Skip to content

Groeikwartier

Active
Private limited companyfounded 2021active for 5 yearsRivierstraat 59, 2500 Lier, BelgiumKBO/BCE: BE 0762.446.130
Summary

The annual accounts of Groeikwartier for financial year 2025 show a net loss of 78% of total assets. The 2025 annual accounts show equity of €6,700 and a net result of -€5,487. Equity has been stable since 2021 (±1.3% per year). Its solvency ranks better than 95% of 839 sector peers (NACE 85, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 25-01-2021 Normal situation
Activity
Socio-cultural adult education NACE 85593and 3 others
Establishment unit
2.313.203.639 2500 Lier, since 25-01-2021
Financial year end
31 December
Peppol
Reachable since 26-01-2026

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
-€5,423
▼ 25.0%
Loss
€5,487
▲ 30.2%
Equity
€6,700
▼ 45.0%
Total assets
€7,022
▼ 56.8%
  • 2025 accounts filed 43 days after the deadline
Turnover not published (abbreviated or micro format)
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLast filed accounts filed 43 days late; 3 of the last 3 accounts lateLoss of €5,487, the second in a row (financial year 2025)lowers riskSector: Education (NACE 85)Size: total assets €7,022Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 39% of micro companies in education (NACE 85)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 100=
equity 95.4% of total assets
Liquidity 61-30
short-term debt 4.6% · cash 8.6%
Profitability 0=
return on assets -78.1%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,822 companies, NACE 85, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.2%▲ +0.1 percentage points vs 08-2025 10-2025: 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 21.8 (3.99 in 2024), above the usual 1.5. Short-term debt is 4.6% and cash 8.6% of total assets. 4.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 88% of them on solvency, 49% on liquidity, 6% on profitability and 14% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Size: total assets €7,022
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 43 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Loss of €5,487, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€5,487
raises risk · 2025 accounts filed 43 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-09-2026, 43 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
43 days late
2024
53 days late
2023
61 days late
2022
11 days late
2021
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 37 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 88% of companies in educationsector median €485,749 · 840 companies €6,700 View
  • Caution: Board changedlatest change 06-10-2026 · 1 in office 1 joined · 1 left View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€5,487 View

Recent changes

  1. · Gazette deed 1 director appointed, 1 director resigningResignation: Luc Laeremans (director) · Appointment: ICT MANAGEMENT (director) · Permanent representative: Bert Van Haute
  2. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as Groeikwartier: socio-cultural adult education (NACE 85593). They are comparable in size and age: total assets between €1,960 and €19,300, founded between 2021 and 2024.

CompanyTotal assetsGross margin
Groeikwartier Lier€7,022-€5,423
AU TEMPS POUR ELLE Brussel€7,003-€10,303
Scheefdruk vzw Leuven€14,492€744
POMPOEN PARK Vorst€17,659€0
Les Marguerites Permadesign Bièvre€19,292€1,081
All Things Human Sint-Lambrechts-Woluwe€1,959-€402
AGAL Farciennes€10,315€5,013
Full comparison

Key facts about Groeikwartier

What is the company number of Groeikwartier?
The company number of Groeikwartier is 0762.446.130. The VAT number is the same number with BE in front: BE 0762.446.130.
Where is Groeikwartier based?
The registered office is at Rivierstraat 59, 2500 Lier.Company details
What does Groeikwartier do?
According to the KBO register, the main activity is socio-cultural adult education (NACE 85593).
What is the legal form of Groeikwartier?
The legal form of Groeikwartier is Private limited company (BV).
When was Groeikwartier founded?
Groeikwartier was founded on 25-01-2021.
Is Groeikwartier still active?
Yes, Groeikwartier is an active enterprise in the KBO register.
What is the turnover of Groeikwartier?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
Is Groeikwartier profitable?
In financial year 2025, Groeikwartier made a loss of €5,487.
Where can I find the annual accounts of Groeikwartier?
Groeikwartier filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Groeikwartier due?
Groeikwartier must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.