Equity
€1.5m ▲ 1.2%
Gronim has made a profit without a break since 2020.
Gronim
Lifetime
19 annual accounts with figures on one time axis, 41 filings since 1985peak €775,574 (2024)
€9,757▼ 98.7%
lowest -€108,636 (2009)
€17,704▼ 96.9%
peak €1.5m (2025)
€1.5m▲ 1.2%
€1.4m▲ 21.1%
peak 6.5 FTE (2007)
0 FTE
Board1 name since 2012
1 directorVANGOR BV
Owners3 names in the annual accounts
100%IMGOR
Documentsfilings and deeds
30-07-20261 day before the deadline
2025abbreviated format
Gross margin from €775,574 to €9,757Result from €562,622 to €17,704Debts from €1.1m to €1.4mInvestments €110,482Cash from €5,077 to €2,256
Key points
from the 2025 annual accountsResult
€17,704 ▼ 96.9%
The result fell in 2025: the 2024 profit included a one-off income of €743,982.
Turnover
≈ €33,000 estimated
The accounts state no turnover.
Investments
€110,482 4.4 × depreciation
Green is investment, beige is depreciation.
Filings
41 annual accounts since 1985
Three of the last ten came late. The 2024 accounts came latest: 61 days after the end of the period.
Position in the sector
€1.5m
More equity than 80% of companies in real estate. Sector median €300,201 · 11,304 companies.
Checked score
83
Excellent
Financially stronger than 39% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.4%▲ +0.1 percentage points vs 09-2025highest value
11-2025: 0.2%▼ -0.2 percentage points vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 2.02, cash €2,256, halved
2 of the last 3 accounts late
lowers risk
Legal form: limited partnership
Founded in 1984
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 65% of them on solvency, 28% on liquidity, 14% on profitability and 50% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as Gronim has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Gronim itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for Gronim. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.02 (2.46 in 2024), above the usual 1.5. Short-term debt is 34.4% and cash 0.1% of total assets. However, 53.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
61 days late
2023
56 days late
2022
7 days early
2021
31 days late
2020
5 days early
2019
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
VB
VANGOR BV
Director, since 10-12-2012
Shares in 1 company, INTERCORP
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0427406249
Environmental permit granted
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Antwerpen
Registered office moved from Konich to Knokke-Heist
New registered office: Zeedijk - Albertstrand 539 te 8300 Knokke Heist · Previous registered office: Groeningenlei 132 te 2550 Konich · General meeting of 17-06-2019 · Gazette deed
First establishment
Groeningenlei 132, Kontich
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Gronim Knokke-Heist | €3.4m | €9,757 | 46.1% | 0 |
| AGENTUUR PHILIPS Koksijde | €1.6m | €26,444 | 88.2% | 0 |
| FORTUM VASTGOEDASSOCIATIE Sint-Martens-Latem | €1.8m | €17,837 | 10.0% | 0 |
| DNL IMMOBILIEN EN BELEGGINGSMAATSCHAPPIJ Bonheiden | €5.6m | €16,648 | 79.9% | 1 |
| LUCAN Wielsbeke | €1.6m | €34,375 | 98.3% | 0 |
| European Property Association Rumst | €7.7m | €10,708 | 71.2% | 0 |
| DIETERINVEST Bonheiden | €1.3m | €28,543 | 34.5% | 0 |
These companies have the same main activity as Gronim: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €1.3m and €7.7m, founded between 1983 and 2006.
Official details
Source: KBO- Status
- Active since 23-10-1984Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Establishment unit
- 2.039.993.7362550 Kontich, since 23-10-1984
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €3.4m▲ 8.1%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on Gronim
Gronim files the abbreviated format. That format states no turnover. The gross margin fell from €648,240 in 2007 to €9,757 in 2025.
IMGOR holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Gronim
- What is the company number of Gronim?
- The company number of Gronim is 0427.406.249. The VAT number is the same number with BE in front: BE 0427.406.249.
- Where is Gronim based?
- The registered office is at Zeedijk-Albertstrand 539, 8300 Knokke-Heist.Company details
- What does Gronim do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of Gronim?
- Gronim is a limited partnership (Comm.V).
- When was Gronim founded?
- Gronim was founded on 23-10-1984.
- Is Gronim still active?
- Yes, Gronim is an active enterprise in the KBO register.
- What is the turnover of Gronim?
- The turnover in financial year 2025 is ≈ €33,000. This figure is estimated from the gross margin of €9,757 and 59 comparable companies (NACE 68310). It probably lies between €17,000 and €72,000. It is a rough estimate.Financials
- Is Gronim profitable?
- In financial year 2025, Gronim made a profit of €17,704.
- Where can I find the annual accounts of Gronim?
- Gronim filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Gronim due?
- Gronim must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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