GROUP CLAEYS IMMO
ActiveGROUP CLAEYS IMMO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €431k and a net result of €679k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+72
Solvency34▲+15
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.24 in 2024; short-term debt: 23.6% and cash: 0.7% of total assets), and 91.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.9%
Return on assets
14.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
29 d late
2023
6 d early
2022
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€431k
2024 · €-248k
2022: €161k
2023: €-111k
2024: €-248k
2022 → 2025
Total assets
€4.82M▲ 26.0%
2024 · €3.83M
2022: €1.89M
2023: €1.71M
2024: €3.83M
2022 → 2025
Net result
€679k
2024 · €-137k
2022: €-445k
2023: €-272k
2024: €-137k
2022 → 2025
Working capital
€-1.03M▲ 39.8%
2024 · €-1.71M
2022: €-1.72M
2023: €-1.81M
2024: €-1.71M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€161k-€-111k€-248k▼ 123%€431k
Operating result€-433k-€-196k▲ 54.8%€-58k▲ 70.5%€770k
Net result€-445k-€-272k▲ 39.0%€-137k▲ 49.7%€679k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €770k after a loss of €58k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.82M
Fixed assets
€4.71M▲ 43.5%
Current assets
€109k▼ 79.9%
Equity and liabilities €4.82M
Equity
€431k
Debt
€4.39M
Debt finances 91.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€787k▲
2024 · €-17k
Cash flow
€696k▲
2024 · €-96k
Solvency
8.9%▲
2024 · -6.5%
Current ratio
0.10▼
2024 · 0.24
Quick ratio
0.10▼
2024 · 0.24
Debt / equity
10.18▲
2024 · -16.45
ROE
157.4%
ROA
14.1%▲
2024 · -3.6%
Interest coverage
8.27▲
2024 · -0.20
Debt
€4.39M▲
2024 · €4.07M
Debt ≤ 1 year
€1.14M▼
2024 · €2.25M
Debt > 1 year
€3.25M▲
2024 · €1.82M
Income taxes
€0▼
2024 · €477
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.83M€4.82M▲
Fixed assets21/28€3.28M€4.71M▲
Tangible fixed assets22/27€3.28M€4.71M▲
Land and buildings22€2.42M€2.06M▼
Assets under construction and advance payments27€863k€2.65M▲
Current assets29/58€542k€109k▼
Amounts receivable within one year40/41€381k€72k▼
Trade receivables40€2k€204▼
Other amounts receivable41€379k€72k▼
Cash at bank and in hand54/58€161k€36k▼
Deferred charges and accrued income490/1€52€1k▲
Equity and liabilities
Total equity and liabilities10/49€3.83M€4.82M▲
Equity10/15€-248k€431k▲
Contributions10/11€606k€606k=
Profit (loss) carried forward14€-854k€-175k▲
Amounts payable17/49€4.07M€4.39M▲
Amounts payable after more than one year17€1.82M€3.25M▲
Financial debts170/4€1.82M€3.25M▲
Amounts payable within one year42/48€2.25M€1.14M▼
Current portion of amounts payable after more than one year42€41k€152k▲
Financial debts43€1.70M€0▼
Credit institutions430/8€1.70M€0▼
Trade debts44€2k€190k▲
Suppliers440/4€2k€190k▲
Taxes, remuneration and social security45€67k€42k▼
Taxes450/3€67k€42k▼
Other amounts payable47/48€440k€753k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A-€278k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€17k▼
Other operating charges640/8€4k€8k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-14k€795k▲
Operating profit (loss)9901€-58k€770k▲
Financial income75/76B€6k€4k▼
Recurring financial income75€6k€4k▼
Financial charges65/66B€85k€95k▲
Recurring financial charges65€85k€95k▲
Profit (loss) for the period before taxes9903€-136k€679k▲
Income taxes67/77€477€0▼
Profit (loss) for the period9904€-137k€679k▲
Profit (loss) for the period to be appropriated9905€-137k€679k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-854k€-175k▲
Profit (loss) brought forward from the previous period14P€-717k€-854k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €679k
Net result €679k after 3 loss-making years.
31-12
Financial
Equity above €200kEq €431k
Equity rises from €-248k to €431k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Natiënlaan 1258300 Knokke-HeistGround area
2,245 m²
Building footprint
899 m²
Parcel 31039A0119/00P003, Flanders. Linked by address, not a title deed.
1 establishment unit
GROUP CLAEYS IMMO
since 20212.325.170.370
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039A0119/00P003 | Flanders | 2,245 m² | 1 · 899 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,430 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2021
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.