GRAVITY ACCESS

Active

Private limited companyfounded 20215 yrs activeChemin de Bierlinfosse(WP) 56, 5100 Namur, BelgiumKBO/BCE: BE 0763.636.755

The computed 12-month bankruptcy probability of GRAVITY ACCESS is 2.3% (moderate). The 2025 annual accounts show equity of €22k and a net result of €19k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 27711 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

56 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability86▲+3

Solvency41▼-11

Growth78=

Track record94

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity ample (current ratio 1.71 against 1.0 in 2024; short-term debt: 39.5% and cash: 13% of total assets), but 84.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

15.8%

Return on assets

13.9%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 27711 sector peers (2025).

NBB · sector comparison

Position among 27711 sector peers

Solvency

better than 18%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

8 d early

2024

31 d late

2023

62 d late

2022

5 d early

2021

19 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€22k▼ 48.5%

2024 · €43k

2021: €11k 2022: €14k 2023: €36k 2024: €43k

2021 → 2025

Total assets

€139k▼ 12.0%

2024 · €158k

2021: €28k 2022: €56k 2023: €93k 2024: €158k

2021 → 2025

Net result

€19k▲ 6.8%

2024 · €18k

2021: €3k 2022: €3k 2023: €22k 2024: €18k

2021 → 2025

Working capital

€39k

2024 · €-417

2021: €11k 2022: €14k 2023: €35k 2024: €-417

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€11k-€14k▲ 28.0%€36k▲ 158%€43k▲ 17.4%€22k▼ 48.5%

Operating result€3k-€4k▲ 34.3%€30k▲ 634%€26k▼ 12.1%€27k▲ 2.0%

Net result€3k-€3k▲ 2.8%€22k▲ 625%€18k▼ 18.8%€19k▲ 6.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 2% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €139k

32.3%

67.7%

Fixed assets €45k▼ 2.3%

Current assets €94k▼ 16.0%

Equity and liabilities €139k

15.8%

84.2%

Equity €22k▼ 48.5%

Debt €117k▲ 1.5%

The debt ratio rises from 73.0% to 84.2%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€42k▲

2024 · €37k

Cash flow

€34k▲

2024 · €29k

Solvency

15.8%▼

2024 · 27.0%

Current ratio

1.71▲

2024 · 1.00

Quick ratio

1.71▲

2024 · 1.00

Debt / equity

5.32▲

2024 · 2.70

ROE

87.9%▲

2024 · 42.4%

ROA

13.9%▲

2024 · 11.5%

Interest coverage

12.91▲

2024 · 11.88

Debt

€117k▲

2024 · €115k

Debt ≤ 1 year

€55k▼

2024 · €112k

Debt > 1 year

€59k

Income taxes

€4k▼

2024 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€158k€139k▼

Fixed assets21/28€46k€45k▼

Tangible fixed assets22/27€46k€45k▼

Plant, machinery and equipment23€3k€12k▲

Furniture and vehicles24€43k€32k▼

Financial fixed assets28-€57

Current assets29/58€112k€94k▼

Amounts receivable within one year40/41€104k€74k▼

Trade receivables40€92k€64k▼

Other amounts receivable41€12k€10k▼

Cash at bank and in hand54/58€8k€18k▲

Deferred charges and accrued income490/1€553€2k▲

Equity and liabilities

Total equity and liabilities10/49€158k€139k▼

Equity10/15€43k€22k▼

Contributions10/11€8k€8k=

Profit (loss) carried forward14€35k€14k▼

Amounts payable17/49€115k€117k▲

Amounts payable after more than one year17-€59k

Other amounts payable178/9-€59k

Amounts payable within one year42/48€112k€55k▼

Trade debts44€39k€4k▼

Suppliers440/4€39k€4k▼

Taxes, remuneration and social security45€23k€11k▼

Taxes450/3€23k€11k▼

Other amounts payable47/48€49k€40k▼

Accrued charges and deferred income492/3€3k€3k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€15k▲

Other operating charges640/8€3k€3k▼

Gross operating margin9900€40k€45k▲

Operating profit (loss)9901€26k€27k▲

Financial income75/76B€6€47▲

Recurring financial income75€6€47▲

Financial charges65/66B€3k€3k▲

Recurring financial charges65€3k€3k▲

Profit (loss) for the period before taxes9903€23k€24k▲

Income taxes67/77€5k€4k▼

Profit (loss) for the period9904€18k€19k▲

Profit (loss) for the period to be appropriated9905€18k€19k▲

Appropriation of the result

Profit (loss) to be appropriated9906€46k€54k▲

Profit (loss) brought forward from the previous period14P€28k€35k▲

Profit to be distributed694/7€12k€40k▲

Return on contributions (dividend)694€12k€40k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

23-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

2024

01-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 62 days late

2023

31-12

Financial Highest result since 2021net €22k ▲625%

Operating result €30k, net result €22k, both a record.

26-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

19-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 19 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Namur · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chemin de Bierlinfosse(WP) 565100 Namur

Ground area

2,102 m²

Building footprint

159 m²

Volume, LiDAR

894 m³

Parcel 92135G0054/00B000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

GRAVITY ACCESS

Chemin de Bierlinfosse(WP) 56, 5100 NamurForestry and logging

since 20212.314.005.571

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92135G0054/00B000	Wallonia	2,102 m²	1 · 159 m²	7.3 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

23 categories

GRAVITY ACCESS SRL42273

category D, class 1 · category D1, class 1 · category D10, class 1 · category D11, class 1 · category D12, class 1 · category D13, class 1 · category D14, class 1 · category D17, class 1 · category D20, class 1 · category D21, class 1 · category D22, class 1 · category D23, class 1 · category D24, class 1 · category D4, class 1 · category D5, class 1 · category D7, class 1 · category D8, class 1 · category F1, class 1 · category F2, class 1 · category F3, class 1 · category P1, class 1 · category P2, class 1 · category T2, class 1

decision 01-04-2026