Debts
€63,249 ▲ 580%
Debts rose by €53,947 in 2024.
Grégory BINON
Lifetime
12 annual accounts with figures on one time axispeak €97,567 (2016)
€61,711▲ 60.4%
lowest -€59,957 (2015)
€3,396▼ 84.5%
peak €47,677 (2024)
€47,677▲ 7.7%
€63,249▲ 580%
peak 1.9 FTE (2018)
-not published
Board1 name since 2011
1 directorBINON Gregory
Documentsfilings and deeds
26-10-202587 days late
2024micro format
Gross margin from €38,477 to €61,711Result from €21,890 to €3,396Debts from €9,302 to €63,249Investments €57,832Cash from €467 to €13,143
Key points
from the 2024 annual accountsInvestments
€61,859 13.4 × depreciation
Green is investment, beige is depreciation.
Filings
12 annual accounts 103 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Checked score
52
Fair
Financially stronger than 43% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.4%
01-2025: 1.4%● unchanged vs 12-2024
02-2025: 1.4%● unchanged vs 01-2025
03-2025: 1.3%▼ -0.1 percentage points vs 02-2025
04-2025: 1.3%● unchanged vs 03-2025
05-2025: 1.3%● unchanged vs 04-2025
06-2025: 1.3%● unchanged vs 05-2025
07-2025: 1.4%▲ +0.1 percentage points vs 06-2025
08-2025: 1.8%▲ +0.4 percentage points vs 07-2025
09-2025: 2.0%▲ +0.2 percentage points vs 08-2025
10-2025: 2.5%▲ +0.5 percentage points vs 09-2025highest value
11-2025: 1.2%▼ -1.3 percentage points vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.1%▼ -0.1 percentage points vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026lowest value
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 1.7%▲ +0.6 percentage points vs 07-2026
09-2026: 1.8%▲ +0.1 percentage points vs 08-2026
10-2026: 2.4%▲ +0.6 percentage points vs 09-2026
11-2026: 2.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Figures for financial year 2024 (filed on 28-10-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 87 days late; 3 of the last 3 accounts late
lowers risk
Founded in 2011
Equity €47,677 (43.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 46% of them on solvency, 50% on liquidity, 25% on profitability and 51% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as Grégory BINON has now. Each dot stands for 28 companies, two years later.
95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Grégory BINON itself is higher: 2.4% within 12 months. It rests on far more data about Grégory BINON than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for Grégory BINON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 1.63 (7.16 in 2023), above the usual 1.5. Short-term debt is 26.9% and cash 11.8% of total assets. However, 57% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 87 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-10-2025, 87 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
87 days late
2023
92 days late
2021
88 days late
2020
40 days late
2019
91 days late
2018
23 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 70 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0838707530
First establishment
Champia 7B, Gesves
Incorporation
published on 25-08-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Grégory BINON Gesves | €110,926 | €61,711 | 43.0% | - |
| David Vaillant La Bruyère | €108,440 | €66,762 | 66.9% | - |
| Dakwerken Lu Peelaerts Geel | €111,740 | €60,334 | 52.5% | - |
| VERCOBEL CONSTRUCT Lasne | €120,947 | €58,454 | 47.5% | - |
| DAKWERKEN VAN DER VELDEN Zandhoven | €126,557 | €61,905 | 21.5% | - |
| ENTREPRISE FRANCOTTE Anderlecht | €130,283 | €61,424 | 7.8% | - |
| Toitures Charlier Fernelmont | €111,295 | €70,873 | 39.9% | - |
These companies have the same main activity as Grégory BINON: roofing work (NACE 43410). They are comparable in size and age: total assets between €108,000 and €130,000, founded between 2007 and 2012.
Official details
Source: KBO- Status
- Active since 23-08-2011Normal situation
- Activity
- Roofing workNACE 43410and 1 other
- Establishment unit
- 2.204.100.9105340 Gesves, since 18-11-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 19-08-2025
Annual accounts 2024
- ≈ €260,000estimated
- €110,926▲ 107%
- Employeeson 31-12-2024
- 1=
- Filing
- Filed on 26-10-2025
Insights on Grégory BINON
Grégory BINON files the micro format. That format states no turnover. The gross margin rose from €47,576 in 2012 to €61,711 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Grégory BINON
- What is the company number of Grégory BINON?
- The company number of Grégory BINON is 0838.707.530. The VAT number is the same number with BE in front: BE 0838.707.530.
- Where is Grégory BINON based?
- The registered office is at Champia 7, 5340 Gesves.Company details
- What does Grégory BINON do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of Grégory BINON?
- Grégory BINON is a private limited company (pre-2019) (BVBA).
- When was Grégory BINON founded?
- Grégory BINON was founded on 23-08-2011.
- Is Grégory BINON still active?
- Yes, Grégory BINON is an active enterprise in the KBO register.
- How many employees does Grégory BINON have?
- Grégory BINON had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of Grégory BINON?
- The turnover in financial year 2024 is ≈ €260,000. This figure is estimated from the gross margin of €61,711 and 30 comparable companies (NACE 434). It probably lies between €160,000 and €360,000.
- Is Grégory BINON profitable?
- In financial year 2024, Grégory BINON made a profit of €3,396.
- Where can I find the annual accounts of Grégory BINON?
- Grégory BINON filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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