GROUP AZUR
ActiveGROUP AZUR has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €297k and a net result of €2k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 6007 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
86
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability4▲+2
Solvency100=
Growth68=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 45.33 against 32.06 in 2023), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
76 d late
2022
64 d late
2021
75 d late
2020
88 d late
2019
87 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€168k▲ 29.8%
2019 · €129k
2018: €115k
2019: €129k
2018 → 2020
EBIT margin
58.5%▲ 29.1pp
2019 · 29.4%
2018: 26.1%
2019: 29.4%
2018 → 2020
Net result
€2k▲ 160%
2023 · €953
2018: €16k
2019: €21k
2020: €67k
2021: €22k
2022: €-6k
2023: €953
2018 → 2024
Working capital
€302k▲ 0.8%
2023 · €299k
2018: €190k
2019: €216k
2020: €278k
2021: €302k
2022: €297k
2023: €299k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€168k-
Equity€278k-€300k▲ 8.0%€294k▼ 2.0%€295k▲ 0.3%€297k▲ 0.8%
Operating result€98k-€35k▼ 64.5%€-4k€1k€3k▲ 182%
Net result€67k-€22k▼ 66.5%€-6k€953€2k▲ 160%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 182% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €309k
Fixed assets
€271=
Current assets
€309k▼ 0.1%
Equity and liabilities €309k
Equity
€297k▲ 0.8%
Provisions
€4k=
Debt
€8k▼ 26.8%
The debt ratio falls from 3.4% to 2.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
96.3%▲
2023 · 95.4%
Current ratio
45.33▲
2023 · 32.06
Quick ratio
45.33▲
2023 · 32.06
Debt / equity
0.03▼
2023 · 0.04
ROE
0.8%▲
2023 · 0.3%
ROA
0.8%▲
2023 · 0.3%
Debt
€8k▼
2023 · €11k
Debt ≤ 1 year
€7k▼
2023 · €10k
Income taxes
€705▲
2023 · €-38
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€309k€309k▼
Fixed assets21/28€271€271=
Financial fixed assets28€271€271=
Current assets29/58€309k€309k▼
Amounts receivable after more than one year29€230k€230k=
Other amounts receivable291€230k€230k=
Amounts receivable within one year40/41€67k€67k=
Other amounts receivable41€67k€67k=
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€10k€10k▼
Equity and liabilities
Total equity and liabilities10/49€309k€309k▼
Equity10/15€295k€297k▲
Contributions10/11€19k€19k=
Reserves13€267k€267k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€265k€265k=
Profit (loss) carried forward14€10k€12k▲
Provisions and deferred taxes16€4k€4k=
Provisions for liabilities and charges160/5€4k€4k=
Other liabilities and charges164/5€4k€4k=
Amounts payable17/49€11k€8k▼
Amounts payable within one year42/48€10k€7k▼
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€270€976▲
Taxes450/3€270€976▲
Other amounts payable47/48€3k€1k▼
Accrued charges and deferred income492/3€906€905▼
Income statement
Code20232024
Other operating charges640/8€808€691▼
Gross operating margin9900€2k€4k▲
Operating profit (loss)9901€1k€3k▲
Financial charges65/66B€264€140▼
Recurring financial charges65€264€140▼
Profit (loss) for the period before taxes9903€915€3k▲
Income taxes67/77€-38€705▲
Profit (loss) for the period9904€953€2k▲
Profit (loss) for the period to be appropriated9905€953€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€12k▲
Profit (loss) brought forward from the previous period14P€9k€10k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 76 days late
2023
31-12
Financial
Back to profitnet €953
Net result €953 after one loss-making year.
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 64 days late
2022
31-12
Financial
Weakest financial yearnet €-6k ▼127%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 21.76
Current ratio from 8.89 to 21.76; short-term debt falls from €38k to €14k.
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 75 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 88 days late
2020
31-12
Financial
Highest result since 2018net €67k ▲223%
Operating result €98k, net result €67k, both a record.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 87 days late
2019
31-12
Financial
Equity above €200kEq €211k ▲10.8%
2 profitable years in a row build equity to €211k.
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 69 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 58 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2022
Jean Leclère
CurrentDirector · since 01-01-2022
01-01-2022
Appointed as Director
Location & real-estate footprint
Registered office, Ellezelles · 2 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Petit Hameau 127890 EllezellesGround area
1.6 ha
Building footprint
824 m²
Volume, LiDAR
25,482 m³
2 parcels, Brussels, Wallonia · tallest building 40.5 m, ±12 floors. Linked by address, not a title deed.
2 establishment units
Petit Hameau 12, 7890 Ellezelles
since 20012.094.285.527
GROUP AZUR
since 20062.155.706.422
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0214/00F000 | Brussels | 1.4 ha | 1 · 677 m² | 40.5 m · 12 fl. |
| 51017H0113/00C000 | Wallonia | 1,331 m² | 1 · 148 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KOOS!
BE 0842.114.705
Pajottegem · Eq €298k
International Packaging Business Holding
BE 0540.757.875
Oud-Turnhout · Eq €297k
Gamma Publicity
BE 0436.340.543
Heist-op-den-Berg · Eq €296k
ML FIREWORKS
BE 0875.637.311
Lanaken · Eq €301k
SOBELPAP
BE 0444.295.830
Soignies · Eq €307k
Of 1,163 companies in sector 46499 we hold annual accounts for 737. 558 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-01-2001
Fiscal year end31-12
Activities, NACEBEL
46499Wholesale of other household goods
51478
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
52630
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.