GRISTON
ActiveGRISTON has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.70M and a net result of €544k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+26
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €390k at 30 days acceptable
Liquidity ample (current ratio 97.62), and 0.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.2%
Return on assets
11.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
3 d early
2023
23 d early
2022
25 d early
2021
3 d early
2020
19 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4.70M▲ 13.1%
2024 · €4.16M
2018: €1.56M
2019: €1.94M
2020: €2.10M
2021: €4.07M
2022: €4.31M
2023: €3.89M
2024: €4.16M
2018 → 2025
Total assets
€4.74M▲ 13.6%
2024 · €4.18M
2018: €1.60M
2019: €1.96M
2020: €2.14M
2021: €4.10M
2022: €4.34M
2023: €3.91M
2024: €4.18M
2018 → 2025
Net result
€544k▲ 102%
2024 · €269k
2018: €292k
2019: €381k
2020: €160k
2021: €1.97M
2022: €240k
2023: €70k
2024: €269k
2018 → 2025
Working capital
€3.89M▲ 16.8%
2024 · €3.33M
2018: €680k
2019: €1.27M
2020: €1.25M
2021: €3.23M
2022: €3.40M
2023: €2.99M
2024: €3.33M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.07M-€4.31M▲ 5.9%€3.89M▼ 9.7%€4.16M▲ 6.9%€4.70M▲ 13.1%
Operating result€234k-€191k▼ 18.5%€45k▼ 76.4%€40k▼ 12.0%€94k▲ 138%
Net result€1.97M-€240k▼ 87.8%€70k▼ 71.0%€269k▲ 285%€544k▲ 102%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 138% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.74M
Fixed assets
€817k▼ 1.9%
Current assets
€3.93M▲ 17.4%
Equity and liabilities €4.74M
Equity
€4.70M▲ 13.1%
Debt
€40k▲ 132%
The debt ratio rises from 0.4% to 0.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€110k▲
2024 · €56k
Cash flow
€560k▲
2024 · €285k
Solvency
99.2%▼
2024 · 99.6%
Current ratio
97.62
Quick ratio
97.62
Debt / equity
0.01▲
2024 · 0.00
ROE
11.6%▲
2024 · 6.5%
ROA
11.5%▲
2024 · 6.4%
Interest coverage
1.29▼
2024 · 1.37
Debt
€40k▲
2024 · €17k
Debt ≤ 1 year
€40k▲
2024 · €17k
Income taxes
€71k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.18M€4.74M▲
Fixed assets21/28€832k€817k▼
Tangible fixed assets22/27€42k€26k▼
Land and buildings22€0€0=
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€40k€25k▼
Financial fixed assets28€790k€790k=
Current assets29/58€3.34M€3.93M▲
Amounts receivable after more than one year29€840k€1.02M▲
Trade receivables290€840k€1.02M▲
Amounts receivable within one year40/41€69k€87k▲
Other amounts receivable41€69k€87k▲
Current investments50/53€2.09M€2.16M▲
Cash at bank and in hand54/58€315k€620k▲
Deferred charges and accrued income490/1€32k€44k▲
Equity and liabilities
Total equity and liabilities10/49€4.18M€4.74M▲
Equity10/15€4.16M€4.70M▲
Contributions10/11€19k€19k=
Reserves13€4.14M€4.68M▲
Tax-exempt reserves132€64k€64k=
Distributable reserves133€4.08M€4.62M▲
Amounts payable17/49€17k€40k▲
Amounts payable within one year42/48€17k€40k▲
Trade debts44€533€120▼
Suppliers440/4€533€120▼
Taxes, remuneration and social security45€8k€28k▲
Taxes450/3€8k€28k▲
Other amounts payable47/48€9k€12k▲
Accrued charges and deferred income492/3€42€32▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€60k€113k▲
Operating profit (loss)9901€40k€94k▲
Financial income75/76B€292k€607k▲
Recurring financial income75€292k€607k▲
Financial charges65/66B€41k€85k▲
Recurring financial charges65€41k€85k▲
Profit (loss) for the period before taxes9903€291k€616k▲
Income taxes67/77€22k€71k▲
Profit (loss) for the period9904€269k€544k▲
Profit (loss) for the period to be appropriated9905€269k€544k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.27M€544k▼
Profit (loss) brought forward from the previous period14P€1.00M-
Transfer to equity691/2€1.27M€544k▼
To other reserves6921€1.27M€544k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €70k ▼71%
Net result drops to €70k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €1.97M ▲1128%
Operating result €234k, net result €1.97M, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 127.14
Current ratio from 34.14 to 127.14; short-term debt falls from €38k to €26k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €2MEq €2.10M ▲8.3%
3 profitable years in a row build equity to €2.10M.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 55.77
Current ratio from 16.58 to 55.77; short-term debt falls from €44k to €23k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 99B1742 TernatGround area
1,917 m²
Building footprint
379 m²
Volume, LiDAR
1,636 m³
2 parcels, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bosstraat 99 B, 1742 Ternat
since 19982.088.263.114
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23071A0128/00B002 | Flanders | 1,622 m² | 1 · 84 m² | 7.4 m · 2 fl. |
| 23071A0127/00W000 | Flanders | 295 m² | 1 · 295 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 11,710 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-1998
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
73110Advertising agencies
73200Market research and public opinion polling
74131
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.