CUP
ActiveCUP has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.69M and a net result of €93k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+5
Solvency77▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €330k at 30 days acceptable
Liquidity ample (current ratio 4.83 against 2.97 in 2024; short-term debt: 6% and cash: 0.1% of total assets), and 48.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.9%
Return on assets
1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
38 d early
2023
96 d early
2022
52 d early
2021
39 d early
2020
17 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.69M▲ 2.0%
2024 · €4.60M
2018: €1.09M
2019: €1.15M
2020: €1.17M
2021: €1.21M
2022: €1.25M
2023: €4.63M
2024: €4.60M
2018 → 2025
Total assets
€9.05M▼ 6.9%
2024 · €9.72M
2018: €2.05M
2019: €2.00M
2020: €1.97M
2021: €1.88M
2022: €3.33M
2023: €6.15M
2024: €9.72M
2018 → 2025
Net result
€93k▲ 219%
2024 · €29k
2018: €61k
2019: €63k
2020: €14k
2021: €42k
2022: €42k
2023: €4.37M
2024: €29k
2018 → 2025
Working capital
€2.09M▼ 8.4%
2024 · €2.28M
2018: €63k
2019: €1k
2020: €2k
2021: €-64k
2022: €-1.33M
2023: €2.47M
2024: €2.28M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.21M-€1.25M▲ 3.5%€4.63M▲ 271%€4.60M▼ 0.7%€4.69M▲ 2.0%
Operating result€83k-€88k▲ 7.1%€916k▲ 935%€125k▼ 86.3%€274k▲ 119%
Net result€42k-€42k▲ 1.1%€4.37M▲ 10,236%€29k▼ 99.3%€93k▲ 219%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 119% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.05M
Fixed assets
€6.41M▲ 2.1%
Current assets
€2.64M▼ 23.4%
Equity and liabilities €9.05M
Equity
€4.69M▲ 2.0%
Provisions
€194k▼ 2.0%
Debt
€4.16M▼ 15.5%
The debt ratio falls from 50.6% to 46.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€449k▲
2024 · €228k
Cash flow
€267k▲
2024 · €132k
Solvency
51.9%▲
2024 · 47.3%
Current ratio
4.83▲
2024 · 2.97
Quick ratio
4.83▲
2024 · 2.97
Debt / equity
0.89▼
2024 · 1.07
ROE
2.0%▲
2024 · 0.6%
ROA
1.0%▲
2024 · 0.3%
Interest coverage
3.10▲
2024 · 2.63
Debt
€4.16M▼
2024 · €4.92M
Debt ≤ 1 year
€545k▼
2024 · €1.16M
Debt > 1 year
€3.61M▼
2024 · €3.75M
Income taxes
€44k▲
2024 · €18k
Staff costs
€31k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9.72M€9.05M▼
Fixed assets21/28€6.28M€6.41M▲
Tangible fixed assets22/27€4.58M€4.71M▲
Land and buildings22€4.50M€4.63M▲
Other tangible fixed assets26€79k€79k=
Assets under construction and advance payments27€0-
Financial fixed assets28€1.70M€1.70M=
Current assets29/58€3.44M€2.64M▼
Amounts receivable within one year40/41€2.91M€2.48M▼
Trade receivables40€369k€390k▲
Other amounts receivable41€2.54M€2.08M▼
Current investments50/53€150k€150k=
Cash at bank and in hand54/58€380k€10k▼
Equity and liabilities
Total equity and liabilities10/49€9.72M€9.05M▼
Equity10/15€4.60M€4.69M▲
Contributions10/11€70k€70k=
Reserves13€4.47M€4.56M▲
Tax-exempt reserves132€594k€604k▲
Distributable reserves133€3.88M€3.96M▲
Profit (loss) carried forward14€60k€60k=
Provisions and deferred taxes16€198k€194k▼
Deferred taxes168€198k€194k▼
Amounts payable17/49€4.92M€4.16M▼
Amounts payable after more than one year17€3.75M€3.61M▼
Financial debts170/4€3.75M€3.61M▼
Amounts payable within one year42/48€1.16M€545k▼
Current portion of amounts payable after more than one year42€151k€147k▼
Financial debts43€438k€0▼
Credit institutions430/8€438k€0▼
Other loans439€0-
Trade debts44€30k€12k▼
Suppliers440/4€30k€12k▼
Taxes, remuneration and social security45€402k€18k▼
Taxes450/3€399k€13k▼
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€138k€368k▲
Accrued charges and deferred income492/3€9k€6k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€22k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€102k€174k▲
Other operating charges640/8€1k€195▼
Gross operating margin9900€251k€480k▲
Operating profit (loss)9901€125k€274k▲
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Non-recurring financial income76B€0-
Financial charges65/66B€87k€145k▲
Recurring financial charges65€87k€145k▲
Profit (loss) for the period before taxes9903€43k€133k▲
Transfer from deferred taxes780€4k€4k=
Transfer to deferred taxes680€0-
Income taxes67/77€18k€44k▲
Profit (loss) for the period9904€29k€93k▲
Transfer from tax-exempt reserves789€12k€12k=
Transfer to tax-exempt reserves689€0€21k▲
Profit (loss) for the period to be appropriated9905€41k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€144k▲
Profit (loss) brought forward from the previous period14P€19k€60k▲
Transfer from equity791/2€60k€0▼
Transfer to equity691/2€0€84k▲
To other reserves6921€0€84k▲
Profit to be distributed694/7€60k€0▼
Return on contributions (dividend)694€60k€0▼
Social balance
Average headcount (FTE)90870.90.9=
The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
28-07
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €4.37M ▲10236%
Operating result €916k, net result €4.37M, both a record.
31-12
Financial
Liquidity times 24current ratio 3.52
Current ratio from 0.15 to 3.52; short-term debt falls from €1.57M to €978k.
31-12
Financial
Equity above €2MEq €4.63M ▲271%
6 profitable years in a row build equity to €4.63M.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €14k ▼78.6%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Varenstraat 412840 RumstGround area
3,006 m²
Building footprint
354 m²
Volume, LiDAR
1,944 m³
Parcel 11037A0318/00D000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CUP
since 20152.240.070.191
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037A0318/00D000 | Flanders | 3,006 m² | 1 · 354 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 11,765 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.