Graphie
ActiveGraphie has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €6k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 55% of 17849 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
64
/ 100
Healthy▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-50
Solvency77=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.66 in 2024), but 59.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
1 d early
2022
3 d late
2021
3 d late
2020
19 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close10-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k=
2024 · €96k
2019: €84k
2020: €87k
2021: €78k
2022: €77k
2023: €96k
2024: €96k
2019 → 2025
Total assets
€236k▲ 0.8%
2024 · €234k
2019: €248k
2020: €211k
2021: €224k
2022: €178k
2023: €241k
2024: €234k
2019 → 2025
Net result
€6k▼ 61.9%
2024 · €15k
2019: €24k
2020: €18k
2021: €40k
2022: €-1k
2023: €20k
2024: €15k
2019 → 2025
Working capital
€95k▲ 4.3%
2024 · €91k
2019: €129k
2020: €113k
2021: €94k
2022: €84k
2023: €95k
2024: €91k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€77k▼ 1.6%€96k▲ 25.6%€96k▼ 0.6%€96k=
Operating result€58k-€5k▼ 91.5%€34k▲ 578%€27k▼ 21.4%€15k▼ 44.4%
Net result€40k-€-1k€20k€15k▼ 21.4%€6k▼ 61.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€3k▼ 53.0%
Current assets
€233k▲ 2.1%
Equity and liabilities €236k
Equity
€96k=
Debt
€140k▲ 1.3%
The debt ratio rises from 59.1% to 59.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€18k▼
2024 · €32k
Cash flow
€9k▼
2024 · €21k
Solvency
40.6%▼
2024 · 40.9%
Current ratio
1.68▲
2024 · 1.66
Quick ratio
0.48▲
2024 · 0.36
Debt / equity
1.46▲
2024 · 1.45
ROE
6.1%▼
2024 · 16.1%
ROA
2.5%▼
2024 · 6.6%
Interest coverage
2.86▼
2024 · 5.84
Debt
€140k▲
2024 · €138k
Debt ≤ 1 year
€139k▲
2024 · €138k
Income taxes
€3k▼
2024 · €6k
Staff costs
€44k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€234k€236k▲
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€5k€2k▼
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€528-
Financial fixed assets28€198€198=
Current assets29/58€229k€233k▲
Stocks and contracts in progress3€180k€166k▼
Stocks30/36€180k€166k▼
Amounts receivable within one year40/41€36k€27k▼
Trade receivables40€31k€23k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€14k€41k▲
Equity and liabilities
Total equity and liabilities10/49€234k€236k▲
Equity10/15€96k€96k=
Contributions10/11€19k€19k=
Reserves13€25k€25k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€52k€52k=
Amounts payable17/49€138k€140k▲
Amounts payable within one year42/48€138k€139k▲
Current portion of amounts payable after more than one year42€7k-
Financial debts43€30k€37k▲
Credit institutions430/8€30k€37k▲
Trade debts44€60k€48k▼
Suppliers440/4€60k€48k▼
Taxes, remuneration and social security45€20k€38k▲
Taxes450/3€7k€15k▲
Remuneration and social security454/9€13k€23k▲
Other amounts payable47/48€21k€16k▼
Accrued charges and deferred income492/3€445€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€43k€44k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€29k€-22k▼
Other operating charges640/8-€658
Non-recurring operating charges66A-€6k
Gross operating margin9900€103k€46k▼
Operating profit (loss)9901€27k€15k▼
Financial income75/76B€35€0▼
Recurring financial income75€35€0▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€21k€9k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€15k€6k▼
Profit (loss) for the period to be appropriated9905€15k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€58k▼
Profit (loss) brought forward from the previous period14P€53k€52k▼
Profit to be distributed694/7€16k€6k▼
Return on contributions (dividend)694€14k€6k▼
Directors or managers695€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
31-03
Financial
Weakest financial yearnet €-1k ▼103%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
31-03
Financial
Highest result since 2019net €40k ▲120%
Operating result €58k, net result €40k, both a record.
2020
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
13-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkendaalstraat 1951050 ElseneGround area
284 m²
Building footprint
252 m²
Volume, LiDAR
3,086 m³
Parcel 21447B0309/00A013, Brussels · tallest building 19.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
GRAPHIE SUD
since 20022.282.270.141
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0309/00A013 | Brussels | 284 m² | 1 · 252 m² | 19.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LACE PARADISE
BE 0436.964.808
Oostende · Eq €96k
JELAU
BE 0477.758.949
Brussel · Eq €96k
DEKA WOONCULTUUR
BE 0414.404.883
Aalst · Eq €96k
THE LINEN HOUSE
BE 0448.107.237
Gent · Eq €95k
LES SECRETS DE LYSBETH
BE 0456.190.703
Elsene · Eq €94k
Of 1,271 companies in sector 47512 we hold annual accounts for 581. 489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-1982
Fiscal year end31-03
Activities, NACEBEL
47512Retail sale of household textiles and bedding
52410
47551Retail sale of household furniture
47591Retail trade
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.