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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Grafmonumenten Ingelbrecht is 1.0% (low). The 2024 annual accounts show equity of €247k and a net result of €43k. Equity is growing by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 43 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Signals
3 signals · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 90% of 43 peers (2024). A comfortable equity buffer.
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
This company changed its financial year: its two most recent filings do not close on the same date. Each filed year keeps its own exact deadline, but we project no following year on 31-12, because adding twelve months right after a change is unreliable. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 24-06-2025 | 37 d early | 2025-00177823 |
| 30-09-2023 | 30-04-2024 | 30-04-2024 | on the day | 2024-00085626 |
| 30-09-2022 | 30-04-2023 | 02-05-2023 | 2 d late | 2023-00082015 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.0%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€43k-48.1%
Working capital€229k+31.9%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 24-06-2025 with the NBB · fiscal year 2024 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~31.1%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 23 · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 79.9% | 39.4% | |
| Net result | €43k | €27k | |
| Equity | €247k | €234k | |
| Gross operating margin | €118k | €357k | |
| Staff costs | €35k | €261k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P90
Improving position over 2022-2024
· n=36-43
P59
Stable position over 2022-2024
· n=36-43
P54
Improving position over 2022-2024
· n=36-43
P21
Stable position over 2022-2024
· n=36-43
Describes the position versus peers, not a forecast.
€81k
-32.9%
22-24
€43k
-48.1%
22-24
€53k
-42.0%
22-24
€309k
+38.7%
22-24
€247k
+21.3%
22-24
€229k
+31.9%
22-24
1
-
22-24
€35k
-
22-24
€36k
+25.9%
22-24
€62k
+223.8%
22-24
€59k
+209.8%
22-24
4.85
-51.7%
22-24
4.59
-54.3%
22-24
79.9%
-12.6%
22-24
0.25
+166.9%
22-24
17.6%
-57.2%
22-24
14.0%
-62.6%
22-24
346.02
+285.2%
22-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €81k |
| Net profit | €43k |
| Cash flow | €53k |
| Staff costs | €35k |
| Income taxes | €36k |
| Dividends | - |
| Total assets | €309k |
| Equity | €247k |
| Debt | €62k |
| of which ≤ 1y | €59k |
| of which > 1y | - |
| Working capital | €229k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 4.85 |
| Quick ratio | 4.59 |
| Working capital ratio | 74.1% |
| Solvency | 79.9% |
| Debt / equity | 0.25 |
| Long-term debt ratio | - |
| Interest coverage | 346.02 |
| Gross margin | - |
| Net margin | - |
| ROA | 14.0% |
| ROE | 17.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €309k |
| Fixed assets | 21/28 | €21k |
| Tangible fixed assets | 22/27 | €21k |
| Current assets | 29/58 | €288k |
| Stocks & contracts in progress | 3 | €16k |
| Amounts receivable within one year | 40/41 | €106k |
| Investments | 50/53 | €34k |
| Cash & bank | 54/58 | €133k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €309k |
| Equity | 10/15 | €247k |
| Contributions / capital | 10/11 | €15k |
| Reserves | 13 | €189k |
| Accumulated profits (losses) | 14 | €43k |
| Amounts payable | 17/49 | €62k |
| Amounts payable within one year | 42/48 | €59k |
| Trade debts payable within one year | 44 | €21k |
| Income statement | ||
| Gross operating margin | 9900 | €118k |
| Operating result | 9901 | €72k |
| Financial income | 75 | €8k |
| Financial charges | 65 | €234 |
| Result before taxes | 9903 | €79k |
| Income taxes | 67/77 | €36k |
| Net result for the period | 9904 | €43k |
| Result to be appropriated | 9905 | €43k |
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed93
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
Current19-01-2026 → present
Former directors (1)
-
Former30-06-2024 → 19-01-2026
2 events
- 19-01-2026 Resigned· Director
- 30-06-2024 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor
1 auditor| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| AD - MINISTERIECurrent Statutory auditor · represented by Jan Smits |
- | 03-09-2025 → present |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Houwen, bewerken en afwerken van natuursteen(23700) |
| Legal form | Private limited company(610) |
| Incorporation | 13-04-2021 |
| Status | Active |
| Postal code | 8470 |
Structure & network
Connections & network
17 connected companiesGroup structure
Sits on the board · 4 subsidiaries · 1 location
Control→
Network connections
Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
1 partyControl over this companysits on this company's board1
4 subsidiaries · 1 location
