Result
From profit to loss in 2025, after a profit of €1.3m in 2024.
From profit to loss in 2025, after a profit of €1.3m in 2024.
Of this, €8.7m falls due within a year.
GROEP INTRO VZW pays its suppliers 20 days later than in 2024. Customers pay 28 days later.
The last five annual accounts were filed 82 to 117 days before the end of the period.
Lower net result than 94% of companies in social work without accommodation. Sector median €50,555 · 488 companies.
Flemish support, mostly Subsidies jeugdhulp.
The dashed line is the sector median: < 0.1% across 91 companies (NACE 88, large).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, large). It does better than 6% of them on solvency, 88% on liquidity, 21% on profitability and 9% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 137 companies had the same profile as GROEP INTRO VZW has now. Each dot is one company, two years later.
The bankruptcy probability of GROEP INTRO VZW itself is lower: < 0.1% within 12 months. It rests on far more data about GROEP INTRO VZW than the profile alone.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 137 companies, not a prediction for GROEP INTRO VZW. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 3.18 (3.11 in 2024), above the usual 1.5. Short-term debt is 29.4% and cash 23.9% of total assets. However, 86% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 90 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.
| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| GROEP INTRO VZW Anderlecht | €29.6m | - | 14.0% | 564.3 |
| Pleegzorg Provincie Antwerpen Mechelen | €42.1m | - | 44.7% | 333.2 |
| Pleegzorg Oost-Vlaanderen Ghent | €17.2m | - | 58.7% | 278.6 |
| Pleegzorg Vlaams - Brabant en Brussel Leuven | €18.9m | - | 70.0% | 189.6 |
| Pleegzorg West-Vlaanderen Roeselare | €18.1m | - | 66.7% | 200.8 |
| PLEEGZORG LIMBURG Genk | €14.3m | - | 58.2% | 161.6 |
| De Wiekslag Alken | €8.4m | - | 86.6% | 91 |
These companies have the same main activity as GROEP INTRO VZW: social work activities without accommodation (NACE 88992). They are comparable in size and age: total assets between €8.4m and €42m, founded between 1980 and 2013.
GROEP INTRO VZW has existed since 1997. In 2009 turnover rose from €32,856 to €377,311 and staff from 391.3 to 535.5 full-time equivalents.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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