GROUP-AGS

Active

Private limited companyfounded 2018active for 8 yearsOude Zonhoverweg 15, 3600 Genk, BelgiumKBO/BCE: BE 0702.871.995

Summary

The computed 12-month bankruptcy probability of GROUP-AGS is 4.9% (elevated). The annual accounts of GROUP-AGS for financial year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €25,554 and a net result of -€26,764. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 5,826 sector peers (NACE 49, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

GROUP-AGSActiveChecked score 36/100

Risk analysis Report Compare

Activity

On-demand passenger transport by chauffeured vehicle

NACE 49330

1 site

Size

€201,919total assets 2025

Staff: 0.9 FTE
Equity: €25,554
Loss: -€26,764

Turnover not published (micro format)

Financial health

36 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 4.9%

Structure

CAVALLO AlessandroDirector

2025 accounts filed 31 days late1 of 2 deeds summarised

Why 36raises riskLast filed accounts filed 31 days late; 3 of the last 3 lateSector: Land transport and transport via pipelines (NACE 49)Loss of €26,764, the second in a row (financial year 2025)Equity €25,554 (12.7% of total assets)Show the evidence

Checked score

Score 2025

36 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 22% of its sector peers (NACE 49, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 38-19

equity 12.7% of total assets

Liquidity 39+1

short-term debt 34.8% · cash 3.5%

Profitability 11+11

return on assets -13.3%

Bankruptcy probability, 12 months

4.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,096 companies, NACE 49, micro)

Last 24 months 11-2024: 1.3% 12-2024: 1.1%▼ -0.2 percentage points vs 11-2024 01-2025: 1.0%▼ -0.1 percentage points vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025lowest value 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.6%▲ +0.5 percentage points vs 07-2025 09-2025: 1.8%▲ +0.2 percentage points vs 08-2025 10-2025: 2.8%▲ +1.0 percentage point vs 09-2025 11-2025: 4.1%▲ +1.3 percentage points vs 10-2025 12-2025: 4.1%● unchanged vs 11-2025 01-2026: 4.0%▼ -0.1 percentage points vs 12-2025 02-2026: 4.1%▲ +0.1 percentage points vs 01-2026 03-2026: 4.0%▼ -0.1 percentage points vs 02-2026 04-2026: 4.1%▲ +0.1 percentage points vs 03-2026 05-2026: 3.6%▼ -0.5 percentage points vs 04-2026 06-2026: 3.5%▼ -0.1 percentage points vs 05-2026 07-2026: 3.6%▲ +0.1 percentage points vs 06-2026 08-2026: 4.6%▲ +1.0 percentage point vs 07-2026 09-2026: 5.3%▲ +0.7 percentage points vs 08-2026highest value 10-2026: 4.9%▼ -0.4 percentage points vs 09-2026

Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity insufficient (current ratio 0.92, compared with 0.72 in 2024, below 1; short-term debt: 34.8% and cash: 3.5% of total assets), and 87.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 24% on solvency, 37% on liquidity, 15% on profitability and 11% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

raises risk

Last filed accounts filed 31 days late; 3 of the last 3 late

NBB · filings

Sector: Land transport and transport via pipelines (NACE 49)

KBO

Loss of €26,764, the second in a row (financial year 2025)

NBB · annual accounts

Equity €25,554 (12.7% of total assets)

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

19202122232425

2019 to 2025 · latest year -€26,764

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 5826 sector peers (2025).

NBB · sector comparison

Position among 5826 sector peers

Solvency

better than 24%

← weakest strongest →

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 7 filings

Deviation from the deadline

2025

31 days late

2024

61 days late

2023

36 days late

2022

26 days late

2021

30 days late

2020

107 days late

2019

104 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 56 days after the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · micro…
30-09-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Weakest financial yearnet -€53,606

Key points

Caution: Staff fell in 2025from 4.4 FTE to 0.9 FTE ▼ 79.5% View
Caution: Among the weakest 6% on net resultsector median €5,731 · 5,797 companies -€26,764 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€26,764 View

By topic

Financials

Financial year: 2025
Total assets: €201,919
Loss: -€26,764
Solvency: 12.7%

Total assets▲ 24.9%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member

CAVALLO AlessandroDirector

Go to Board & ownership

Timeline

Events: 13
Since: 2020
Next accounts: by 31-07-2027

05-09-2024Annual accounts filed
13-03-2024Resignation: CAVALLO Alessandro (manager)
31-12-2023Equity above €100,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: On-demand passenger transport by chauffeured vehicleNACE 49330
Founded: 06-09-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about GROUP-AGS

What is the company number of GROUP-AGS?: 0702.871.995. In Belgium the VAT number is the company number with BE in front: BE 0702.871.995.
Where is GROUP-AGS based?: The registered office is at Oude Zonhoverweg 15, 3600 Genk.Company details
What does GROUP-AGS do?: According to the KBO register, the main activity is on-demand passenger transport by chauffeured vehicle (NACE 49330).
What is the legal form of GROUP-AGS?: Private limited company (BV).
When was GROUP-AGS founded?: On 06-09-2018.
Is GROUP-AGS still active?: Yes, GROUP-AGS is an active enterprise in the KBO register.
How many employees does GROUP-AGS have?: On average 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GROUP-AGS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is GROUP-AGS profitable?: In financial year 2025, GROUP-AGS made a loss of €26,764.
Where can I find the annual accounts of GROUP-AGS?: GROUP-AGS filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GROUP-AGS due?: By 31-07-2027, for financial year 2026.Timeline