controls
Grafmonumenten IngelbrechtBE 0766.664.640
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationGrafmonumenten Ingelbrecht
since 20212.316.797.686
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area377 m²
Buildings1
Building footprint111 m²
Volume (LiDAR)1,004 m³
Tallest building12.4 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35005A0877/00F000 | Flanders | 377 m² | 1 · 111 m² | 12.4 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
8 acts Company purpose
de bestaande vennootschapsstructuur te vereenvoudigen en de activiteiten en activa te centraliseren binnen één enkele vennootschap. De huidige situatie, waarbij de betrokken activa en activiteiten gespreid zijn over meerdere juridisch onderscheiden entiteiten, leidt in de praktijk tot een verhoogde administratieve en juridische complexiteit. Deze complexiteit uit zich onder meer in het parallel bestaan van meerdere bestuursorganen, afzonderlijke
Per act of 12-06-2026
Capital history · 6
12-06-2026
Capital increase: amount: 15000, shares: 150, currency: EUR
12-06-2026
Capital increase: amount: 25000, shares: 300, currency: EUR
12-06-2026
Capital increase: amount: 229102, shares: 2044, currency: EUR
12-06-2026
Capital increase: amount: 15000.0, shares: 150, currency: EUR
12-06-2026
Capital increase: amount: 25000.0, shares: 300, currency: EUR
12-06-2026
Capital increase: amount: 229102.0, shares: 2044, currency: EUR
All acts · 8
updated 2 months ago
2026
12-06-2026 Board meeting · Merger · Dissolution · Accounting effect
- Filing: 2026-06-10 · INTERSTONE
- Board meeting: 2026-06-02 · INTERSTONE
- Board meeting: 2026-06-02 · GRAFMONUMENTEN INGELBRECHT
- Board meeting: 2026-06-02 · NATUURSTEEN GHEKIERE DOMINIQUE
- Merger: date: 2026-06-02, type: fusion_by_absorption, description: met fusie door overneming gelijkgestelde verrichting · INTERSTONE
- Merger: date: 2026-06-02, type: fusion_by_absorption, description: met fusie door overneming gelijkgestelde verrichting · INTERSTONE
- Dissolution: date: 2026-06-02, type: without_liquidation, reason: fusion_by_absorption · GRAFMONUMENTEN INGELBRECHT
- Dissolution: date: 2026-06-02, type: without_liquidation, reason: fusion_by_absorption · NATUURSTEEN GHEKIERE DOMINIQUE
- Accounting effect: 2026-01-01 · GRAFMONUMENTEN INGELBRECHT
- Accounting effect: 2026-01-01 · NATUURSTEEN GHEKIERE DOMINIQUE
- Incorporation: 2021-04-12 · GRAFMONUMENTEN INGELBRECHT
- Incorporation: 2014-12-05 · NATUURSTEEN GHEKIERE DOMINIQUE
- Incorporation: 2004-12-20 · INTERSTONE
- Capital increase: amount: 15000, shares: 150, currency: EUR · GRAFMONUMENTEN INGELBRECHT
- Capital increase: amount: 25000, shares: 300, currency: EUR · NATUURSTEEN GHEKIERE DOMINIQUE
- Capital increase: amount: 229102, shares: 2044, currency: EUR · INTERSTONE
- Officer appointment: bestuurder · GRAFMONUMENTEN INGELBRECHT
- Officer appointment: bestuurder · NATUURSTEEN GHEKIERE DOMINIQUE
- Officer appointment: bestuurder · INTERSTONE
- Association membership: aandeelhouder · GRANIT LUST-VUERINGS
- Association membership: aandeelhouder · GRANIT LUST-VUERINGS
- Association membership: aandeelhouder · GRANIT LUST-VUERINGS
- Power of attorney: notariële akte voorbereiden en verlijden · INTERSTONE
- Power of attorney: notariële akte voorbereiden en verlijden · GRAFMONUMENTEN INGELBRECHT
- Power of attorney: notariële akte voorbereiden en verlijden · NATUURSTEEN GHEKIERE DOMINIQUE
- Power of attorney: indienen · INTERSTONE
- Power of attorney: indienen · GRAFMONUMENTEN INGELBRECHT
- Power of attorney: indienen · NATUURSTEEN GHEKIERE DOMINIQUE
- Purpose: de bestaande vennootschapsstructuur te vereenvoudigen en de activiteiten en activa te centraliseren binnen één enkele vennootschap. De huidige situatie, waarbij de betrokken activa en activiteiten gespreid zijn over meerdere juridisch onderscheiden entiteiten, leidt in de praktijk tot een verhoogde administratieve en juridische complexiteit. Deze complexiteit uit zich onder meer in het parallel bestaan van meerdere bestuursorganen, afzonderlijke
- Publication: 2026-06-12
- Act object: HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN)
Summary:
Board meeting · Merger · Dissolution · Accounting effectNotary:
VERHAEGHE JESSICA
12-06-2026 Board meeting · Merger · Dissolution · Accounting effect
- Filing: 2026-06-10 · Grafmonumenten Ingelbrecht BV
- Board meeting: 2026-06-02 · Grafmonumenten Ingelbrecht BV
- Merger: date: 2026-06-02, type: fusion_by_absorption, description: met fusie door overneming gelijkgestelde verrichting · INTERSTONE BV
- Merger: date: 2026-06-02, type: fusion_by_absorption, description: met fusie door overneming gelijkgestelde verrichting · INTERSTONE BV
- Dissolution: type: without_liquidation, reason: fusion_by_absorption · Grafmonumenten Ingelbrecht BV
