Greenvalley Construct
ActiveSummary
Greenvalley Construct has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €120,505 and a net result of €76,010. Equity is growing by ~50.2% per year across the filed fiscal years. Its solvency ranks better than 19% of 9086 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▲+54
Solvency40▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.01 in 2023; short-term debt: 77.1% and cash: 11.9% of total assets), and 85.4% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9086 sector peers (2024).
NBB · sector comparisonPosition among 9086 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
61 d late
2022
182 d early
2021
30 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€120,505▲ 103%
2023 · €59,494
Total assets
€826,479▲ 31.5%
2023 · €628,453
Net result
€76,010
2023 · -€25,678
Working capital
€107,960▲ 1,867%
2023 · €5,489
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€33,955▲ 31.9%€80,125▲ 136%€130,986▲ 63.5%-€12,579€107,556
Net result€29,370above the sector's middle half▲ 41.9%€64,222above the sector's middle half▲ 119%€92,988above the sector's middle half▲ 44.8%-€25,678below the sector's middle half€76,010within the sector's middle half
Equity-€72,037below the sector's middle half▲ 29.0%-€7,815below the sector's middle half▲ 89.2%€85,173within the sector's middle half€59,494within the sector's middle half▼ 30.1%€120,505below the sector's middle half▲ 103%
Total assets€238,998within the sector's middle half▼ 10.9%€335,476within the sector's middle half▲ 40.4%€461,153above the sector's middle half▲ 37.5%€628,453above the sector's middle half▲ 36.3%€826,479within the sector's middle half▲ 31.5%
Debt€311,035▼ 15.9%€343,291▲ 10.4%€375,980▲ 9.5%€568,958▲ 51.3%€705,975▲ 24.1%
Working capital-€24,235below the sector's middle half▲ 13.0%-€9,126below the sector's middle half▲ 62.3%€49,323within the sector's middle half€5,489within the sector's middle half▼ 88.9%€107,960within the sector's middle half▲ 1,867%
Solvency-30.1%below the sector's middle half▲ 7.7pp-2.3%below the sector's middle half▲ 27.8pp18.5%within the sector's middle half▲ 20.8pp9.5%within the sector's middle half▼ 9.0pp14.6%below the sector's middle half▲ 5.1pp
Current ratio0.89below the sector's middle half▼ 0.010.96within the sector's middle half▲ 0.081.15within the sector's middle half▲ 0.181.01within the sector's middle half▼ 0.141.17below the sector's middle half▲ 0.16
Return on assets (ROA)12.3%within the sector's middle half▲ 4.6pp19.1%above the sector's middle half▲ 6.9pp20.2%above the sector's middle half▲ 1.0pp-4.1%below the sector's middle half▼ 24.3pp9.2%within the sector's middle half▲ 13.3pp
Staff (FTE)2.22.4▲ 9.1%1.8within the sector's middle half▼ 25.0%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €107,556 after a loss of €12,579 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €826,479
Fixed assets
€81,294 ▼ 6.1%
Current assets
€745,185 ▲ 37.5%
Equity and liabilities €826,479
Equity
€120,505 ▲ 103%
Debt
€705,975 ▲ 24.1%
Debt's share of the balance-sheet total falls from 90.5% to 85.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€131,408▲
2023 · €7,583
Cash flow
€99,862▲
2023 · -€5,516
Quick ratio
0.75▲
2023 · 0.49
Debt to equity
5.86▼
2023 · 9.56
ROE
63.1%▲
2023 · -43.2%
Interest coverage
5.03▲
2023 · 0.57
Debt ≤ 1 year
€637,225▲
2023 · €536,344
Debt > 1 year
€68,750▲
2023 · €20,617
Income taxes
€11,571▲
2023 · €4,306
Staff costs
€189,235▲
2023 · €127,710
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €52,093 | - |
| Remuneration, social security and pensions62 | - | €77,667 | €94,933 | €127,710 | €189,235 | ▲ 48.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,206 | €21,035 | €26,652 | €20,162 | €23,852 | ▲ 18.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €0 | - | - | - | - |
| Other operating charges640/8 | - | €10,020 | €4,713 | €10,791 | €3,973 | ▼ 63.2% |
| Gross operating margin9900 | €147,442 | €188,847 | €257,285 | €146,083 | €324,616 | ▲ 122% |
| Operating profit (loss)9901 | €33,955 | €80,125 | €130,986 | -€12,579 | €107,556 | ▲ 955% |
| Financial income75/76B | - | €1,242 | €2,378 | €4,517 | €6,173 | ▲ 36.7% |
| Recurring financial income75 | €590 | €1,242 | €2,378 | €4,517 | €6,173 | ▲ 36.7% |
| Financial charges65/66B | - | €9,318 | €9,607 | €13,310 | €26,147 | ▲ 96.4% |
| Recurring financial charges65 | €4,796 | €9,318 | €9,607 | €13,310 | €26,147 | ▲ 96.4% |
| Profit (loss) for the period before taxes9903 | €29,749 | €72,050 | €123,757 | -€21,372 | €87,581 | ▲ 510% |
| Income taxes67/77 | €379 | €7,828 | €30,770 | €4,306 | €11,571 | ▲ 169% |
| Profit (loss) for the period9904 | €29,370 | €64,222 | €92,988 | -€25,678 | €76,010 | ▲ 396% |
| Profit (loss) for the period to be appropriated9905 | €29,370 | €64,222 | €92,988 | -€25,678 | €76,010 | ▲ 396% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €238,998 | €335,476 | €461,153 | €628,453 | €826,479 | ▲ 31.5% |
