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GRAMMA CONSULTING

Active
Private limited companyfounded 2013active for 12 yearsSinaaistraat 27, 9250 Waasmunster, BelgiumKBO/BCE: BE 0542.497.343
Summary

GRAMMA CONSULTING has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,375 and a net result of €7,672. Equity has been growing by about 14% per year since 2023. Its solvency ranks better than 73% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-11-2013 Normal situation
Activity
Retail sale of newspapers and periodicals NACE 47621and 1 other
Establishment unit
2.224.673.323 9160 Lokeren, since 01-12-2013
Financial year end
31 December
Peppol
Reachable since 02-07-2025

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€77,944
▼ 8.9%
Turnover
≈ €470,000
estimated
Profit
€7,672
▼ 8.0%
Equity
€64,375
▲ 13.5%
Total assets
€106,504
▲ 7.0%
Employees on 31-12-2025
4
=
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 2.53, cash €82,991Equity €64,375 (60.4% of total assets)Founded in 2013Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 85+3
equity 60.4% of total assets
Liquidity 82+3
short-term debt 39.6% · cash 77.9%
Profitability 56-2
return on assets 7.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.53 (2.32 in 2024), above the usual 1.5. Short-term debt is 39.6% and cash 77.9% of total assets. 39.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 73% of them on solvency, 85% on liquidity, 40% on profitability and 66% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.53, cash €82,991
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €64,375 (60.4% of total assets)
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
31 days late
2024
1 day early
2023
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 18 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as GRAMMA CONSULTING: retail sale of newspapers and periodicals (NACE 47621). They are comparable in size and age: total assets between €101,000 and €126,000, founded between 2011 and 2016.

CompanyTotal assetsGross margin
GRAMMA CONSULTING Waasmunster€106,504€77,944
TULITU Brussel€125,765€73,710
GRB & CO Ukkel€100,552€79,301
KRANTENSHOP DE OPRIT Hasselt€120,336€76,118
GENERAL BUSINESS SOLUTION Anderlecht€111,551€56,972
MANIAS Namur€114,268€55,171
PINOSA Machelen (Brab.)€113,736€114,322
Full comparison

Key facts about GRAMMA CONSULTING

What is the company number of GRAMMA CONSULTING?
The company number of GRAMMA CONSULTING is 0542.497.343. The VAT number is the same number with BE in front: BE 0542.497.343.
Where is GRAMMA CONSULTING based?
The registered office is at Sinaaistraat 27, 9250 Waasmunster.Company details
What does GRAMMA CONSULTING do?
According to the KBO register, the main activity is retail sale of newspapers and periodicals (NACE 47621).
What is the legal form of GRAMMA CONSULTING?
The legal form of GRAMMA CONSULTING is Private limited company (BV).
When was GRAMMA CONSULTING founded?
GRAMMA CONSULTING was founded on 27-11-2013.
Is GRAMMA CONSULTING still active?
Yes, GRAMMA CONSULTING is an active enterprise in the KBO register.
How many employees does GRAMMA CONSULTING have?
GRAMMA CONSULTING had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GRAMMA CONSULTING?
The turnover in financial year 2025 is ≈ €470,000. This figure is estimated from the gross margin of €77,944 and 32 comparable companies (NACE 476). It probably lies between €220,000 and €780,000.
Is GRAMMA CONSULTING profitable?
In financial year 2025, GRAMMA CONSULTING made a profit of €7,672.
Where can I find the annual accounts of GRAMMA CONSULTING?
GRAMMA CONSULTING filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GRAMMA CONSULTING due?
GRAMMA CONSULTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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