/9-€1,187
Other amounts payable47/48€2,600-
Income statement Code20242025
Turnover70€57,461€92,069▲
Goods, raw materials, services and sundry goods60/61€44,877€89,350▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,128-
Other operating charges640/8€211€346▲
Gross operating margin9900€12,584€2,719▼
Operating profit (loss)9901€11,244€2,374▼
Financial charges65/66B€61€202▲
Recurring financial charges65€61€202▲
Profit (loss) for the period before taxes9903€11,183€2,171▼
Income taxes67/77€2,666€1,146▼
Profit (loss) for the period9904€8,518€1,025▼
Profit (loss) for the period to be appropriated9905€8,518€1,025▼
Appropriation of the result
Profit (loss) to be appropriated9906€8,518€1,025▼
Transfer to equity691/2€5,918€1,025▼
To other reserves6921€5,918€1,025▼
Profit to be distributed694/7€2,600-
Directors or managers695€2,600-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Turnover70€57,461€92,069▲ 60.2%
Goods, raw materials, services and sundry goods60/61€44,877€89,350▲ 99.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,128--
Other operating charges640/8€211€346▲ 63.5%
Gross operating margin9900€12,584€2,719▼ 78.4%
Operating profit (loss)9901€11,244€2,374▼ 78.9%
Financial charges65/66B€61€202▲ 234%
Recurring financial charges65€61€202▲ 234%
Profit (loss) for the period before taxes9903€11,183€2,171▼ 80.6%
Income taxes67/77€2,666€1,146▼ 57.0%
Profit (loss) for the period9904€8,518€1,025▼ 88.0%
Profit (loss) for the period to be appropriated9905€8,518€1,025▼ 88.0%
Line20242025Change
Assets
Total assets20/58€13,183€21,101▲ 60.1%
Current assets29/58€13,183€21,101▲ 60.1%
Amounts receivable within one year40/41€7,957€14,019▲ 76.2%
Trade receivables40€5,680€13,773▲ 142%
Other amounts receivable41€2,276€247▼ 89.2%
Cash at bank and in hand54/58€5,227€7,082▲ 35.5%
Equity and liabilities
Total equity and liabilities10/49€13,183€21,101▲ 60.1%
Equity10/15€7,918€8,943▲ 13.0%
Contributions10/11€2,000€2,000=
Reserves13€5,918€6,943▲ 17.3%
Distributable reserves133€5,918€6,943▲ 17.3%
Amounts payable17/49€5,266€12,158▲ 131%
Amounts payable within one year42/48€5,266€12,158▲ 131%
Trade debts44-€9,834-
Suppliers440/4-€9,834-
Taxes, remuneration and social security45€2,666€2,324▼ 12.8%
Taxes450/3€2,666€1,137▼ 57.4%
Remuneration and social security454/9-€1,187-
Other amounts payable47/48€2,600--
Line20242025Change
Profit (loss) for the period9904€8,518€1,025▼ 88.0%
+ Depreciation and write-downs630€1,128--
Operating cash flow (approximation)€9,646€1,025▼ 89.4%
Change in cash-€1,855-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
14-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
01-03
KBO administration Address struck
event 28-11-2023
SignalNBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2023
seat establishment approximate The establishment unit on the map
Ground area
1.1 ha
Building footprint
363 m²
Volume, LiDAR
2,866 m³
2 parcels, Flanders, Wallonia · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
471 companies at this address See who is registered here
1 establishment unit
Group Claro
Chemin du Prince 23, 1331 RixensartSpecialised construction activities
since 20232.349.729.285
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25092B0063/00L000 Wallonia 1.1 ha 1 · 219 m² 13.1 m · 2 fl.
22662B0387/00R004 Flanders 147 m² 1 · 144 m² 14.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,364 companies in sector 81210 we hold annual accounts for 2,741. 1,699 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-09-2023
Fiscal year end30-09
Activities, NACEBEL 2025
81210General cleaning of buildings
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1000066040
Also 9925:BE1000066040
Registered 02-07-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.