Grangettes
ActiveThe computed 12-month bankruptcy probability of Grangettes is 2.5% (moderate). The 2025 annual accounts show equity of €390k and a net result of €-68k. Equity is shrinking by ~12.9% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency38▼-2
Growth58=
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity ample (current ratio 41.86 against 31.54 in 2024), but 93.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€68k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
25 d early
2024
3 d early
2023
7 d early
2022
6 d early
2021
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€390k▼ 14.8%
2024 · €458k
2021: €645k
2022: €579k
2023: €490k
2024: €458k
2021 → 2025
Total assets
€5.84M▲ 18.4%
2024 · €4.93M
2021: €3.63M
2022: €4.85M
2023: €4.86M
2024: €4.93M
2021 → 2025
Net result
€-68k▼ 116%
2024 · €-31k
2021: €-161k
2022: €-67k
2023: €-89k
2024: €-31k
2021 → 2025
Working capital
€132k▲ 35.8%
2024 · €97k
2021: €-4k
2022: €43k
2023: €95k
2024: €97k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€645k-€579k▼ 10.4%€490k▼ 15.4%€458k▼ 6.4%€390k▼ 14.8%
Operating result€-128k-€-29k▲ 77.0%€-47k▼ 60.0%€11k€-21k
Net result€-161k-€-67k▲ 58.4%€-89k▼ 33.1%€-31k▲ 64.8%€-68k▼ 116%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21k after €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.84M
Fixed assets
€5.70M▲ 18.1%
Current assets
€135k▲ 34.7%
Equity and liabilities €5.84M
Equity
€390k▼ 14.8%
Debt
€5.45M▲ 21.8%
The debt ratio rises from 90.7% to 93.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€33k▼
2024 · €65k
Cash flow
€-14k▼
2024 · €22k
Solvency
6.7%▼
2024 · 9.3%
Current ratio
41.86▲
2024 · 31.54
Quick ratio
41.86▲
2024 · 31.54
Debt / equity
13.94▲
2024 · 9.75
ROE
-17.4%▼
2024 · -6.8%
ROA
-1.2%▼
2024 · -0.6%
Interest coverage
0.70▼
2024 · 1.52
Debt
€5.45M▲
2024 · €4.47M
Debt ≤ 1 year
€3k▲
2024 · €3k
Debt > 1 year
€5.24M▲
2024 · €4.34M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.93M€5.84M▲
Fixed assets21/28€4.83M€5.70M▲
Tangible fixed assets22/27€4.83M€5.70M▲
Land and buildings22€4.51M€4.47M▼
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€122k€102k▼
Assets under construction and advance payments27€191k€1.12M▲
Current assets29/58€100k€135k▲
Amounts receivable after more than one year29-€16k
Trade receivables290-€16k
Amounts receivable within one year40/41€20k€67k▲
Trade receivables40€2k€22k▲
Other amounts receivable41€18k€45k▲
Cash at bank and in hand54/58€78k€42k▼
Deferred charges and accrued income490/1€2k€11k▲
Equity and liabilities
Total equity and liabilities10/49€4.93M€5.84M▲
Equity10/15€458k€390k▼
Contributions10/11€806k€806k=
Profit (loss) carried forward14€-348k€-416k▼
Amounts payable17/49€4.47M€5.45M▲
Amounts payable after more than one year17€4.34M€5.24M▲
Financial debts170/4€4.34M€5.24M▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Accrued charges and deferred income492/3€122k€204k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€54k=
Other operating charges640/8€12k€12k▼
Gross operating margin9900€77k€44k▼
Operating profit (loss)9901€11k€-21k▼
Financial charges65/66B€43k€47k▲
Recurring financial charges65€43k€47k▲
Profit (loss) for the period before taxes9903€-31k€-68k▼
Profit (loss) for the period9904€-31k€-68k▼
Profit (loss) for the period to be appropriated9905€-31k€-68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-348k€-416k▼
Profit (loss) brought forward from the previous period14P€-316k€-348k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 31.54
Current ratio from 7.54 to 31.54; short-term debt falls from €15k to €3k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 7.54
Current ratio from 2.03 to 7.54; short-term debt falls from €41k to €15k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.03
Current ratio from 0.92 to 2.03; short-term debt falls from €53k to €41k.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Putlei 132018 AntwerpenGround area
466 m²
Building footprint
199 m²
Volume, LiDAR
2,258 m³
Parcel 11810K1893/00L000, Flanders · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Grangettes
since 20202.309.962.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1893/00L000 | Flanders | 466 m² | 1 · 199 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.grangettes.eu