GROUCHIMMO
ActiveSummary
GROUCHIMMO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.01M and a net result of €30k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.37 in 2024; short-term debt: 7.1% and cash: 3.8% of total assets), and 16.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
2.4%
Age of the figures
13 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 19-03-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
13 d early
2023
39 d early
2022
25 d late
2022
123 d early
2019
3 d early
2018
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close25-09-2026 today31-03-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€1.01M▲ 3.0%
2024 · €980k
Total assets
€1.21M▼ 2.9%
2024 · €1.25M
Net result
€30k▲ 95.4%
2024 · €15k
Working capital
€-26k▲ 44.1%
2024 · €-47k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222022202320242025
Operating result€-6k-€-1k-€28k€20k▼ 27.4%€33k▲ 65.5%
Net result€-8k-€-2k-€22k€15k▼ 29.9%€30k▲ 95.4%
Equity€1.32M-€969k-€990k▲ 2.2%€980k▼ 1.0%€1.01M▲ 3.0%
Total assets€1.74M-€1.38M-€1.33M▼ 4.0%€1.25M▼ 5.8%€1.21M▼ 2.9%
Debt€420k-€412k-€335k▼ 18.8%€267k▼ 20.2%€201k▼ 24.7%
Working capital€262k-€-74k-€-58k▲ 21.6%€-47k▲ 19.3%€-26k▲ 44.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€1.15M ▼ 5.6%
Current assets
€60k ▲ 113%
Equity and liabilities €1.21M
Equity
€1.01M ▲ 3.0%
Debt
€201k ▼ 24.7%
Debt's share of the balance-sheet total falls from 21.4% to 16.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€130k▲
2024 · €116k
Cash flow
€127k▲
2024 · €111k
Current ratio
0.70▲
2024 · 0.37
Quick ratio
0.58▲
2024 · 0.37
Debt to equity
0.20▼
2024 · 0.27
ROE
2.9%▲
2024 · 1.5%
ROA
2.4%▲
2024 · 1.2%
Interest coverage
35.58▲
2024 · 23.39
Debt ≤ 1 year
€86k▲
2024 · €75k
Debt > 1 year
€115k▼
2024 · €191k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €95k | €40k | €85k | €96k | €97k | ▲ 1.6% |
| Other operating charges640/8 | €14k | €6k | €13k | €23k | €35k | ▲ 55.1% |
| Gross operating margin9900 | €103k | €44k | €125k | €138k | €166k | ▲ 19.6% |
| Operating profit (loss)9901 | €-6k | €-1k | €28k | €20k | €33k | ▲ 65.5% |
| Financial income75/76B | €6k | €2k | - | €0 | - | - |
| Recurring financial income75 | €6k | €2k | - | €0 | - | - |
| Financial charges65/66B | €7k | €3k | €6k | €5k | €4k | ▼ 25.9% |
| Recurring financial charges65 | €7k | €3k | €6k | €5k | €4k | ▼ 25.9% |
| Profit (loss) for the period before taxes9903 | €-8k | €-2k | €22k | €15k | €30k | ▲ 95.4% |
| Income taxes67/77 | - | - | - | €0 | - | - |
| Profit (loss) for the period9904 | €-8k | €-2k | €22k | €15k | €30k | ▲ 95.4% |
| Profit (loss) for the period to be appropriated9905 | €-8k | €-2k | €22k | €15k | €30k | ▲ 95.4% |
| Line | 2022 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.74M | €1.38M | €1.33M | €1.25M | €1.21M | ▼ 2.9% |
| Fixed assets21/28 | €1.41M | €1.37M | €1.30M | €1.22M | €1.15M | ▼ 5.6% |
| Tangible fixed assets22/27 | €1.41M | €1.37M | €1.30M | €1.22M | €1.15M | ▼ 5.6% |
| Land and buildings22 | €1.41M | €1.37M | €1.30M | €1.22M | €1.15M | ▼ 5.5% |
| Furniture and vehicles24 | - | - | €2k | €2k | €1k | ▼ 35.1% |
| Financial fixed assets28 | €115 | €115 | €115 | €115 | €115 | = |
| Current assets29/58 | €334k | €14k | €22k | €28k | €60k | ▲ 113% |
| Amounts receivable after more than one year29 | €300k | - | - | - | - | - |
| Other amounts receivable291 | €300k | - | - | - | - | - |
| Stocks and contracts in progress3 | - | - | - | - | €10k | - |
| Stocks30/36 | - | - | - | - | €10k | - |
