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Grégory SERVAIS

Active
Private limited companyfounded 20179 yrs activeRue Monchamps 45, 4052 Chaudfontaine, BelgiumKBO/BCE: BE 0673.501.880
Summary

Grégory SERVAIS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,265 and a net result of €5,580. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€66,722total assets 2025
Equity
€9,265
Profit
€5,580
Turnover not published (abridged schema)
Financial health
83 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Holdings
1
Accounts 23 d early0 of 2 deeds read
Why 83- Liquidity: current ratio 0.27, cash €175, halved- Equity €9,265 (13.9% of total assets)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €66,722Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Better than 33% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 39+8
equity 13.9% of total assets
Liquidity 3-1
short-term debt 86.1% · cash 0.3%
Profitability 29+6
return on assets 8.4%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
Last 14 months 09-2025: 0.2%lowest value 10-2025: 0.2%▲ +12.3% vs 09-2025 11-2025: 0.2%▼ -1.7% vs 10-2025 12-2025: 0.2%▼ -1.8% vs 11-2025 01-2026: 0.2%▲ +22.2% vs 12-2025 02-2026: 0.3%▲ +53.4% vs 01-2026 03-2026: 0.3%● 0.0% vs 02-2026 04-2026: 0.3%● 0.0% vs 03-2026 05-2026: 0.3%● 0.0% vs 04-2026 06-2026: 0.3%● 0.0% vs 05-2026 07-2026: 0.3%● 0.0% vs 06-2026 08-2026: 0.3%● 0.0% vs 07-2026 09-2026: 0.3%▼ -1.0% vs 08-2026 10-2026: 0.3%▲ +3.5% vs 09-2026highest value
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 0.27, cash €175, halved raises the probability
  • Size: total assets €66,722 lowers the probability for this profile
  • Equity €9,265 (13.9% of total assets) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.13 in 2024; short-term debt: 86.1% and cash: 0.3% of total assets), and 86.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 19%, liquidity 3%, profitability 16%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Liquidity: current ratio 0.27, cash €175, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €66,722
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €9,265 (13.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 34931 sector peers (2025).
NBB · sector comparison
Position among 34931 sector peers
Solvency
better than 19%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €9,265
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
23 d early
2024
35 d early
2023
9 d early
2022
7 d early
2021
4 d early
2020
19 d late
2019
25 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 22 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2019net €5,580 ▲166%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 17% on equitysector median €80,523 · 34,961 companies €9,265 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Total assets 20256 fiscal years filed €66,722 View

By topic

Financials

Fiscal year
2025
Total assets
€66,722
Profit
€5,580
Solvency
13.9%
Total assets▲ 13.8%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2019
Next accounts
by 31-01-2027
  1. 08-01-2026Annual accounts filed
  2. 30-06-2025Highest result since 2019
  3. 27-12-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
24-03-2017
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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