Groep IS
ActiveGroep IS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €-37k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 55% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency77▼-14
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 2.65 in 2024; short-term debt: 47.9% and cash: 71.1% of total assets), and 48.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.7%
Return on assets
-45.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
57 d early
2023
48 d early
2022
62 d early
2021
62 d early
2020
61 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▼ 46.6%
2024 · €79k
2018: €393
2019: €13k
2020: €20k
2021: €21k
2022: €4k
2023: €23k
2024: €79k
2018 → 2025
Total assets
€81k▼ 31.3%
2024 · €118k
2018: €45k
2019: €51k
2020: €63k
2021: €60k
2022: €45k
2023: €58k
2024: €118k
2018 → 2025
Net result
€-37k
2024 · €55k
2018: €-21k
2019: €12k
2020: €7k
2021: €656
2022: €-16k
2023: €19k
2024: €55k
2018 → 2025
Working capital
€33k▼ 49.2%
2024 · €65k
2018: €-9k
2019: €6k
2020: €15k
2021: €17k
2022: €-4k
2023: €17k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€4k▼ 80.3%€23k▲ 475%€79k▲ 238%€42k▼ 46.6%
Operating result€422-€-16k€20k€60k▲ 202%€-36k
Net result€656-€-16k€19k€55k▲ 188%€-37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €36k after €60k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€9k▼ 33.3%
Current assets
€72k▼ 31.0%
Equity and liabilities €81k
Equity
€42k▼ 46.6%
Debt
€39k▼ 1.0%
The debt ratio rises from 33.6% to 48.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-32k▼
2024 · €63k
Cash flow
€-32k▼
2024 · €59k
Solvency
51.7%▼
2024 · 66.4%
Current ratio
1.85▼
2024 · 2.65
Quick ratio
1.63▼
2024 · 2.43
Debt / equity
0.94▲
2024 · 0.50
ROE
-87.3%▼
2024 · 70.4%
ROA
-45.1%▼
2024 · 46.8%
Interest coverage
-36.58▼
2024 · 29.07
Debt
€39k▼
2024 · €40k
Debt ≤ 1 year
€39k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€81k▼
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€10k€5k▼
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€4k€4k▼
Current assets29/58€104k€72k▼
Stocks and contracts in progress3€9k€8k▼
Stocks30/36€9k€8k▼
Amounts receivable within one year40/41€9k€6k▼
Trade receivables40€4k€4k▼
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€87k€58k▼
Equity and liabilities
Total equity and liabilities10/49€118k€81k▼
Equity10/15€79k€42k▼
Contributions10/11€12k€12k=
Reserves13€66k€30k▼
Distributable reserves133€66k€30k▼
Amounts payable17/49€40k€39k▼
Amounts payable within one year42/48€39k€39k▼
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€325€163▼
Taxes450/3€325€163▼
Other amounts payable47/48€34k€34k=
Accrued charges and deferred income492/3€400€400=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€822€902▲
Gross operating margin9900€64k€-31k▼
Operating profit (loss)9901€60k€-36k▼
Financial income75/76B€195€394▲
Recurring financial income75€195€394▲
Financial charges65/66B€2k€862▼
Recurring financial charges65€2k€862▼
Profit (loss) for the period before taxes9903€58k€-37k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€55k€-37k▼
Profit (loss) for the period to be appropriated9905€55k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€-37k▼
Transfer from equity791/2-€37k
Transfer to equity691/2€55k-
To other reserves6921€55k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-37k ▼166%
Net result drops to €-37k, the lowest in the series.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €55k ▲188%
Operating result €60k, net result €55k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.) · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwarteindestraat 1323850 Nieuwerkerken (Limb.)Ground area
1,039 m²
Building footprint
211 m²
Volume, LiDAR
984 m³
Parcel 71031A0168/00F000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Robusti
since 20112.200.141.528
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71031A0168/00F000 | Flanders | 1,039 m² | 1 · 211 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesGroep IS BV36455
Similar companies · same sector, comparable size
P & C INTERIEUR
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D.D.P. Concept
BE 0878.726.760
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VERLINDE
BE 0462.571.323
Kortemark · Eq €42k
Wit-Hout
BE 0629.720.733
Diest · Eq €42k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 7,227 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2011
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
25110Manufacture of metal structures and parts of structures
43211General electrical installation work
43230Insulation installation
43291Specialised construction activities
46120Wholesale trade
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.