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Groei!

Active
Private limited companyfounded 20223 yrs activeRenpaardlaan 13, 9031 Gent, BelgiumKBO/BCE: BE 0794.397.732
Summary

The annual accounts of Groei! for fiscal year 2025 show a net loss of 77% of the equity at the start of that year. The 2025 annual accounts show equity of €1,234 and a net result of -€4,085. Equity is shrinking by ~38.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 17% of 1912 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-59
Solvency35▼-58
Growth32=
Track record94
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.64 against 2.7 in 2024; short-term debt: 85.3% and cash: 41% of total assets), and 90% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
10%
Return on assets
-33.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1912 sector peers (2025).
NBB · sector comparison
Position among 1912 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
12 d late
2024
57 d early
2023
49 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Groei! was incorporated on 5 December 2022 as a Private limited company.1 Total assets fell from EUR 22,901 in 2023 to EUR 12,301 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€1,234▼ 76.8%
2024 · €5,319
Total assets
€12,301▲ 56.5%
2024 · €7,859
Net result
-€4,085▼ 12,791%
2024 · -€32
Working capital
-€3,730
2024 · €4,306
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€541-€38▼ 93.0%-€4,027
Net result€351--€32-€4,085▼ 12,791%
Equity€5,351-€5,319▼ 0.6%€1,234▼ 76.8%
Total assets€22,901-€7,859▼ 65.7%€12,301▲ 56.5%
Debt€17,551-€2,540▼ 85.5%€11,067▲ 336%
Working capital€4,932-€4,306▼ 12.7%-€3,730
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0Operating result 2023: €541€541Net result 2023: €351€351Operating result 2024: €38€38Net result 2024: -€32-€32Operating result 2025: -€4,027-€4,027Net result 2025: -€4,085-€4,085202320242025-€6,000-€4,000-€2,000€0Operating result 2023: €541€541Net result 2023: €351€351Operating result 2024: €38€38Net result 2024: -€32-€32Operating result 2025: -€4,027-€4,030Net result 2025: -€4,085-€4,090202320242025
The operating result turns negative in 2025: a loss of €4,027 after €38 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12,301
Fixed assets €5,537 ▲ 447%
Current assets €6,763 ▼ 1.2%
Equity and liabilities €12,301
Equity €1,234 ▼ 76.8%
Debt €11,067 ▲ 336%
Debt's share of the balance-sheet total rises from 32.3% to 90.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€3,536▼
2024 · €343
Cash flow
-€3,594▼
2024 · €273
Current ratio
0.64▼
2024 · 2.70
Debt to equity
8.97▲
2024 · 0.48
ROE
-331.0%▼
2024 · -0.6%
ROA
-33.2%▼
2024 · -0.4%
Interest coverage
-49.01▼
2024 · 4.94
Debt ≤ 1 year
€10,493▲
2024 · €2,540
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,207 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
4.2% stopped otherwise
90% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€7,859€12,301▲
Fixed assets21/28€1,013€5,537▲
Intangible fixed assets21-€4,863
Tangible fixed assets22/27€1,013€674▼
Plant, machinery and equipment23€753€573▼
Furniture and vehicles24€260€101▼
Current assets29/58€6,846€6,763▼
Amounts receivable within one year40/41€1,343€1,577▲
Trade receivables40€242€260▲
Other amounts receivable41€1,101€1,318▲
Cash at bank and in hand54/58€5,360€5,038▼
Deferred charges and accrued income490/1€143€148▲
Equity and liabilities
Total equity and liabilities10/49€7,859€12,301▲
Equity10/15€5,319€1,234▼
Contributions10/11€5,000€5,000=
Reserves13€319-
Distributable reserves133€319-
Profit (loss) carried forward14--€3,766
Amounts payable17/49€2,540€11,067▲
Amounts payable within one year42/48€2,540€10,493▲
Trade debts44€1,183€1,266▲
Suppliers440/4€1,183€1,266▲
Taxes, remuneration and social security45-€17
Taxes450/3-€17
Other amounts payable47/48€1,357€9,210▲
Accrued charges and deferred income492/3-€573
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€305€491▲
