GRILL TOV
ActiveThe computed 12-month bankruptcy probability of GRILL TOV is 7.4% (elevated). The 2025 annual accounts show equity of €43k and a net result of €-11k. Equity is growing by ~37.5% per year across the filed fiscal years. Its solvency ranks better than 72% of 13090 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-90
Solvency81▲+9
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
7.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity ample (current ratio 2.72 against 1.77 in 2024; short-term debt: 24% and cash: 47.5% of total assets), and 44.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.9%
Return on assets
-13.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
2 d early
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▼ 19.8%
2024 · €53k
2022: €14k
2023: €32k
2024: €53k
2022 → 2025
Total assets
€76k▼ 32.9%
2024 · €114k
2022: €46k
2023: €62k
2024: €114k
2022 → 2025
Net result
€-11k
2024 · €21k
2022: €9k
2023: €19k
2024: €21k
2022 → 2025
Working capital
€31k▼ 9.4%
2024 · €35k
2022: €6k
2023: €21k
2024: €35k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€14k-€32k▲ 134%€53k▲ 64.3%€43k▼ 19.8%
Operating result€15k-€28k▲ 89.7%€31k▲ 11.9%€-8k
Net result€9k-€19k▲ 110%€21k▲ 12.3%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €31k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76k
Fixed assets
€27k▼ 21.5%
Current assets
€50k▼ 37.7%
Equity and liabilities €76k
Equity
€43k▼ 19.8%
Debt
€34k▼ 44.4%
The debt ratio falls from 53.2% to 44.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-363▼
2024 · €35k
Cash flow
€-3k▼
2024 · €25k
Solvency
55.9%▲
2024 · 46.8%
Current ratio
2.72▲
2024 · 1.77
Quick ratio
2.45▲
2024 · 1.69
Debt / equity
0.79▼
2024 · 1.14
ROE
-24.7%▼
2024 · 39.2%
ROA
-13.8%▼
2024 · 18.3%
Interest coverage
-0.12▼
2024 · 11.76
Debt
€34k▼
2024 · €60k
Debt ≤ 1 year
€18k▼
2024 · €45k
Debt > 1 year
€15k=
2024 · €15k
Staff costs
€65k▼
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€114k€76k▼
Fixed assets21/28€34k€27k▼
Tangible fixed assets22/27€33k€26k▼
Land and buildings22€2k-
Plant, machinery and equipment23€3k€2k▼
Leasing and similar rights25€21k€17k▼
Other tangible fixed assets26€7k€7k▲
Financial fixed assets28€600€600=
Current assets29/58€80k€50k▼
Stocks and contracts in progress3€4k€5k▲
Stocks30/36€4k€5k▲
Amounts receivable within one year40/41€12k€8k▼
Trade receivables40€11k€4k▼
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€64k€36k▼
Deferred charges and accrued income490/1€442€459▲
Equity and liabilities
Total equity and liabilities10/49€114k€76k▼
Equity10/15€53k€43k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€48k€38k▼
Amounts payable17/49€60k€34k▼
Amounts payable after more than one year17€15k€15k=
Financial debts170/4€15k€15k=
Amounts payable within one year42/48€45k€18k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44€16k€7k▼
Suppliers440/4€16k€7k▼
Taxes, remuneration and social security45€23k€12k▼
Taxes450/3€14k€10k▼
Remuneration and social security454/9€9k€1k▼
Other amounts payable47/48€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€81k€65k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€4k€1k▼
Gross operating margin9900€120k€66k▼
Operating profit (loss)9901€31k€-8k▼
Financial income75/76B-€260
Recurring financial income75-€260
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€28k€-11k▼
Income taxes67/77€7k-
Profit (loss) for the period9904€21k€-11k▼
Profit (loss) for the period to be appropriated9905€21k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€38k▼
Profit (loss) brought forward from the previous period14P€27k€48k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €-11k ▼151%
Net result drops to €-11k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2022net €21k ▲12.3%
Operating result €31k, net result €21k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugmannlaan 5221180 UkkelGround area
245 m²
Building footprint
147 m²
Volume, LiDAR
1,575 m³
Parcel 21614E0095/00T006, Brussels · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GRILL TOV
since 20212.319.672.351
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0095/00T006 | Brussels | 245 m² | 1 · 147 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteUkkel2.319.672.351
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 9,758 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2021
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.