GREGOV
ActiveSummary
GREGOV has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,616 and a net result of €45,057. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency52▼-39
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 2.96 in 2024; short-term debt: 72.8% and cash: 93% of total assets), and 72.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
28.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
113 d early
2024
14 d early
2023
15 d early
2022
18 d early
2021
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€42,616▼ 58.8%
2024 · €103,366
Total assets
€156,750▲ 0.5%
2024 · €156,019
Net result
€45,057=
2024 · €45,054
Working capital
€42,616▼ 58.8%
2024 · €103,366
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,220-€46,421▲ 24.7%€53,013▲ 14.2%€56,293▲ 6.2%€56,277=
Net result€27,030within the sector's middle half-€33,720within the sector's middle half▲ 24.7%€38,616within the sector's middle half▲ 14.5%€45,054within the sector's middle half▲ 16.7%€45,057within the sector's middle half=
Equity€31,030within the sector's middle half-€64,750within the sector's middle half▲ 109%€103,366within the sector's middle half▲ 59.6%€103,366within the sector's middle half=€42,616within the sector's middle half▼ 58.8%
Total assets€45,942below the sector's middle half-€82,527within the sector's middle half▲ 79.6%€109,999within the sector's middle half▲ 33.3%€156,019within the sector's middle half▲ 41.8%€156,750within the sector's middle half▲ 0.5%
Debt€14,912-€17,777▲ 19.2%€6,633▼ 62.7%€52,652▲ 694%€114,134▲ 117%
Working capital€31,030-€64,750▲ 109%€103,366▲ 59.6%€103,366=€42,616▼ 58.8%
Solvency67.5%within the sector's middle half-78.5%above the sector's middle half▲ 10.9pp94.0%above the sector's middle half▲ 15.5pp66.3%within the sector's middle half▼ 27.7pp27.2%within the sector's middle half▼ 39.1pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €156,750
Equity
€42,616 ▼ 58.8%
Debt
€114,134 ▲ 117%
Debt's share of the balance-sheet total rises from 33.7% to 72.8%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.37▼
2024 · 2.96
Debt to equity
2.68▲
2024 · 0.51
ROE
105.7%▲
2024 · 43.6%
ROA
28.7%▼
2024 · 28.9%
Debt ≤ 1 year
€114,134▲
2024 · €52,652
Income taxes
€11,264=
2024 · €11,264
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,706 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,706 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,174 | - | - | - | - | - |
| Other operating charges640/8 | €348 | €348 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €39,742 | €46,768 | €53,398 | €56,681 | €56,677 | = |
| Operating profit (loss)9901 | €37,220 | €46,421 | €53,013 | €56,293 | €56,277 | = |
| Financial income75/76B | €2 | €24 | €156 | €114 | €117 | ▲ 2.7% |
| Recurring financial income75 | €2 | €24 | €156 | €114 | €117 | ▲ 2.7% |
| Financial charges65/66B | €56 | €86 | €72 | €89 | €73 | ▼ 18.2% |
| Recurring financial charges65 | €56 | €86 | €72 | €89 | €73 | ▼ 18.2% |
| Profit (loss) for the period before taxes9903 | €37,166 | €46,358 | €53,098 | €56,318 | €56,321 | = |
| Income taxes67/77 | €10,136 | €12,638 | €14,481 | €11,264 | €11,264 | = |
| Profit (loss) for the period9904 | €27,030 | €33,720 | €38,616 | €45,054 | €45,057 | = |
| Profit (loss) for the period to be appropriated9905 | €27,030 | €33,720 | €38,616 | €45,054 | €45,057 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €45,942 | €82,527 | €109,999 | €156,019 | €156,750 | ▲ 0.5% |
| Formation expenses20 | €0 | €0 | €0 | €0 | - | - |
| Current assets29/58 | €45,942 | €82,527 | €109,999 | €156,019 | €156,750 | ▲ 0.5% |
| Amounts receivable within one year40/41 | €10,638 | €10,881 | €3,524 | €14,120 | €11,037 | ▼ 21.8% |
| Trade receivables40 | €10,083 | €10,161 | €0 | €9,109 | - | - |
| Other amounts receivable41 | €555 | €720 | €3,524 | €5,011 | €11,037 | ▲ 120% |
| Cash at bank and in hand54/58 | €35,304 | €71,646 | €106,475 | €141,810 | €145,714 | ▲ 2.8% |
| Deferred charges and accrued income490/1 | - | - | - | €89 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €45,942 | €82,527 | €109,999 | €156,019 | €156,750 | ▲ 0.5% |
| Equity10/15 | €31,030 | €64,750 | €103,366 | €103,366 | €42,616 | ▼ 58.8% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Reserves13 | €27,030 | €60,750 | €99,366 | €99,366 | €38,616 | ▼ 61.1% |
| Distributable reserves133 | €27,030 | €60,750 | €99,366 | €99,366 | €38,616 | ▼ 61.1% |
| Amounts payable17/49 | €14,912 | €17,777 | €6,633 | €52,652 | €114,134 | ▲ 117% |
| Amounts payable within one year42/48 | €14,912 | €17,777 | €6,633 | €52,652 | €114,134 | ▲ 117% |
| Trade debts44 | €1,176 | €726 | €1,573 | €2,294 | €2,747 | ▲ 19.7% |
| Suppliers440/4 | €1,176 | €726 | €1,573 | €2,294 | €2,747 | ▲ 19.7% |
| Taxes, remuneration and social security45 | €13,736 | €17,051 | €5,060 | €5,304 | €5,580 | ▲ 5.2% |
| Taxes450/3 | €13,736 | €17,051 | €5,060 | €5,304 | €5,580 | ▲ 5.2% |
| Other amounts payable47/48 | €0 | €0 | €0 | €45,054 | €105,807 | ▲ 135% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,030 | €33,720 | €38,616 | €45,054 | €45,057 | = |
| + Depreciation and write-downs630 | €2,174 | - | - | - | - | - |
| Operating cash flow (approximation) | €29,204 | €33,720 | €38,616 | €45,054 | €45,057 | = |
| Change in cash | - | €36,342 | €34,829 | €35,335 | €3,904 | ▼ 89.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €45,057 ▲0%
Net result €45,057, the highest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 16.58
Current ratio from 4.64 to 16.58; short-term debt falls from €17,777 to €6,633.
31-12
Financial
Equity above €100,000Eq €103,366 ▲59.6%
3 profitable years in a row build equity to €103,366.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nandrin · 1 establishment unit since 2021
Ground area
1,610 m²
Building footprint
252 m²
Volume, LiDAR
1,769 m³
Parcel 61043A0250/00S000, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GREGOV SRL
since 20212.315.049.411
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61043A0250/00S000 | Wallonia | 1,610 m² | 1 · 252 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 37,159 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
p.gregov@pgservices.be
Phone
+32498562196
E-invoicing
Reachable via Peppol
Peppol ID
0208:0764400877
Registered
31-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.