Gravensteyn
ActiveGravensteyn has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €33. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 40% of 2533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-1
Solvency54▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.5 in 2024; short-term debt: 58.4% and cash: 50% of total assets), and 70.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
30 d late
2021
23 d late
2020
26 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 0.1%
2024 · €64k
2019: €54k
2020: €61k
2021: €62k
2022: €61k
2023: €62k
2024: €64k
2019 → 2025
Total assets
€216k▲ 5.9%
2024 · €204k
2019: €164k
2020: €165k
2021: €168k
2022: €220k
2023: €188k
2024: €204k
2019 → 2025
Net result
€33▼ 98.4%
2024 · €2k
2019: €-7k
2020: €7k
2021: €811
2022: €-411
2023: €110
2024: €2k
2019 → 2025
Working capital
€59k▲ 3.0%
2024 · €57k
2019: €62k
2020: €63k
2021: €70k
2022: €61k
2023: €73k
2024: €57k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€61k▼ 0.7%€62k▲ 0.2%€64k▲ 3.4%€64k▲ 0.1%
Operating result€822-€2k▲ 160%€3k▲ 36.5%€3k▲ 17.7%€2k▼ 48.3%
Net result€811-€-411€110€2k▲ 1,816%€33▼ 98.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216k
Fixed assets
€31k▼ 5.1%
Current assets
€185k▲ 8.1%
Equity and liabilities €216k
Equity
€64k▲ 0.1%
Debt
€153k▲ 8.6%
The debt ratio rises from 68.8% to 70.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▲
2024 · €9k
Cash flow
€10k▲
2024 · €8k
Solvency
29.5%▼
2024 · 31.2%
Current ratio
1.47▼
2024 · 1.50
Quick ratio
1.36▼
2024 · 1.38
Debt / equity
2.39▲
2024 · 2.21
ROE
0.1%▼
2024 · 3.3%
ROA
0.0%▼
2024 · 1.0%
Interest coverage
8.11▼
2024 · 23.16
Debt
€153k▲
2024 · €140k
Debt ≤ 1 year
€126k▲
2024 · €114k
Debt > 1 year
€26k=
2024 · €26k
Income taxes
€630▼
2024 · €930
Staff costs
€70
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€216k▲
Fixed assets21/28€33k€31k▼
Tangible fixed assets22/27€33k€31k▼
Plant, machinery and equipment23€945€8k▲
Furniture and vehicles24€32k€23k▼
Financial fixed assets28€100€100=
Current assets29/58€171k€185k▲
Stocks and contracts in progress3€14k€13k▼
Stocks30/36€13k€13k▲
Contracts in progress37€1k-
Amounts receivable within one year40/41€85k€63k▼
Trade receivables40€85k€63k▼
Cash at bank and in hand54/58€69k€108k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€204k€216k▲
Equity10/15€64k€64k▲
Contributions10/11€62k€62k=
Capital10€62k-
Issued capital100€62k-
Reserves13€6k€6k=
Non-distributable reserves130/1€992€992=
Legal reserve130€992-
Other1319-€992
Tax-exempt reserves132€2k€2k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-5k€-5k▲
Amounts payable17/49€140k€153k▲
Amounts payable after more than one year17€26k€26k=
Financial debts170/4€26k€26k=
Amounts payable within one year42/48€114k€126k▲
Trade debts44€35k€11k▼
Suppliers440/4€35k€11k▼
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Other amounts payable47/48€75k€108k▲
Accrued charges and deferred income492/3€600€600=
Income statement
Code20242025
Remuneration, social security and pensions62-€70
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€11k€15k▲
Operating profit (loss)9901€3k€2k▼
Financial income75/76B€5€315▲
Recurring financial income75€5€315▲
Financial charges65/66B€405€1k▲
Recurring financial charges65€405€1k▲
Profit (loss) for the period before taxes9903€3k€663▼
Income taxes67/77€930€630▼
Profit (loss) for the period9904€2k€33▼
Profit (loss) for the period to be appropriated9905€2k€33▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-5k▲
Profit (loss) brought forward from the previous period14P€-7k€-5k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €110
Net result €110 after one loss-making year.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2021
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
31-03
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 2 establishment units since 1980
Ground area
3,236 m²
Building footprint
1,295 m²
Volume, LiDAR
6,499 m³
2 parcels, Flanders · tallest building 15.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
GARAGE GRAVENSTEYN
since 19802.019.093.107
Graveco
since 20142.250.954.680
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24118B0562/00V000 | Flanders | 2,266 m² | 1 · 1,076 m² | 15.6 m · 1 fl. |
| 38019C0315/00F000 | Flanders | 971 m² | 1 · 219 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARAGE REKOMS
BE 0720.943.590
Peer · Eq €64k
MEC-AUTO
BE 0425.083.692
Baelen · Eq €64k
LST DEPANNAGE
BE 0628.509.916
Châtelet · Eq €64k
JT MOTORS
BE 0546.961.917
Ieper · Eq €64k
GARAGE GHEKIERE
BE 0465.152.117
Comines-Warneton · Eq €64k
Of 7,376 companies in sector 95311 we hold annual accounts for 2,958. 2,191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-06-1980
Fiscal year end31-03
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.