GRASMERE
ActiveGRASMERE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193k and a net result of €-13k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability65▼-9
Solvency69▼-31
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 3.87 in 2022; short-term debt: 50.4% and cash: 3.5% of total assets), but 56.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2022
30 d late
2021
29 d late
2020
27 d late
2019
10 d late
2018
27 d late
2017
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€193k▲ 0.3%
2022 · €192k
2018: €84k
2019: €112k
2020: €135k
2021: €183k
2022: €192k
2018 → 2025
Total assets
€440k▲ 87.3%
2022 · €235k
2018: €96k
2019: €125k
2020: €147k
2021: €227k
2022: €235k
2018 → 2025
Net result
€-13k
2022 · €9k
2018: €29k
2019: €28k
2020: €23k
2021: €48k
2022: €9k
2018 → 2025
Working capital
€128k▲ 3.0%
2022 · €124k
2018: €63k
2019: €62k
2020: €67k
2021: €125k
2022: €124k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222025Trend
Equity€112k-€135k▲ 20.6%€183k▲ 35.6%€192k▲ 4.9%€193k▲ 0.3%
Operating result€41k-€33k▼ 19.1%€73k▲ 122%€11k▼ 84.5%€-16k
Net result€28k-€23k▼ 16.2%€48k▲ 108%€9k▼ 81.2%€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-16k in 2025, compared with €11k in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2022 as the grey bar beneath
Assets €440k
Fixed assets
€91k▲ 33.1%
Current assets
€350k▲ 109%
Equity and liabilities €440k
Equity
€193k▲ 0.3%
Debt
€248k▲ 474%
The debt ratio rises from 18.4% to 56.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▲
2022 · €22k
Cash flow
€41k▲
2022 · €20k
Solvency
43.7%▼
2022 · 81.6%
Current ratio
1.57▼
2022 · 3.87
Quick ratio
1.57▼
2022 · 3.87
Debt / equity
1.29▲
2022 · 0.23
ROE
-6.7%▼
2022 · 4.7%
ROA
-2.9%▼
2022 · 3.8%
Interest coverage
15.71▼
2022 · 189.39
Debt
€248k▲
2022 · €43k
Debt ≤ 1 year
€222k▲
2022 · €43k
Debt > 1 year
€26k
Income taxes
€1k▼
2022 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2022
Balance sheet
Code20222025
Assets
Total assets20/58€235k€440k▲
Fixed assets21/28€68k€91k▲
Tangible fixed assets22/27€68k€91k▲
Plant, machinery and equipment23€4k€6k▲
Furniture and vehicles24€62k€83k▲
Other tangible fixed assets26€2k€2k▼
Current assets29/58€167k€350k▲
Amounts receivable within one year40/41€104k€334k▲
Trade receivables40€43k€105k▲
Other amounts receivable41€61k€229k▲
Cash at bank and in hand54/58€28k€15k▼
Deferred charges and accrued income490/1€35k-
Equity and liabilities
Total equity and liabilities10/49€235k€440k▲
Equity10/15€192k€193k▲
Contributions10/11€12k€12k=
Reserves13€50k€180k▲
Distributable reserves133€50k€180k▲
Profit (loss) carried forward14€130k-
Amounts payable17/49€43k€248k▲
Amounts payable after more than one year17-€26k
Financial debts170/4-€26k
Amounts payable within one year42/48€43k€222k▲
Current portion of amounts payable after more than one year42-€15k
Trade debts44€5k€10k▲
Suppliers440/4€5k€10k▲
Taxes, remuneration and social security45€38k€22k▼
Taxes450/3€30k€22k▼
Remuneration and social security454/9€7k-
Other amounts payable47/48-€175k
Income statement
Code20222025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€54k▲
Other operating charges640/8€3k€17k▲
Gross operating margin9900€25k€54k▲
Operating profit (loss)9901€11k€-16k▼
Financial income75/76B€2k€7k▲
Recurring financial income75€2k€7k▲
Financial charges65/66B€117€2k▲
Recurring financial charges65€117€2k▲
Profit (loss) for the period before taxes9903€13k€-12k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€9k€-13k▼
Profit (loss) for the period to be appropriated9905€9k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€130k€130k▲
Profit (loss) brought forward from the previous period14P€121k€143k▲
Transfer to equity691/2-€130k
To other reserves6921-€130k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-13k ▼242%
Net result drops to €-13k, the lowest in the series.
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €48k ▲108%
Operating result €73k, net result €48k, both a record.
31-12
Financial
Equity above €150kEq €183k ▲35.6%
4 profitable years in a row build equity to €183k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Equity above €100kEq €112k ▲32.7%
2 profitable years in a row build equity to €112k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stoumont · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Les Minières 194987 StoumontGround area
1,247 m²
Building footprint
45 m²
Volume, LiDAR
233 m³
Parcel 63042B0479/00D000, Wallonia · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GRASMERE
since 20162.331.935.626
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63042B0479/00D000 | Wallonia | 1,247 m² | 1 · 45 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERBACOM
BE 0839.005.656
Lokeren · Eq €193k
conVERDE
BE 0684.553.744
Sint-Jans-Molenbeek · Eq €193k
GSH CONSULTING
BE 1015.594.849
Wemmel · Eq €193k
Melton Consultants
BE 0743.624.467
Beveren-Kruibeke-Zwijndrecht · Eq €193k
DELTA MO
BE 0839.746.717
Lint · Eq €193k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-06-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.