GRAND - POSTE
ActiveGRAND - POSTE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.31M and a net result of €-2.42M. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-4
Solvency43▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €330k at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.6 in 2024; short-term debt: 21.5% and cash: 2.3% of total assets), and 81.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.1%
Return on assets
-6.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2.42M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
28 d early
2023
21 d early
2022
on the day
2021
2 d late
2020
81 d late
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-2.42M▼ 21.3%
2024 · €-2.00M
2018: €20k
2019: €-69k
2020: €1.72M
2021: €-3.59M
2022: €-2.47M
2023: €-2.38M
2024: €-2.00M
2018 → 2025
Working capital
€-3.28M▼ 39.7%
2024 · €-2.35M
2018: €-6.48M
2019: €-17.09M
2020: €-21.16M
2021: €-2.02M
2022: €-15.01M
2023: €-1.82M
2024: €-2.35M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€876k-€-1.70M€10.36M€8.81M▼ 14.9%€6.31M▼ 28.4%
Operating result€-3.41M-€-1.80M▲ 47.2%€-1.40M▲ 22.0%€-1.37M▲ 2.4%€-1.89M▼ 37.8%
Net result€-3.59M-€-2.47M▲ 31.1%€-2.38M▲ 3.9%€-2.00M▲ 16.1%€-2.42M▼ 21.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.89M in 2025 against €1.37M in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34.93M
Fixed assets
€30.68M▼ 4.9%
Current assets
€4.25M▲ 19.7%
Equity and liabilities €34.93M
Equity
€6.31M▼ 28.4%
Debt
€28.63M▲ 6.0%
The debt ratio rises from 75.4% to 81.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-288k▼
2024 · €235k
Cash flow
€-823k▼
2024 · €-392k
Solvency
18.1%▼
2024 · 24.6%
Current ratio
0.56▼
2024 · 0.60
Quick ratio
0.56▼
2024 · 0.60
Debt / equity
4.54▲
2024 · 3.07
ROE
-38.4%▼
2024 · -22.6%
ROA
-6.9%▼
2024 · -5.6%
Interest coverage
-0.43▼
2024 · 0.27
Debt
€28.63M▲
2024 · €27.01M
Debt ≤ 1 year
€7.53M▲
2024 · €5.90M
Debt > 1 year
€18.77M▼
2024 · €19.54M
Income taxes
€0▼
2024 · €142
Staff costs
€-2k▼
2024 · €238k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35.82M€34.93M▼
Fixed assets21/28€32.27M€30.68M▼
Intangible fixed assets21€402k€193k▼
Tangible fixed assets22/27€31.87M€30.49M▼
Land and buildings22€31.48M€30.33M▼
Plant, machinery and equipment23€26k€11k▼
Furniture and vehicles24€368k€152k▼
Financial fixed assets28€251€251=
Current assets29/58€3.55M€4.25M▲
Amounts receivable within one year40/41€2.52M€3.12M▲
Trade receivables40€2.35M€2.96M▲
Other amounts receivable41€175k€165k▼
Cash at bank and in hand54/58€763k€815k▲
Deferred charges and accrued income490/1€266k€313k▲
Equity and liabilities
Total equity and liabilities10/49€35.82M€34.93M▼
Equity10/15€8.81M€6.31M▼
Contributions10/11€15.50M€15.50M=
Capital10€15.50M€15.50M=
Issued capital100€15.50M€15.50M=
Reserves13€2.24M€2.16M▼
Tax-exempt reserves132€2.24M€2.16M▼
Profit (loss) carried forward14€-11.26M€-13.60M▼
Investment grants15€2.33M€2.25M▼
Amounts payable17/49€27.01M€28.63M▲
Amounts payable after more than one year17€19.54M€18.77M▼
Financial debts170/4€19.47M€18.72M▼
Other amounts payable178/9€64k€50k▼
Amounts payable within one year42/48€5.90M€7.53M▲
Current portion of amounts payable after more than one year42€730k€750k▲
Financial debts43€1.04M€2.02M▲
Credit institutions430/8€1.04M€2.02M▲
Trade debts44€2.54M€2.78M▲
Suppliers440/4€2.54M€2.78M▲
Advances received on contracts in progress46€875€0▼
Taxes, remuneration and social security45€158€3k▲
Taxes450/3€158€3k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€1.59M€1.97M▲
Accrued charges and deferred income492/3€1.58M€2.33M▲
Income statement
Code20242025
Remuneration, social security and pensions62€238k€-2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.60M€1.60M▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€174k€27k▼
Other operating charges640/8€151k€142k▼
Gross operating margin9900€798k€-122k▼
Operating profit (loss)9901€-1.37M€-1.89M▼
Financial income75/76B€230k€139k▼
Recurring financial income75€230k€139k▼
Financial charges65/66B€856k€674k▼
Recurring financial charges65€856k€674k▼
Profit (loss) for the period before taxes9903€-2.00M€-2.42M▼
Income taxes67/77€142€0▼
Profit (loss) for the period9904€-2.00M€-2.42M▼
Transfer from tax-exempt reserves789€101k€84k▼
Profit (loss) for the period to be appropriated9905€-1.89M€-2.34M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11.26M€-13.60M▼
Profit (loss) brought forward from the previous period14P€-9.37M€-11.26M▼
Social balance
Average headcount (FTE)90872.80.0▼
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €10MEq €10.36M
Equity rises from €-1.70M to €10.36M.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 2 days late
2021
31-12
Financial
Weakest financial yearnet €-3.59M ▼309%
Net result drops to €-3.59M, the lowest in the series; recovery starts the following year.
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 81 days late
2020
31-12
Financial
Back to profitnet €1.72M
Net result €1.72M after one loss-making year.
31-12
Financial
Equity above €2MEq €3.62M ▲90.5%
Equity rises from €1.90M to €3.62M.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 87 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 6 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lambert-Lombard 34000 LiègeGround area
3,445 m²
Building footprint
2,589 m²
Volume, LiDAR
27,394 m³
2 parcels, Wallonia · tallest building 36.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GRAND-POSTE
since 20062.158.951.962
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063A0748/00D000 ProtectedMonument |
Wallonia | 2,628 m² | 1 · 2,281 m² | 29.8 m · 3 fl. |
| 62063A0171/00B000 ProtectedMonument |
Wallonia | 816 m² | 1 · 308 m² | 36.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Wallonia-Brussels Federation
2023 to 2024 · 2 entries · 10,000 EUR in total| Year | Entries | paid |
|---|---|---|
| 2024 | 1 | 2,000 EUR |
| 2023 | 1 | 8,000 EUR |
Budget allocations
Subventions de toute nature allouées en vue de la coordination des matières transversales, de l'information, du rayonnement, de la notoriété et de la promotion de la Communauté française en Belgique et à l'étranger
Recognitions · licences · registrations
Legal Entity Identifier
875500LEOX7PJ1I9ZZ88
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 1,574 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-11-2006
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.