Groovy Consult
ActiveGroovy Consult has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 62% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+93
Solvency93▲+14
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 1.84 in 2024; short-term debt: 31.7% of total assets), and 31.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.3%
Return on assets
19.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
2023
23 d early
2022
49 d early
2021
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 38.7%
2024 · €9k
2021: €12k
2022: €13k
2023: €14k
2024: €9k
2021 → 2025
Total assets
€19k▲ 9.9%
2024 · €17k
2021: €29k
2022: €16k
2023: €19k
2024: €17k
2021 → 2025
Net result
€4k
2024 · €-5k
2021: €16k
2022: €887
2023: €1k
2024: €-5k
2021 → 2025
Working capital
€11k▲ 71.9%
2024 · €7k
2021: €11k
2022: €12k
2023: €13k
2024: €7k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€13k▲ 7.3%€14k▲ 8.2%€9k▼ 33.6%€13k▲ 38.7%
Operating result€18k-€961▼ 94.8%€-496€-4k▼ 720%€3k
Net result€16k-€887▼ 94.5%€1k▲ 19.4%€-5k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€2k▼ 43.3%
Current assets
€17k▲ 19.8%
Equity and liabilities €19k
Equity
€13k▲ 38.7%
Debt
€6k▼ 24.1%
The debt ratio falls from 45.8% to 31.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▲
2024 · €-3k
Cash flow
€5k▲
2024 · €-4k
Solvency
68.3%▲
2024 · 54.2%
Current ratio
2.90▲
2024 · 1.84
Quick ratio
2.90▲
2024 · 1.84
Debt / equity
0.46▼
2024 · 0.85
ROE
27.9%▲
2024 · -50.6%
ROA
19.1%▲
2024 · -27.4%
Interest coverage
30.05▲
2024 · -29.43
Debt
€6k▼
2024 · €8k
Debt ≤ 1 year
€6k▼
2024 · €8k
Income taxes
€-523▼
2024 · €524
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17k€19k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Current assets29/58€15k€17k▲
Amounts receivable within one year40/41€14k€17k▲
Trade receivables40€9k€7k▼
Other amounts receivable41€6k€11k▲
Cash at bank and in hand54/58€59-
Equity and liabilities
Total equity and liabilities10/49€17k€19k▲
Equity10/15€9k€13k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€3k€7k▲
Amounts payable17/49€8k€6k▼
Amounts payable within one year42/48€8k€6k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45-€889
Taxes450/3-€889
Other amounts payable47/48€6k€800▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€596€1k▲
Other operating charges640/8€274€2k▲
Gross operating margin9900€-3k€7k▲
Operating profit (loss)9901€-4k€3k▲
Financial income75/76B-€64
Recurring financial income75-€64
Financial charges65/66B€118€144▲
Recurring financial charges65€118€144▲
Profit (loss) for the period before taxes9903€-4k€3k▲
Income taxes67/77€524€-523▼
Profit (loss) for the period9904€-5k€4k▲
Profit (loss) for the period to be appropriated9905€-5k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€7k▲
Profit (loss) brought forward from the previous period14P€8k€3k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-5k ▼545%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 4.56
Current ratio from 1.65 to 4.56; short-term debt falls from €16k to €3k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-09-2025
Alexander De Coen: Resigned as Director
01-01-2022
Evy Van den Driessche: Resigned as Director
01-01-2022
Gregory Presa Fernandez: Resigned as Director
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reedijk 511785 MerchtemGround area
795 m²
Building footprint
128 m²
Volume, LiDAR
498 m³
Parcel 23602H0529/00M000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Groovy Consult
since 20202.327.706.624
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23602H0529/00M000 | Flanders | 795 m² | 1 · 128 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,151 companies in sector 63920 we hold annual accounts for 1,522. 892 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2020
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.