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GRAM & CO

Active Private limited companyfounded 2004active for 22 yearsRoute de Becco 2A, 4910 TheuxKBO/BCE: BE 0867.296.301 #2 company by equity in Theux, Construction sector

Lifetime

19 annual accounts with figures on one time axis, 21 filings since 2004
peak €1.3m (2021)
€41,651▼ 94.8%
lowest -€23,735 (2024)
-€23,735▼ €526,686
peak €2.2m (2023)
€2.2m▼ 1.1%
€835,482▲ 16.3%
peak 8.1 FTE (2014)
-not published
Board2 names since 2019
2 directors and 1 other
Documentsfilings and deeds
30-10-202591 days late
2024micro format
Gross margin from €808,062 to €41,651Loss of €23,735Debts from €718,477 to €835,482Investments €463,497Cash from €1.1m to €173,326

Key points

from the 2024 annual accounts

Result

-€23,735 -€23,735
€503,0002023-€23,7002024

From profit to loss in 2024, after a profit of €502,951 in 2023.

Turnover

≈ €250,000 estimated

The accounts state no turnover.

Investments

€463,697 5.4 × depreciation
2021202220232024

Green is investment, beige is depreciation.

Filings

21 annual accounts 106 days past the deadline
AprilJune31 JulyOctober2005201020152020

2025 accounts not filed: deadline was 31-07-2026.

Board

1 joined · 1 left

Board changed. Latest change 31-12-2025 · 1 in office.

Position in the sector

-€23,735

Lower net result than 94% of companies in specialised construction. Sector median €9,462 · 36,018 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 8,613 companies had the same profile as GRAM & CO has now. Each dot stands for 22 companies, two years later.

94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 8,613 companies, not a prediction for GRAM & CO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Director,
Board & ownership

Recent changes

Company renamed from ABOUT DE BOIS to GRAM & CO Resignation: (director) · Appointment: (director) · Permanent representative: · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0867296301
New establishment in Verviers ABOUT DE BOIS, Rue des Ormes 153
Capital decrease of €311,400 to €18,600 Capital from €330,000 to €18,600 · Change of role: , from manager to director · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 16-12-2019 · Gazette deed
All 36 events

Comparable companies

same main activity, similar in size and age
Company
GRAM & CO Theux €3.3m €41,651 66.0% -
MAGIC SERVICES Turnhout €2.5m €56,637 68.8% 0
LUDO DIERCKX CONSERVATORIES Westerlo €2.4m €41,122 59.6% 0.7
LMD-Services Diksmuide €2.4m €68,762 50.9% -
GOEMINNE INVEST Aalst €2.0m €78,842 12.4% -
CAMELIA Aalter €3.6m €75,526 66.2% -
D - Invest Mol Mol €2.4m €93,393 6.1% -

These companies have the same main activity as GRAM & CO: joinery installation (NACE 43320). They are comparable in size and age: total assets between €2m and €3.6m, founded between 1991 and 2005.

Official details

Source: KBO
Status
Active since 17-09-2004Normal situation
Activity
Joinery installationNACE 43320and 2 others
Joint committees
124Construction
200Auxiliary committee for white-collar workers · annual accounts 2023
Establishment units
2.139.310.3534860 Pepinster, since 17-09-2004
2.327.441.0614800 Verviers, since 17-11-2021
Financial year end
31 December
Peppol
Reachable since 05-08-2025
Company details

Annual accounts 2024

€3.3m▲ 2.3%
Filing
Filed on 30-10-2025
Financials

Insights on GRAM & CO

GRAM & CO files the micro format. That format states no turnover. The gross margin fell from €163,384 in 2006 to €41,651 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about GRAM & CO

What is the company number of GRAM & CO?
The company number of GRAM & CO is 0867.296.301. The VAT number is the same number with BE in front: BE 0867.296.301.
Where is GRAM & CO based?
The registered office is at Route de Becco 2A, 4910 Theux.Company details
What does GRAM & CO do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of GRAM & CO?
GRAM & CO is a private limited company (BV).
When was GRAM & CO founded?
GRAM & CO was founded on 17-09-2004.
Is GRAM & CO still active?
Yes, GRAM & CO is an active enterprise in the KBO register.
How many employees does GRAM & CO have?
GRAM & CO had an average of 1.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does GRAM & CO fall under?
In its 2023 annual accounts, GRAM & CO states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of GRAM & CO?
The turnover in financial year 2024 is ≈ €250,000. This figure is estimated from the gross margin of €41,651 and 36 comparable companies (NACE 43320). It probably lies between €180,000 and €420,000.
Is GRAM & CO profitable?
In financial year 2024, GRAM & CO made a loss of €23,735.
Where can I find the annual accounts of GRAM & CO?
GRAM & CO filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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