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GREFI

Active
Public limited companyfounded 200224 yrs activeTongersesteenweg 231, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0477.184.372
Summary

GREFI has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €553,474 and a net result of €121,795. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 3650 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
GREFIActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Growing of pome and stone fruits
NACE 01240Growing of vegetables, melons, roots and tubers NACE 01130
1 site
Size
€1.1mtotal assets 2025
Staff
6.5 FTE
Equity
€553,474
Profit
€121,795
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 61 d early0 of 8 deeds read
Why 96- Liquidity: current ratio 3.46, cash €27,075, halved+ Size: total assets €1.1m+ Sector Crop and animal production, hunting and related service activities (NACE 01)+ Legal form Public limited companyShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 01, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 77+7
equity 52.1% of total assets
Liquidity 53-8
short-term debt 2.2% · cash 2.5%
Profitability 83-4
return on assets 11.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,677 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%▲ +2.5% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%▲ +2.4% vs 07-2025 09-2025: < 0.1%▲ +2.4% vs 08-2025 10-2025: < 0.1%▲ +2.3% vs 09-2025 11-2025: < 0.1%▲ +9.1% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +2.1% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: 0.1%▲ +4.1% vs 08-2026 10-2026: 0.1%▲ +5.9% vs 09-2026highest value
  • Size: total assets €1.1m lowers the probability for this profile
  • Liquidity: current ratio 3.46, cash €27,075, halved raises the probability
  • Sector Crop and animal production, hunting and related service activities (NACE 01) lowers the probability
  • Legal form Public limited company lowers the probability
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 3.46 against 1.29 in 2024; short-term debt: 2.2% and cash: 2.5% of total assets), and 47.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 01, micro). Better than this share of them on solvency 65%, liquidity 58%, profitability 80%, growth against the median 62%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 3.46, cash €27,075, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Crop and animal production, hunting and related service activities (NACE 01)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Legal form Public limited company
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 31-10-2025, 61 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
61 d early
2024
64 d early
2023
61 d early
2022
40 d early
2021
29 d early
2020
44 d early
2019
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today. Usually files around 31 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-05-2026 close05-10-2026 today31-12-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity triplescurrent ratio 3.46
  3. Equity above €500,000Eq €553,474 ▲12.2%

Key points

  • Positive: Among the best 6% on net resultsector median €7,146 · 3,647 companies €121,795 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €121,795 7 years View
  • Flemish supportawarded 2022 - 2025 €61,565 View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Profit
€121,795
Solvency
52.1%
Total assets▼ 4.0%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2016
Next accounts
by 31-12-2026
  1. 31-10-2025Annual accounts filed
  2. 31-05-2025Liquidity triples
  3. 31-05-2025Equity above €500,000
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Growing of pome and stone fruitsNACE 01240
Founded
27-03-2002
Year ends
31-05
Peppol
Reachable for e-invoices
Go to Company details

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