GROUP BOUWEN IMMO
ActiveGROUP BOUWEN IMMO has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €548k and a net result of €-12k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 93% of 721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-21
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 32.9 against 20.38 in 2024; short-term debt: 2.2% and cash: 0.1% of total assets), and 10.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-12-2025, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
59 d early
2023
56 d early
2022
53 d early
2021
55 d early
2020
54 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€548k▼ 2.2%
2024 · €561k
2019: €569k
2020: €564k
2021: €577k
2022: €569k
2023: €564k
2024: €561k
2019 → 2025
Total assets
€612k▼ 4.8%
2024 · €643k
2019: €877k
2020: €870k
2021: €695k
2022: €675k
2023: €656k
2024: €643k
2019 → 2025
Net result
€-12k▼ 215%
2024 · €-4k
2019: €108k
2020: €-5k
2021: €13k
2022: €-9k
2023: €-4k
2024: €-4k
2019 → 2025
Working capital
€436k▼ 3.3%
2024 · €451k
2019: €372k
2020: €370k
2021: €482k
2022: €460k
2023: €456k
2024: €451k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€577k-€569k▼ 1.5%€564k▼ 0.8%€561k▼ 0.7%€548k▼ 2.2%
Operating result€21k-€-5k€-3k▲ 39.0%€-2k▲ 32.7%€-10k▼ 366%
Net result€13k-€-9k€-4k▲ 48.4%€-4k▲ 12.4%€-12k▼ 215%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €612k
Fixed assets
€163k▼ 3.5%
Current assets
€449k▼ 5.2%
Equity and liabilities €612k
Equity
€548k▼ 2.2%
Provisions
€21k▼ 4.6%
Debt
€42k▼ 29.1%
The debt ratio falls from 9.3% to 6.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €6k
Cash flow
€-4k▼
2024 · €5k
Solvency
89.6%▲
2024 · 87.2%
Current ratio
32.90▲
2024 · 20.38
Quick ratio
32.69▲
2024 · 20.38
Debt / equity
0.08▼
2024 · 0.11
ROE
-2.2%▼
2024 · -0.7%
ROA
-2.0%▼
2024 · -0.6%
Interest coverage
-0.56▼
2024 · 2.30
Debt
€42k▼
2024 · €60k
Debt ≤ 1 year
€14k▼
2024 · €23k
Debt > 1 year
€29k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€643k€612k▼
Fixed assets21/28€169k€163k▼
Tangible fixed assets22/27€169k€163k▼
Land and buildings22€169k€163k▼
Current assets29/58€474k€449k▼
Stocks and contracts in progress3€0€3k▲
Stocks30/36€0€3k▲
Amounts receivable within one year40/41€474k€446k▼
Trade receivables40€0-
Other amounts receivable41€474k€446k▼
Cash at bank and in hand54/58€293€437▲
Equity and liabilities
Total equity and liabilities10/49€643k€612k▼
Equity10/15€561k€548k▼
Contributions10/11€190k€190k=
Capital10€190k€190k=
Issued capital100€190k€190k=
Reserves13€273k€269k▼
Non-distributable reserves130/1€32k€19k▼
Legal reserve130€19k€19k=
Reserves not available under the articles1311€13k€0▼
Tax-exempt reserves132€87k€95k▲
Distributable reserves133€154k€154k=
Profit (loss) carried forward14€98k€90k▼
Provisions and deferred taxes16€22k€21k▼
Provisions for liabilities and charges160/5€3k€3k=
Pensions and similar obligations160-€3k
Taxes161€3k€0▼
Deferred taxes168€19k€18k▼
Amounts payable17/49€60k€42k▼
Amounts payable after more than one year17€37k€29k▼
Financial debts170/4€37k€29k▼
Amounts payable within one year42/48€23k€14k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Other amounts payable47/48€14k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€42k€967▼
Gross operating margin9900€48k€-707▼
Operating profit (loss)9901€-2k€-10k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-5k€-13k▼
Transfer from deferred taxes780€1k€1k=
Profit (loss) for the period9904€-4k€-12k▼
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€870€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€90k▼
Profit (loss) brought forward from the previous period14P€97k€98k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
02-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series.
2024
03-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
09-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
07-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-06
Financial
Liquidity times 6current ratio 15.53
Current ratio from 2.75 to 15.53; short-term debt falls from €212k to €33k.
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
05-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
06-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 1966
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogveldweg 1552500 LierGround area
2,509 m²
Building footprint
536 m²
Volume, LiDAR
3,857 m³
Parcel 12393D0059/00W000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoogveldweg 155, 2500 Lier
since 19662.000.933.420
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393D0059/00W000 | Flanders | 2,509 m² | 1 · 536 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VASS SERVICE
BE 0677.992.980
Zottegem · Eq €540k
Malpertuus
BE 0418.549.753
Boom · Eq €539k
NTEX Belgium
BE 0881.274.692
Brugge · Eq €558k
Hagelandse Takelcentrale
BE 0458.778.623
Diest · Eq €535k
P&M TRANS
BE 0891.448.806
Maasmechelen · Eq €564k
Of 1,725 companies in sector 52210 we hold annual accounts for 771. 459 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1968
Fiscal year end30-06
Abbreviation NL
GBI
Activities, NACEBEL
52210Service activities incidental to land transportation
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.