Equity
€3.0m ▼ 51.3%
GROEP ANTWERPSE BOUWMARKTEN paid out €4.0m in dividends. That is 502% of the 2025 profit.
GROEP ANTWERPSE BOUWMARKTEN
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1990peak €17.4m (2020)
€15.6m▼ 1.4%
lowest -€919,962 (2010)
€796,030▼ 21.4%
peak €7.5m (2021)
€3.0m▼ 51.3%
€2.7m▲ 212%
peak 44.8 FTE (2010)
31.1 FTE▲ 4.4%
Board5 names since 2017
-
Owners2 names in the annual accounts
74.98%Groep Tom Heeren
Documentsfilings and deeds
17-07-202614 days before the deadline
2025financial year
Reappointment: VGD Bedrijfsrevisoren (statutory auditor) 13-08Dividend €4.0mEquity from €6.2m to €3.0mDebts from €868,727 to €2.7mInvestments €1.2m
Key points
from the 2025 annual accountsDebts
€2.7m ▲ 212%
Debts rose by €1.8m in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€1.2m 12.3 × depreciation
Green is investment, beige is depreciation. Machinery stands 83.4% higher than in 2024.
Staff
31.1 FTE from 44.8 in 2010
Between 2010 and 2025, 31% of the full-time equivalents disappeared.
Liquidity
2.49 was 8.97 in 2024
Short-term debts rose from €766,794 to €1.8m.
Position in the sector
€796,030
Higher net result than 92% of companies in retail trade. Sector median €39,880 · 5,069 companies.
Checked score
92
Excellent
Financially stronger than 51% of small companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 3,698 companies (NACE 47, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 2.49, cash €71,006
lowers risk
Founded in 1989
Profit of €796,030 (financial year 2025)
Equity €3.0m (52.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 75% of them on solvency, 42% on liquidity, 63% on profitability and 26% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as GROEP ANTWERPSE BOUWMARKTEN has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of GROEP ANTWERPSE BOUWMARKTEN itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for GROEP ANTWERPSE BOUWMARKTEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €270,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.49 (8.97 in 2024), above the usual 1.5. Short-term debt is 30.9% and cash 1.2% of total assets. 47.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 days early
2024
23 days early
2023
27 days early
2022
20 days early
2021
2 days late
2020
1 day early
2019
82 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- Groep Tom Heeren 74.98%score 88equity €55.1m (2025) · 2025 annual accounts of Groep Tom Heeren
- Tom Heeren 25.02%annual accounts 2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0437934808
Reappointment: VGD Bedrijfsrevisoren (statutory auditor)
Permanent representative: Tom Heeren · General meeting of 25-06-2025 · Gazette deed
Reappointment: VGD Bedrijfsrevisoren (statutory auditor)
Permanent representative: Heeren Tom · General meeting of 15-07-2022 · Gazette deed
2 directors appointed, 1 statutory auditor appointed, 1 resignation
Appointments: GROEP TOM HEEREN (director), VGD BEDRIJFSREVISOREN (statutory auditor) and VANDERSMISSEN Greet René Adrienne (opvolger van de enige bestuurder) · Permanent representative: HEEREN Tom Kristof Roger · Resignation: GROEP TOM HEEREN · General meeting of 29-09-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GROEP ANTWERPSE BOUWMARKTEN Sint-Katelijne-Waver | €15.6m | 6.3% | 52.9% | 31.1 |
| OU - QUI - BAT Bertrix | €13.1m | -0.1% | 49.0% | 31.5 |
| JANSEN Prof-Int & Dhz Oudsbergen | €12.9m | -1.9% | 31.5% | 34.6 |
| BRICOSHOP Rumst | €12.0m | -6.4% | 56.9% | 35.4 |
| BOCO Antwerp | €8.4m | 5.0% | 15.4% | 26.8 |
| GROEP LIMBURGSE BOUWMARKTEN Hasselt | €10.8m | 1.3% | 85.9% | 29 |
| ISOLABEL Auderghem | €20.0m | 13.9% | 15.2% | 33.9 |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as GROEP ANTWERPSE BOUWMARKTEN: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €5.3m and €7.2m, founded between 1979 and 1994.
Official details
Source: KBO- Status
- Active since 29-06-1989Normal situation
- Activity
- Retail sale of hardware, building materials, paint and glass (general range)NACE 47521and 3 others
- Joint committee
- 201Independent retail · annual accounts 2025
- Establishment units
- 2.178.875.2672500 Lier, since 15-07-2009
- 2.178.875.3662860 Sint-Katelijne-Waver, since 22-07-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 20-12-2025
Annual accounts 2025
- €5.8m▼ 19.1%
- Employeeson 31-12-2025
- 34▲ 9.7%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on GROEP ANTWERPSE BOUWMARKTEN
GROEP ANTWERPSE BOUWMARKTEN has existed since 1989. The present size dates from 2009. Turnover rose that year from €4.1m to €10.5m and staff from 14.6 to 33.9 full-time equivalents. In 2009 two sites were added.
Solvency fell in 2025 from 87.8% to 52.9% because of the dividend.
Groep Tom Heeren holds 74.98% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GROEP ANTWERPSE BOUWMARKTEN
- What is the company number of GROEP ANTWERPSE BOUWMARKTEN?
- The company number of GROEP ANTWERPSE BOUWMARKTEN is 0437.934.808. The VAT number is the same number with BE in front: BE 0437.934.808.
- Where is GROEP ANTWERPSE BOUWMARKTEN based?
- The registered office is at Drevendaal 7, 2860 Sint-Katelijne-Waver.Company details
- What does GROEP ANTWERPSE BOUWMARKTEN do?
- According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
- What is the legal form of GROEP ANTWERPSE BOUWMARKTEN?
- GROEP ANTWERPSE BOUWMARKTEN is a public limited company (NV).
- When was GROEP ANTWERPSE BOUWMARKTEN founded?
- GROEP ANTWERPSE BOUWMARKTEN was founded on 29-06-1989.
- Is GROEP ANTWERPSE BOUWMARKTEN still active?
- Yes, GROEP ANTWERPSE BOUWMARKTEN is an active enterprise in the KBO register.
- How many employees does GROEP ANTWERPSE BOUWMARKTEN have?
- GROEP ANTWERPSE BOUWMARKTEN had an average of 31.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does GROEP ANTWERPSE BOUWMARKTEN fall under?
- In its 2025 annual accounts, GROEP ANTWERPSE BOUWMARKTEN states joint committee 201 (Independent retail).
- What is the turnover of GROEP ANTWERPSE BOUWMARKTEN?
- The turnover of GROEP ANTWERPSE BOUWMARKTEN was €15.6m in financial year 2025, according to the filed annual accounts.
- Is GROEP ANTWERPSE BOUWMARKTEN profitable?
- In financial year 2025, GROEP ANTWERPSE BOUWMARKTEN made a profit of €796,030.
- Where can I find the annual accounts of GROEP ANTWERPSE BOUWMARKTEN?
- GROEP ANTWERPSE BOUWMARKTEN filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GROEP ANTWERPSE BOUWMARKTEN due?
- GROEP ANTWERPSE BOUWMARKTEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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