Gringotts
ActiveSummary
Gringotts has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €304,160 and a net result of -€16,403. Its solvency ranks better than 21% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
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Signals
This company filed its last 2 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
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Peer companies
Historical observationOf the 441 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Small
- 2 to 5 years old
- solvency 10 to 30%
- a small loss
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 441 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,482 | €54,803 | ▲ 168% |
| Other operating charges640/8 | €129,792 | €1,402 | ▼ 98.9% |
| Gross operating margin9900 | €584,073 | €95,552 | ▼ 83.6% |
| Operating profit (loss)9901 | €433,799 | €39,347 | ▼ 90.9% |
| Financial charges65/66B | €14,244 | €55,111 | ▲ 287% |
| Recurring financial charges65 | €14,244 | €55,111 | ▲ 287% |
| Profit (loss) for the period before taxes9903 | €419,554 | -€15,763 | ▼ 104% |
| Income taxes67/77 | €101,992 | €640 | ▼ 99.4% |
| Profit (loss) for the period9904 | €317,563 | -€16,403 | ▼ 105% |
| Profit (loss) for the period to be appropriated9905 | €317,563 | -€16,403 | ▼ 105% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.4m | €1.7m | ▲ 27.8% |
| Fixed assets21/28 | €1.0m | €1.5m | ▲ 44.1% |
| Tangible fixed assets22/27 | €1.0m | €1.5m | ▲ 44.1% |
| Land and buildings22 | €954,064 | €1.4m | ▲ 47.8% |
| Furniture and vehicles24 | €74,689 | €72,378 | ▼ 3.1% |
| Current assets29/58 | €327,085 | €250,243 | ▼ 23.5% |
| Amounts receivable within one year40/41 | €182,655 | €187,693 | ▲ 2.8% |
| Trade receivables40 | €180,267 | €183,340 | ▲ 1.7% |
| Other amounts receivable41 | €2,388 | €4,352 | ▲ 82.3% |
| Cash at bank and in hand54/58 | €141,592 | €61,156 | ▼ 56.8% |
| Deferred charges and accrued income490/1 | €2,838 | €1,394 | ▼ 50.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.4m | €1.7m | ▲ 27.8% |
| Equity10/15 | €320,563 | €304,160 | ▼ 5.1% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Capital10 | €3,000 | - | - |
| Issued capital100 | €3,000 | - | - |
| Profit (loss) carried forward14 | €317,563 | €301,160 | ▼ 5.2% |
| Amounts payable17/49 | €1.0m | €1.4m | ▲ 38.0% |
| Amounts payable after more than one year17 | €427,285 | €734,312 | ▲ 71.9% |
| Financial debts170/4 | €427,285 | €734,312 | ▲ 71.9% |
| Amounts payable within one year42/48 | €607,990 | €694,273 | ▲ 14.2% |
| Current portion of amounts payable after more than one year42 | €20,521 | €49,127 | ▲ 139% |
| Trade debts44 | €2,089 | €109,357 | ▲ 5,136% |
| Suppliers440/4 | €2,089 | €109,357 | ▲ 5,136% |
| Taxes, remuneration and social security45 | €112,539 | €117,234 | ▲ 4.2% |
| Taxes450/3 | €112,539 | €117,234 | ▲ 4.2% |
| Other amounts payable47/48 | €472,840 | €418,555 | ▼ 11.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €317,563 | -€16,403 | ▼ 105% |
| + Depreciation and write-downs630 | €20,482 | €54,803 | ▲ 168% |
| Operating cash flow (approximation) | €338,045 | €38,400 | ▼ 88.6% |
| Investment in fixed assets (approximation) | - | -€508,553 | - |
| Change in cash | - | -€80,436 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25047B0070/00G000 | Wallonia | 419 m² | 1 · 208 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.