GRM
ActiveThe computed 12-month bankruptcy probability of GRM is 4.8% (elevated). The 2025 annual accounts show equity of €501 and a net result of €501. Its solvency ranks better than 26% of 13044 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency10
Growth-
Stability67
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.92), and 99.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€501
Total assets
€84k
Net result
€501
Working capital
€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €84k
Fixed assets
€9k
Current assets
€75k
Equity and liabilities €84k
Equity
€501
Debt
€83k
Debt finances 99.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€2k
Cash flow
€2k
Solvency
0.6%
Current ratio
0.92
Quick ratio
0.04
ROA
0.6%
Interest coverage
78.15
Debt
€83k
Debt ≤ 1 year
€82k
Debt > 1 year
€2k
Income taxes
€125
Staff costs
€33k
Equity ratios withheld: equity of €501 is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€84k
Fixed assets21/28€9k
Tangible fixed assets22/27€9k
Furniture and vehicles24€9k
Current assets29/58€75k
Stocks and contracts in progress3€72k
Stocks30/36€72k
Cash at bank and in hand54/58€4k
Equity and liabilities
Total equity and liabilities10/49€84k
Equity10/15€501
Profit (loss) carried forward14€501
Amounts payable17/49€83k
Amounts payable after more than one year17€2k
Financial debts170/4€2k
Amounts payable within one year42/48€82k
Trade debts44€21k
Suppliers440/4€21k
Taxes, remuneration and social security45€24k
Taxes450/3€13k
Remuneration and social security454/9€11k
Other amounts payable47/48€38k
Income statement
Code2025
Remuneration, social security and pensions62€33k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€108
Gross operating margin9900€35k
Operating profit (loss)9901€652
Financial charges65/66B€26
Recurring financial charges65€26
Profit (loss) for the period before taxes9903€626
Income taxes67/77€125
Profit (loss) for the period9904€501
Profit (loss) for the period to be appropriated9905€501
Appropriation of the result
Profit (loss) to be appropriated9906€501
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
3 directors, no change since 2025
GURDIAL Menka
CurrentDirector · since 01-07-2025
GURDIAL Ram
CurrentDirector (executive) · since 20-06-2025
01-07-2025
GURDIAL Menka: Appointed as Director
01-07-2025
SAINI Mohit: Resigned as Director
20-06-2025
GURDIAL Ram: Appointed as Director (executive)
20-06-2025
SAINI Mohit: Appointed as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kiekenmarkt 81000 BrusselGround area
96 m²
Building footprint
81 m²
Volume, LiDAR
1,604 m³
Parcel 21812N0691/00B003, Brussels · tallest building 22.3 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
GREEK N RIBS Restaurant
since 20252.374.973.734
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0691/00B003 | Brussels | 96 m² | 1 · 81 m² | 22.3 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.374.973.734
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ACP WOOD
BE 0894.435.812
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BE 0681.819.928
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A.M. SOUSS
BE 0458.385.871
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R.D.B. RESTAURANT
BE 0862.904.773
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TB FACTORY
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 864 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2025
Fiscal year end31-12
Activities, NACEBEL
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.