GROELKE
ActiveGROELKE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €111k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 52% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency70▲+24
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.26 in 2024; short-term debt: 54.9% and cash: 7.7% of total assets), but 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.1%
Return on assets
35.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-10-2025, 10 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
10 d early
2024
21 d late
2023
44 d late
2022
4 d early
2021
4 d early
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€144k▲ 348%
2024 · €32k
2020: €686
2021: €86k
2022: €59k
2023: €-13k
2024: €32k
2020 → 2025
Total assets
€318k▲ 106%
2024 · €155k
2020: €136k
2021: €175k
2022: €146k
2023: €355k
2024: €155k
2020 → 2025
Net result
€111k▲ 148%
2024 · €45k
2020: €-19k
2021: €85k
2022: €-27k
2023: €-72k
2024: €45k
2020 → 2025
Working capital
€144k▲ 348%
2024 · €32k
2020: €686
2021: €86k
2022: €59k
2023: €-13k
2024: €32k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€59k▼ 31.1%€-13k€32k€144k▲ 348%
Operating result€110k-€-27k€-76k▼ 181%€45k€135k▲ 198%
Net result€85k-€-27k€-72k▼ 169%€45k€111k▲ 148%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 198% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €318k
Equity
€144k▲ 348%
Debt
€174k▲ 42.4%
The debt ratio falls from 79.3% to 54.9%. Equity and debt are higher.
Key figures and ratios
Solvency
45.1%▲
2024 · 20.7%
Current ratio
1.82▲
2024 · 1.26
Quick ratio
1.82▲
2024 · 1.26
Debt / equity
1.22▼
2024 · 3.82
ROE
77.7%▼
2024 · 140.2%
ROA
35.1%▲
2024 · 29.1%
Debt
€174k▲
2024 · €123k
Debt ≤ 1 year
€174k▲
2024 · €123k
Income taxes
€23k
Staff costs
€4k▲
2024 · €818
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€318k▲
Current assets29/58€155k€318k▲
Amounts receivable within one year40/41€89k€294k▲
Trade receivables40€88k€118k▲
Other amounts receivable41€1k€176k▲
Cash at bank and in hand54/58€65k€24k▼
Deferred charges and accrued income490/1€119€119▲
Equity and liabilities
Total equity and liabilities10/49€155k€318k▲
Equity10/15€32k€144k▲
Contributions10/11€20k€20k=
Reserves13€66k€124k▲
Distributable reserves133€66k€124k▲
Profit (loss) carried forward14€-53k€0▲
Amounts payable17/49€123k€174k▲
Amounts payable within one year42/48€123k€174k▲
Trade debts44€14k€56k▲
Suppliers440/4€14k€56k▲
Taxes, remuneration and social security45€11k€21k▲
Taxes450/3€7k€18k▲
Remuneration and social security454/9€4k€4k▼
Other amounts payable47/48€98k€97k▼
Income statement
Code20242025
Remuneration, social security and pensions62€818€4k▲
Other operating charges640/8€1k€818▼
Non-recurring operating charges66A-€893
Gross operating margin9900€47k€141k▲
Operating profit (loss)9901€45k€135k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€235€266▲
Recurring financial charges65€235€266▲
Profit (loss) for the period before taxes9903€45k€135k▲
Income taxes67/77-€23k
Profit (loss) for the period9904€45k€111k▲
Profit (loss) for the period to be appropriated9905€45k€111k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-53k€58k▲
Profit (loss) brought forward from the previous period14P€-98k€-53k▲
Transfer to equity691/2-€58k
To other reserves6921-€58k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2020net €111k ▲148%
Operating result €135k, net result €111k, both a record.
31-03
Financial
Equity above €100kEq €144k ▲348%
2 profitable years in a row build equity to €144k.
2024
21-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
31-03
Financial
Back to profitnet €45k
Net result €45k after 2 loss-making years.
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
31-03
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €85k
Net result €85k after one loss-making year.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heistraat 332500 LierGround area
2,216 m²
Building footprint
465 m²
Volume, LiDAR
2,778 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GROELKE
since 20192.285.477.079
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002C0444/00D000 | Flanders | 2,017 m² | 1 · 267 m² | 9.1 m · 2 fl. |
| 12019A0229/00K000 | Flanders | 199 m² | 1 · 199 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBerlaar2.285.477.079
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Of 956 companies in sector 46319 we hold annual accounts for 609. 403 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2019
Fiscal year end31-03
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.