| Fixed assets21/28 | €51,039 | €94,530 | €77,937 | €86,620 | €81,294 | ▼ 6.1% |
| Intangible fixed assets21 | €6,604 | €10,030 | €9,363 | €3,356 | €967 | ▼ 71.2% |
| Tangible fixed assets22/27 | €42,535 | €82,600 | €66,674 | €74,413 | €71,478 | ▼ 3.9% |
| Plant, machinery and equipment23 | - | €8,427 | €0 | €13,323 | €18,967 | ▲ 42.4% |
| Furniture and vehicles24 | - | €14,620 | €19,299 | €43,264 | €35,722 | ▼ 17.4% |
| Leasing and similar rights25 | - | €59,552 | €47,375 | €0 | - | - |
| Other tangible fixed assets26 | - | - | - | €17,826 | €16,789 | ▼ 5.8% |
| Financial fixed assets28 | €1,900 | €1,900 | €1,900 | €8,850 | €8,850 | = |
| Current assets29/58 | €187,960 | €240,947 | €383,216 | €541,833 | €745,185 | ▲ 37.5% |
| Stocks and contracts in progress3 | €70,995 | €85,000 | €165,464 | €278,875 | €267,769 | ▼ 4.0% |
| Stocks30/36 | - | €85,000 | €165,464 | €278,875 | €267,769 | ▼ 4.0% |
| Amounts receivable within one year40/41 | €40,206 | €118,447 | €156,111 | €217,068 | €363,493 | ▲ 67.5% |
| Trade receivables40 | - | €98,460 | €116,117 | €165,334 | €334,639 | ▲ 102% |
| Other amounts receivable41 | - | €19,987 | €39,994 | €51,734 | €28,854 | ▼ 44.2% |
| Cash at bank and in hand54/58 | €66,795 | €30,489 | €55,920 | €34,275 | €98,735 | ▲ 188% |
| Deferred charges and accrued income490/1 | - | €7,010 | €5,722 | €11,615 | €15,187 | ▲ 30.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €238,998 | €335,476 | €461,153 | €628,453 | €826,479 | ▲ 31.5% |
| Equity10/15 | -€72,037 | -€7,815 | €85,173 | €59,494 | €120,505 | ▲ 103% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | - | - | €66,573 | €40,894 | €101,905 | ▲ 149% |
| Distributable reserves133 | - | - | €66,573 | €40,894 | €101,905 | ▲ 149% |
| Profit (loss) carried forward14 | -€90,637 | -€26,415 | €0 | - | €0 | - |
| Amounts payable17/49 | €311,035 | €343,291 | €375,980 | €568,958 | €705,975 | ▲ 24.1% |
| Amounts payable after more than one year17 | €91,550 | €83,512 | €29,698 | €20,617 | €68,750 | ▲ 233% |
| Financial debts170/4 | - | €83,512 | €29,698 | €20,617 | €68,750 | ▲ 233% |
| Amounts payable within one year42/48 | €212,195 | €250,073 | €333,894 | €536,344 | €637,225 | ▲ 18.8% |
| Current portion of amounts payable after more than one year42 | - | €56,234 | €76,314 | €70,590 | €26,867 | ▼ 61.9% |
| Financial debts43 | - | €25,000 | €25,000 | €148,000 | €175,000 | ▲ 18.2% |
| Credit institutions430/8 | - | €25,000 | €25,000 | €148,000 | €175,000 | ▲ 18.2% |
| Trade debts44 | €160,721 | €149,859 | €198,180 | €290,946 | €341,681 | ▲ 17.4% |
| Suppliers440/4 | - | €149,859 | €198,180 | €290,946 | €341,681 | ▲ 17.4% |
| Taxes, remuneration and social security45 | - | €18,981 | €34,400 | €26,808 | €80,927 | ▲ 202% |
| Taxes450/3 | - | €12,828 | €19,490 | €17,442 | €74,481 | ▲ 327% |
| Remuneration and social security454/9 | - | €6,153 | €14,910 | €9,367 | €6,446 | ▼ 31.2% |
| Other amounts payable47/48 | - | €0 | - | - | €12,750 | - |
| Accrued charges and deferred income492/3 | - | €9,706 | €12,389 | €11,998 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29,370 | €64,222 | €92,988 | -€25,678 | €76,010 | ▲ 396% |
| + Depreciation and write-downs630 | €20,206 | €21,035 | €26,652 | €20,162 | €23,852 | ▲ 18.3% |
| Operating cash flow (approximation) | €49,576 | €85,257 | €119,639 | -€5,516 | €99,862 | ▲ 1,910% |
| Investment in fixed assets (approximation) | - | -€64,525 | -€10,059 | -€28,845 | -€18,526 | ▲ 35.8% |
| Change in cash | - | -€36,306 | €25,430 | -€21,645 | €64,461 | ▲ 398% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €76,010
Net result €76,010 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €120,505 ▲103%
Equity rises from €59,494 to €120,505.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €92,988 ▲44.8%
Operating result €130,986, net result €92,988, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €20,703
Net result €20,703 after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arendonk · 1 establishment unit since 2016
Ground area
1,746 m²
Building footprint
1,192 m²
Volume, LiDAR
10,994 m³
Parcel 13322C1190/00E000, Flanders · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SURVEYOUR
since 20162.255.967.996
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13322C1190/00E000 | Flanders | 1,746 m² | 1 · 1,192 m² | 12.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 191 companies in sector 46646 we hold annual accounts for 120. 73 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
46646Wholesale trade
70200Business and other management consultancy
82990Other business support services
Contact
E-mail
info@surveyour.euArendonk
E-invoicing
Reachable via Peppol
Peppol ID
0208:0661972837
Registered
05-01-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.