GRONDWERKEN BDB
ActiveThe computed 12-month bankruptcy probability of GRONDWERKEN BDB is 2.2% (moderate). The 2025 annual accounts show equity of €13k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 27450 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency92▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.66 against 9.97 in 2024; short-term debt: 32.9% and cash: 38.5% of total assets), and 32.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
40 d early
2024
31 d early
2023
35 d early
2022
42 d early
2021
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€13k▼ 55.4%
2024 · €29k
2021: €11k
2022: €16k
2023: €29k
2024: €29k
2021 → 2025
Total assets
€19k▼ 39.5%
2024 · €31k
2021: €13k
2022: €18k
2023: €34k
2024: €31k
2021 → 2025
Net result
€2k▼ 86.3%
2024 · €16k
2021: €7k
2022: €5k
2023: €30k
2024: €16k
2021 → 2025
Working capital
€10k▼ 58.8%
2024 · €25k
2021: €11k
2022: €15k
2023: €24k
2024: €25k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€16k▲ 45.3%€29k▲ 80.4%€29k=€13k▼ 55.4%
Operating result€10k-€7k▼ 27.5%€34k▲ 353%€20k▼ 40.4%€3k▼ 83.2%
Net result€7k-€5k▼ 28.4%€30k▲ 504%€16k▼ 46.1%€2k▼ 86.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 83% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€2k▼ 30.7%
Current assets
€17k▼ 40.6%
Equity and liabilities €19k
Equity
€13k▼ 55.4%
Debt
€6k▲ 123%
The debt ratio rises from 8.9% to 32.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €24k
Cash flow
€3k▼
2024 · €20k
Solvency
67.1%▼
2024 · 91.1%
Current ratio
2.66▼
2024 · 9.97
Quick ratio
2.66▼
2024 · 9.97
Debt / equity
0.49▲
2024 · 0.10
ROE
17.3%▼
2024 · 56.1%
ROA
11.6%▼
2024 · 51.1%
Interest coverage
8.91▼
2024 · 45.89
Debt
€6k▲
2024 · €3k
Debt ≤ 1 year
€6k▲
2024 · €3k
Income taxes
€686▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€19k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Current assets29/58€28k€17k▼
Amounts receivable within one year40/41€24k€9k▼
Trade receivables40€8k€7k▼
Other amounts receivable41€16k€1k▼
Cash at bank and in hand54/58€4k€7k▲
Deferred charges and accrued income490/1€500€500=
Equity and liabilities
Total equity and liabilities10/49€31k€19k▼
Equity10/15€29k€13k▼
Contributions10/11€4k€4k=
Reserves13€25k€9k▼
Distributable reserves133€25k€9k▼
Amounts payable17/49€3k€6k▲
Amounts payable within one year42/48€3k€6k▲
Financial debts43-€7
Credit institutions430/8-€7
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€388€3k▲
Taxes450/3€388€3k▲
Other amounts payable47/48-€728
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€493€625▲
Gross operating margin9900€25k€5k▼
Operating profit (loss)9901€20k€3k▼
Financial income75/76B€776€3▼
Recurring financial income75€776€3▼
Financial charges65/66B€534€498▼
Recurring financial charges65€534€498▼
Profit (loss) for the period before taxes9903€20k€3k▼
Income taxes67/77€4k€686▼
Profit (loss) for the period9904€16k€2k▼
Profit (loss) for the period to be appropriated9905€16k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€2k▼
Transfer from equity791/2-€18k
Transfer to equity691/2-€2k
To other reserves6921-€2k
Profit to be distributed694/7€16k€18k▲
Return on contributions (dividend)694€15k€18k▲
Directors or managers695€1k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €2k ▼86.3%
Net result drops to €2k, the lowest in the series.
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2021net €30k ▲504%
Operating result €34k, net result €30k, both a record.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
13-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meerhout · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lil 412450 MeerhoutGround area
1,020 m²
Building footprint
133 m²
Volume, LiDAR
563 m³
Parcel 13021B0386/00L000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GRONDWERKEN BDB
since 20202.307.346.621
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13021B0386/00L000 | Flanders | 1,020 m² | 1 · 133 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,452 companies in sector 43120 we hold annual accounts for 3,231. 1,651 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2020
Fiscal year end30-06
Activities, NACEBEL
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.