Grinta consulting

Active

Private limited companyfounded 20205 yrs activeMarktplein 18, 1740 Ternat, BelgiumKBO/BCE: BE 0760.539.287

Grinta consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €48k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

65 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability99▲+12

Solvency28▼-72

Growth58▲+6

Track record94

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

2.8%

Return on assets

24.3%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31584 sector peers (2025).

NBB · sector comparison

Position among 31584 sector peers

Solvency

better than 11%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

30 d late

2024

1 d late

2023

40 d early

2022

25 d early

2021

32 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

19-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€5k▼ 95.6%

2024 · €125k

2021: €43k 2022: €54k 2023: €104k 2024: €125k

2021 → 2025

Total assets

€198k▲ 28.9%

2024 · €154k

2021: €104k 2022: €97k 2023: €145k 2024: €154k

2021 → 2025

Net result

€48k▲ 118%

2024 · €22k

2021: €38k 2022: €12k 2023: €51k 2024: €22k

2021 → 2025

Working capital

€-2k

2024 · €103k

2021: €19k 2022: €26k 2023: €77k 2024: €103k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€43k-€54k▲ 25.1%€104k▲ 93.8%€125k▲ 20.5%€5k▼ 95.6%

Operating result€49k-€19k▼ 61.4%€66k▲ 253%€31k▼ 53.7%€62k▲ 105%

Net result€38k-€12k▼ 69.4%€51k▲ 342%€22k▼ 56.7%€48k▲ 118%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 105% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €198k

95.9%

Fixed assets €8k▼ 70.5%

Current assets €190k▲ 50.7%

Equity and liabilities €198k

97.2%

Equity €5k▼ 95.6%

Debt €193k▲ 574%

The debt ratio rises from 18.6% to 97.2%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€82k▲

2024 · €46k

Cash flow

€68k▲

2024 · €38k

Solvency

2.8%▼

2024 · 81.4%

Current ratio

0.99▼

2024 · 5.39

Quick ratio

0.99▼

2024 · 5.39

Debt / equity

35.35▲

2024 · 0.23

ROE

884.7%▲

2024 · 17.7%

ROA

24.3%▲

2024 · 14.4%

Interest coverage

162.75▲

2024 · 81.90

Debt

€193k▲

2024 · €29k

Debt ≤ 1 year

€192k▲

2024 · €23k

Debt > 1 year

€0▼

2024 · €5k

Income taxes

€14k▲

2024 · €8k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€154k€198k▲

Fixed assets21/28€28k€8k▼

Tangible fixed assets22/27€28k€8k▼

Plant, machinery and equipment23€943€808▼

Furniture and vehicles24€27k€7k▼

Current assets29/58€126k€190k▲

Amounts receivable within one year40/41€21k€31k▲

Trade receivables40€16k€17k▲

Other amounts receivable41€5k€13k▲

Cash at bank and in hand54/58€103k€157k▲

Deferred charges and accrued income490/1€2k€3k▲

Equity and liabilities

Total equity and liabilities10/49€154k€198k▲

Equity10/15€125k€5k▼

Contributions10/11€5k€5k=

Profit (loss) carried forward14€120k€453▼

Amounts payable17/49€29k€193k▲

Amounts payable after more than one year17€5k€0▼

Financial debts170/4€5k€0▼

Amounts payable within one year42/48€23k€192k▲

Current portion of amounts payable after more than one year42€11k€5k▼

Trade debts44€2k€69▼

Suppliers440/4€2k€69▼

Taxes, remuneration and social security45€4k€8k▲

Taxes450/3€4k€8k▲

Other amounts payable47/48€6k€179k▲

Accrued charges and deferred income492/3€523€470▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€20k▲

Other operating charges640/8€840€881▲

Non-recurring operating charges66A€0-

Gross operating margin9900€47k€83k▲

Operating profit (loss)9901€31k€62k▲

Financial income75/76B€0€0▼

Recurring financial income75€0€0▼

Financial charges65/66B€566€503▼

Recurring financial charges65€566€503▼

Profit (loss) for the period before taxes9903€30k€62k▲

Income taxes67/77€8k€14k▲

Profit (loss) for the period9904€22k€48k▲

Profit (loss) for the period to be appropriated9905€22k€48k▲

Appropriation of the result

Profit (loss) to be appropriated9906€121k€168k▲

Profit (loss) brought forward from the previous period14P€99k€120k▲

Profit to be distributed694/7€833€168k▲

Return on contributions (dividend)694€833€168k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 30 days late

2025

01-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 1 day late

2024

21-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Highest result since 2021net €51k ▲342%

Operating result €66k, net result €51k, both a record.

31-12

Financial Equity above €100kEq €104k ▲93.8%

3 profitable years in a row build equity to €104k.

06-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Weakest financial yearnet €12k ▼69.4%

Net result drops to €12k, the lowest in the series; recovery starts the following year.

29-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ternat · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Marktplein 181740 Ternat

Ground area

520 m²

Building footprint

156 m²

Volume, LiDAR

1,120 m³

Parcel 23086E0229/00N000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Grinta consulting

Marktplein 18, 1740 TernatComputing infrastructure, data processing, hosting and other information service activities

since 20202.311.220.285

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23086E0229/00N000	Flanders	520 m²	1 · 156 m²	11.6 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 2,399 EUR awarded · 2,399 EUR paid

Year	Entries	awarded	paid
2022	1	2,399 EUR	2,399 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 2,399 EUR · 2,399 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Business Power Consulting

BE 0804.177.906

Sint-Jans-Molenbeek · Eq €5k

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 16,389 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded24-12-2020

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

56210Event catering

82300Organisation of conventions and trade shows

85599Other education

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.