GRIDO
ActiveGRIDO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €175k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 68% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.63 against 69.21 in 2024; short-term debt: 27.2% and cash: 38.6% of total assets), and 27.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.8%
Return on assets
196.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-08-2026, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
8 d late
2024
7 d early
2023
15 d late
2022
85 d early
2021
41 d early
2020
12 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▼ 80.9%
2024 · €340k
2018: €798k
2019: €1.15M
2020: €1.57M
2021: €1.97M
2022: €2.44M
2023: €84k
2024: €340k
2018 → 2025
Total assets
€89k▼ 74.1%
2024 · €345k
2018: €1.12M
2019: €1.30M
2020: €1.64M
2021: €1.98M
2022: €2.45M
2023: €148k
2024: €345k
2018 → 2025
Net result
€175k▼ 31.7%
2024 · €256k
2018: €345k
2019: €354k
2020: €418k
2021: €402k
2022: €465k
2023: €895k
2024: €256k
2018 → 2025
Working capital
€64k▼ 81.1%
2024 · €338k
2018: €906k
2019: €1.14M
2020: €1.51M
2021: €1.94M
2022: €2.44M
2023: €81k
2024: €338k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.97M-€2.44M▲ 23.6%€84k▼ 96.6%€340k▲ 307%€65k▼ 80.9%
Operating result€404k-€508k▲ 25.5%€865k▲ 70.3%€256k▼ 70.4%€180k▼ 29.8%
Net result€402k-€465k▲ 15.5%€895k▲ 92.6%€256k▼ 71.4%€175k▼ 31.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 30% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€1k▼ 27.4%
Current assets
€88k▼ 74.3%
Equity and liabilities €89k
Equity
€65k▼ 80.9%
Debt
€24k▲ 389%
The debt ratio rises from 1.4% to 27.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€180k▼
2024 · €256k
Cash flow
€176k▼
2024 · €257k
Solvency
72.8%▼
2024 · 98.6%
Current ratio
3.63▼
2024 · 69.21
Quick ratio
3.63▼
2024 · 69.21
Debt / equity
0.37▲
2024 · 0.01
ROE
269.3%▲
2024 · 75.4%
ROA
196.2%▲
2024 · 74.3%
Interest coverage
1054.99▼
2024 · 1739.00
Debt
€24k▲
2024 · €5k
Debt ≤ 1 year
€24k▲
2024 · €5k
Income taxes
€6k▲
2024 · €651
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€345k€89k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€343k€88k▼
Amounts receivable within one year40/41€37k€54k▲
Trade receivables40€34k€54k▲
Other amounts receivable41€2k€0▼
Current investments50/53€70k€0▼
Cash at bank and in hand54/58€237k€34k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€345k€89k▼
Equity10/15€340k€65k▼
Contributions10/11€460k€10k▼
Reserves13-€55k
Distributable reserves133-€55k
Profit (loss) carried forward14€-120k€0▲
Amounts payable17/49€5k€24k▲
Amounts payable within one year42/48€5k€24k▲
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€292€18k▲
Taxes450/3€292€18k▲
Other amounts payable47/48€3k€750▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€449€449=
Other operating charges640/8€2k€520▼
Gross operating margin9900€258k€181k▼
Operating profit (loss)9901€256k€180k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€147€171▲
Recurring financial charges65€147€171▲
Profit (loss) for the period before taxes9903€257k€181k▼
Income taxes67/77€651€6k▲
Profit (loss) for the period9904€256k€175k▼
Profit (loss) for the period to be appropriated9905€256k€175k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-120k€55k▲
Profit (loss) brought forward from the previous period14P€-376k€-120k▲
Transfer to equity691/2-€55k
To other reserves6921-€55k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 8 days late
2025
31-12
Financial
Weakest financial yearnet €175k ▼31.7%
Net result drops to €175k, the lowest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 30current ratio 69.21
Current ratio from 2.27 to 69.21; short-term debt falls from €64k to €5k.
31-12
Financial
Equity above €200kEq €340k ▲307%
7 profitable years in a row build equity to €340k.
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
31-12
Financial
Highest result since 2018net €895k ▲92.6%
Operating result €865k, net result €895k, both a record.
07-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €2MEq €2.44M ▲23.6%
5 profitable years in a row build equity to €2.44M.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 33current ratio 959.65
Current ratio from 29.42 to 959.65; short-term debt falls from €53k to €2k.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €1MEq €1.15M ▲44.4%
2 profitable years in a row build equity to €1.15M.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelsesteenweg 5012180 AntwerpenGround area
1,821 m²
Building footprint
331 m²
Volume, LiDAR
811 m³
Parcel 11364F0168/00P002, Flanders · tallest building 11.3 m. Linked by address, not a title deed.
1 establishment unit
GRIDO
since 20032.126.403.118
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0168/00P002 | Flanders | 1,821 m² | 1 · 331 m² | 11.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 4,500 EUR awarded · 4,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 4,500 EUR | 4,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,340 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.