| Amounts receivable within one year40/41 | €23k | €2k | €5k | €365 | €46 | ▼ 87.3% |
| Trade receivables40 | €1k | €2k | €5k | - | - | - |
| Other amounts receivable41 | €22k | - | - | €365 | €46 | ▼ 87.3% |
| Cash at bank and in hand54/58 | €7k | €8k | €12k | €22k | €46k | ▲ 106% |
| Deferred charges and accrued income490/1 | €4k | €4k | €5k | €5k | €4k | ▼ 27.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.74M | €1.38M | €1.33M | €1.25M | €1.21M | ▼ 2.9% |
| Equity10/15 | €1.32M | €969k | €990k | €980k | €1.01M | ▲ 3.0% |
| Contributions10/11 | €1.25M | €900k | €900k | €875k | €875k | = |
| Capital10 | €1.25M | - | - | - | - | - |
| Issued capital100 | €1.25M | - | - | - | - | - |
| Reserves13 | €156k | €156k | €156k | €156k | €156k | = |
| Non-distributable reserves130/1 | €77k | €35k | €35k | €35k | €35k | = |
| Legal reserve130 | €42k | - | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €35k | €35k | €35k | = |
| Other1319 | €35k | €35k | - | - | - | - |
| Distributable reserves133 | €79k | €121k | €121k | €121k | €121k | = |
| Profit (loss) carried forward14 | €-85k | €-88k | €-66k | €-51k | €-21k | ▲ 58.0% |
| Amounts payable17/49 | €420k | €412k | €335k | €267k | €201k | ▼ 24.7% |
| Amounts payable after more than one year17 | €342k | €317k | €254k | €191k | €115k | ▼ 39.8% |
| Financial debts170/4 | €342k | €317k | €254k | €191k | €115k | ▼ 39.8% |
| Amounts payable within one year42/48 | €73k | €88k | €80k | €75k | €86k | ▲ 14.7% |
| Current portion of amounts payable after more than one year42 | €61k | €61k | €62k | €64k | €76k | ▲ 19.3% |
| Trade debts44 | €6k | €3k | - | €1k | €1k | ▲ 16.5% |
| Suppliers440/4 | €6k | €3k | - | €1k | €1k | ▲ 16.5% |
| Other amounts payable47/48 | €5k | €24k | €17k | €10k | €9k | ▼ 14.4% |
| Accrued charges and deferred income492/3 | €5k | €7k | €1k | €2k | €360 | ▼ 78.6% |
| Line | 2022 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-8k | €-2k | €22k | €15k | €30k | ▲ 95.4% |
| + Depreciation and write-downs630 | €95k | €40k | €85k | €96k | €97k | ▲ 1.6% |
| Operating cash flow (approximation) | €88k | €38k | €106k | €111k | €127k | ▲ 14.4% |
| Investment in fixed assets (approximation) | - | - | €-21k | €-12k | €-29k | ▼ 148% |
| Change in cash | - | - | €4k | €11k | €24k | ▲ 122% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
Financial
Highest result since 2019net €30k ▲95.4%
Operating result €33k, net result €30k, both a record.
31-08
Financial
Equity above €1MEq €1.01M ▲3%
3 profitable years in a row build equity to €1.01M.
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
Financial
Back to profitnet €22k
Net result €22k after 3 loss-making years.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Liquidity times 16current ratio 4.61
Current ratio from 0.29 to 4.61.
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
06-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
29-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2006
Ground area
3,418 m²
Building footprint
234 m²
Parcel 92073B0217/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Grouchimmo
since 20062.306.380.282
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92073B0217/00K000 | Wallonia | 3,418 m² | 1 · 234 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 4,825 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-05-2006
Fiscal year end31-08
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Scores and ratios are computed by Checked and are not a credit decision.