Other operating charges640/8€141€193▲
Non-recurring operating charges66A-€260
Gross operating margin9900€483-€3,083▼
Operating profit (loss)9901€38-€4,027▼
Financial income75/76B-€14
Recurring financial income75-€14
Financial charges65/66B€69€72▲
Recurring financial charges65€69€72▲
Profit (loss) for the period before taxes9903-€32-€4,085▼
Profit (loss) for the period9904-€32-€4,085▼
Profit (loss) for the period to be appropriated9905-€32-€4,085▼
Appropriation of the result
Profit (loss) to be appropriated9906-€32-€4,085▼
Transfer from equity791/2€32€319▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58€305€491▲ 61.0%
Other operating charges640/8-€141€193▲ 37.3%
Non-recurring operating charges66A--€260-
Gross operating margin9900€599€483-€3,083▼ 738%
Operating profit (loss)9901€541€38-€4,027▼ 10,791%
Financial income75/76B--€14-
Recurring financial income75--€14-
Financial charges65/66B€70€69€72▲ 4.0%
Recurring financial charges65€70€69€72▲ 4.0%
Profit (loss) for the period before taxes9903€472-€32-€4,085▼ 12,791%
Income taxes67/77€121---
Profit (loss) for the period9904€351-€32-€4,085▼ 12,791%
Profit (loss) for the period to be appropriated9905€351-€32-€4,085▼ 12,791%
Line202320242025Change
Assets
Total assets20/58€22,901€7,859€12,301▲ 56.5%
Fixed assets21/28€419€1,013€5,537▲ 447%
Intangible fixed assets21--€4,863-
Tangible fixed assets22/27€419€1,013€674▼ 33.4%
Plant, machinery and equipment23-€753€573▼ 23.9%
Furniture and vehicles24€419€260€101▼ 61.1%
Current assets29/58€22,483€6,846€6,763▼ 1.2%
Amounts receivable within one year40/41€12,376€1,343€1,577▲ 17.4%
Trade receivables40€12,376€242€260▲ 7.2%
Other amounts receivable41-€1,101€1,318▲ 19.6%
Cash at bank and in hand54/58€9,971€5,360€5,038▼ 6.0%
Deferred charges and accrued income490/1€136€143€148▲ 3.5%
Equity and liabilities
Total equity and liabilities10/49€22,901€7,859€12,301▲ 56.5%
Equity10/15€5,351€5,319€1,234▼ 76.8%
Contributions10/11€5,000€5,000€5,000=
Reserves13€351€319--
Distributable reserves133€351€319--
Profit (loss) carried forward14---€3,766-
Amounts payable17/49€17,551€2,540€11,067▲ 336%
Amounts payable within one year42/48€17,551€2,540€10,493▲ 313%
Trade debts44€7,868€1,183€1,266▲ 7.0%
Suppliers440/4€7,868€1,183€1,266▲ 7.0%
Taxes, remuneration and social security45€9,401-€17-
Taxes450/3€2,401-€17-
Remuneration and social security454/9€7,000---
Other amounts payable47/48€282€1,357€9,210▲ 579%
Accrued charges and deferred income492/3--€573-
Line202320242025Change
Profit (loss) for the period9904€351-€32-€4,085▼ 12,791%
+ Depreciation and write-downs630€58€305€491▲ 61.0%
Operating cash flow (approximation)€409€273-€3,594▼ 1,416%
Investment in fixed assets (approximation)--€899-€5,015▼ 458%
Change in cash--€4,611-€321▲ 93.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial Weakest financial yearnet -€4,085
Net result drops to -€4,085, the lowest in the series.
04-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity doublescurrent ratio 2.70
Current ratio from 1.28 to 2.70; short-term debt falls from €17,551 to €2,540.
12-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,780 m²
Building footprint
117 m²
Volume, LiDAR
580 m³
Parcel 44017A0703/00Z002, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Groei!
Renpaardlaan 13, 9031 GentComputing infrastructure, data processing, hosting and other information service activities
since 20222.339.090.959
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44017A0703/00Z002 Flanders 1,780 m² 1 · 117 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,149 companies in sector 63920 we hold annual accounts for 1,524. 172 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-12-2022
Fiscal year end31-12
Trade name NL True calling consultancy
Activities, NACEBEL 2025
63920Other information service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0794397732
Also 9925:BE0794397732
Registered 26-05-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.