- Dissolution: type: without_liquidation, reason: fusion_by_absorption · Natuursteen Ghekiere Dominique BV
- Accounting effect: 2026-01-01 · Grafmonumenten Ingelbrecht BV
- Accounting effect: 2026-01-01 · Natuursteen Ghekiere Dominique BV
- Incorporation: 2021-04-12 · Grafmonumenten Ingelbrecht BV
- Incorporation: 2014-12-05 · Natuursteen Ghekiere Dominique BV
- Incorporation: 2004-12-20 · INTERSTONE BV
- Capital increase: amount: 15000.0, shares: 150, currency: EUR · Grafmonumenten Ingelbrecht BV
- Capital increase: amount: 25000.0, shares: 300, currency: EUR · Natuursteen Ghekiere Dominique BV
- Capital increase: amount: 229102.0, shares: 2044, currency: EUR · INTERSTONE BV
- Officer appointment: bestuurder · Grafmonumenten Ingelbrecht BV
- Officer appointment: bestuurder · Natuursteen Ghekiere Dominique BV
- Officer appointment: bestuurder · INTERSTONE BV
- Association membership: aandeelhouder · Granit Lust-Vuerings BV
- Association membership: aandeelhouder · Granit Lust-Vuerings BV
- Association membership: aandeelhouder · Granit Lust-Vuerings BV
- Power of attorney: voorbereiding en het verlijden van de notariële akte · Grafmonumenten Ingelbrecht BV
- Power of attorney: voorbereiding en het verlijden van de notariële akte · Natuursteen Ghekiere Dominique BV
- Power of attorney: voorbereiding en het verlijden van de notariële akte · INTERSTONE BV
- Annual meeting schedule: derde dinsdag van de maand juni om 11:00u · Grafmonumenten Ingelbrecht BV
- Annual meeting schedule: tweede dinsdag van de maand juni om 10:00u · Natuursteen Ghekiere Dominique BV
- Annual meeting schedule: laatste maandag van de maand juni om 18.00 uur · INTERSTONE BV
- First fiscal year: end: 31-12, start: 01-01 · Grafmonumenten Ingelbrecht BV
- First fiscal year: end: 31-12, start: 01-01 · Natuursteen Ghekiere Dominique BV
- Purpose: de bestaande vennootschapsstructuur te vereenvoudigen en de activiteiten en activa te centraliseren binnen één enkele vennootschap. De huidige situatie, waarbij de betrokken activa en activiteiten gespreid zijn over meerdere juridisch onderscheiden entiteiten, leidt in de praktijk tot een verhoogde administratieve en juridische complexiteit. Deze complexiteit uit zich onder meer in het parallel bestaan van meerdere bestuursorganen, afzonderlijke
- Publication: 2026-06-12
- Act object: HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN)
Summary:
Board meeting · Merger · Dissolution · Accounting effectNotary:
Jessica Verhaeghe
12-06-2026 Board meeting · Merger · Accounting effect · Dissolution
- Filing: 2026-06-10 · Natuursteen Ghekiere Dominique
- Board meeting: 2026-06-02 · Natuursteen Ghekiere Dominique
- Merger: date: 2026-06-02, type: fusion_by_absorption, absorbing: INTERSTONE · Natuursteen Ghekiere Dominique
- Merger: date: 2026-06-02, type: fusion_by_absorption, absorbing: INTERSTONE · Grafmonumenten Ingelbrecht
- Accounting effect: 2026-01-01 · Natuursteen Ghekiere Dominique
- Accounting effect: 2026-01-01 · Grafmonumenten Ingelbrecht
- Dissolution: type: without_liquidation, reason: merger · Natuursteen Ghekiere Dominique
- Dissolution: type: without_liquidation, reason: merger · Grafmonumenten Ingelbrecht
- Officer appointment: role: bestuurder · Ingelbrecht Pieter
- Officer appointment: role: bestuurder · Ingelbrecht Pieter
- Officer appointment: role: bestuurder · Ingelbrecht Pieter
- Association membership: role: aandeelhouder, shares: 300 · Granit Lust-Vuerings
- Publication: 2026-06-12
- Act object: HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN)
Summary:
Board meeting · Merger · Accounting effect · DissolutionNotary:
Lars Hansen
12-02-2026 1 director appointed, 1 resigning
2025
03-09-2025 Jan Smits appointed as statutory auditor
2024
27-09-2024 Maxime Dieltiëns appointed as director
19-09-2024 Publication in the Belgian Official Gazette, Minor change
Summary:
v3.2
2021
15-04-2021 Incorporation of a new BV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes85
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
93
Profitability
88
Solvency
100
Growth
52
Stability
94
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Credit advice
verdict per customer and amountSimilar
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Company registry
Company registry (CBE)
Crossroads BankActivities
Houwen, bewerken en afwerken van natuursteen23700Houwen, bewerken en afwerken van natuursteen23700Landschapsverzorging81300Landschapsverzorging81300Beheer van kerkhoven en activiteiten van crematoria96032Beheer van kerkhoven en activiteiten van crematoria96302
Primary activity highlighted.
Names & trade names
| Legal nameNL | Grafmonumenten Ingelbrecht |
Registered office
Hoogstraat 38
8470 Gistel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.