Financials
- Fiscal year
- 2025
- Turnover
- €50,894
- Loss
- -€28,575
- Solvency
- 2.3%
GRAIN D'AMOUR
ActiveSummary
The computed 12-month bankruptcy probability of GRAIN D'AMOUR is 6.4% (elevated). The 2025 annual accounts show equity of €1,425 and a net result of -€28,575. Its solvency ranks better than 27% of 16193 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€50,894turnover 2025
- Equity
- €1,425
- Loss
- -€28,575
Structure
Accounts filed 17 d late0 of 1 deed read
Why 33- Founded in 2024- Sector Food and beverage service activities (NACE 56)- Size: turnover €50,894, total assets €61,022- Loss of €28,575 (FY 2025)Show the evidence
Checked score
Score 2025
33
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 16% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
27
equity 2.3% of total assets
Liquidity
14
short-term debt 80.0% · cash 6.3%
Profitability
0
return on assets -46.8%
Bankruptcy probability, 12 months
6.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 4.1%lowest value
02-2026: 4.1%● 0.0% vs 01-2026lowest value
03-2026: 4.2%▲ +2.3% vs 02-2026
04-2026: 4.6%▲ +9.5% vs 03-2026
05-2026: 4.7%▲ +3.2% vs 04-2026
06-2026: 5.0%▲ +7.0% vs 05-2026
07-2026: 5.0%● 0.0% vs 06-2026
08-2026: 5.5%▲ +8.8% vs 07-2026
09-2026: 6.6%▲ +20.3% vs 08-2026highest value
10-2026: 6.4%▼ -2.3% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Sector Food and beverage service activities (NACE 56) raises the probability
- Size: turnover €50,894, total assets €61,022 raises the probability for this profile
- Loss of €28,575 (FY 2025) raises the probability
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.53; short-term debt: 80% and cash: 6.3% of total assets), and 97.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 27%, liquidity 12%, profitability 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
17 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 17-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 27-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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