GRAFIC ALL
ActiveGRAFIC ALL has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €30k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 77% of 951 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.81 against 3.93 in 2024; short-term debt: 20.1% and cash: 57.6% of total assets), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
18.2%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
24 d early
2023
26 d late
2022
42 d early
2021
30 d early
2020
12 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€132k▲ 28.4%
2024 · €103k
2018: €55k
2019: €58k
2020: €66k
2021: €85k
2022: €85k
2023: €92k
2024: €103k
2018 → 2025
Total assets
€165k▲ 26.5%
2024 · €130k
2018: €96k
2019: €87k
2020: €128k
2021: €138k
2022: €134k
2023: €130k
2024: €130k
2018 → 2025
Net result
€30k▲ 172%
2024 · €11k
2018: €8k
2019: €4k
2020: €8k
2021: €20k
2022: €400
2023: €9k
2024: €11k
2018 → 2025
Working capital
€126k▲ 56.5%
2024 · €81k
2018: €33k
2019: €46k
2020: €30k
2021: €53k
2022: €43k
2023: €60k
2024: €81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€85k▼ 0.5%€92k▲ 9.4%€103k▲ 11.0%€132k▲ 28.4%
Operating result€26k-€786▼ 96.9%€14k▲ 1,724%€17k▲ 16.0%€42k▲ 152%
Net result€20k-€400▼ 98.0%€9k▲ 2,082%€11k▲ 26.1%€30k▲ 172%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 152% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€5k▼ 75.8%
Current assets
€160k▲ 47.3%
Equity and liabilities €165k
Equity
€132k▲ 28.4%
Debt
€33k▲ 19.6%
The debt ratio falls from 21.3% to 20.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60k▲
2024 · €38k
Cash flow
€48k▲
2024 · €32k
Solvency
79.9%▲
2024 · 78.7%
Current ratio
4.81▲
2024 · 3.93
Quick ratio
4.76▲
2024 · 3.86
Debt / equity
0.25▼
2024 · 0.27
ROE
22.7%▲
2024 · 10.7%
ROA
18.2%▲
2024 · 8.4%
Interest coverage
84.35▲
2024 · 34.75
Debt
€33k▲
2024 · €28k
Debt ≤ 1 year
€33k▲
2024 · €28k
Debt > 1 year
€0▼
2024 · €148
Income taxes
€13k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€165k▲
Fixed assets21/28€22k€5k▼
Tangible fixed assets22/27€22k€5k▼
Plant, machinery and equipment23€1k€688▼
Furniture and vehicles24€21k€5k▼
Current assets29/58€108k€160k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€18k€9k▼
Trade receivables40€18k€9k▼
Other amounts receivable41€194€37▼
Current investments50/53-€52k
Cash at bank and in hand54/58€87k€95k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€130k€165k▲
Equity10/15€103k€132k▲
Contributions10/11€12k€12k=
Outside capital11€12k-
Other1109/19€12k-
Reserves13€90k€119k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€5k€5k=
Distributable reserves133€84k€113k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€28k€33k▲
Amounts payable after more than one year17€148€0▼
Financial debts170/4€148€0▼
Amounts payable within one year42/48€28k€33k▲
Current portion of amounts payable after more than one year42€10k€148▼
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Taxes, remuneration and social security45€7k€23k▲
Taxes450/3€7k€23k▲
Other amounts payable47/48€833€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€18k▼
Other operating charges640/8€985€1k▲
Gross operating margin9900€39k€61k▲
Operating profit (loss)9901€17k€42k▲
Financial income75/76B€741€1k▲
Recurring financial income75€741€1k▲
Financial charges65/66B€1k€706▼
Recurring financial charges65€1k€706▼
Profit (loss) for the period before taxes9903€16k€43k▲
Income taxes67/77€5k€13k▲
Profit (loss) for the period9904€11k€30k▲
Profit (loss) for the period to be appropriated9905€11k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€30k▲
Transfer to equity691/2€10k€29k▲
To other reserves6921€10k€29k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2018net €30k ▲172%
Operating result €42k, net result €30k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €103k ▲11%
7 profitable years in a row build equity to €103k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €400 ▼98%
Net result drops to €400, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tombroekstraat(Rol) 198510 KortrijkGround area
192 m²
Building footprint
133 m²
Volume, LiDAR
927 m³
Parcel 34033C0486/00G000, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grafic All
since 20062.152.749.902
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34033C0486/00G000 | Flanders | 192 m² | 1 · 133 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PAPERDOT
BE 0548.921.515
Antwerpen · Eq €132k
EXTRA BOLD
BE 0508.867.344
Oudergem · Eq €132k
B.U. CREATIONS
BE 0838.422.171
Anderlecht · Eq €131k
Verpackt
BE 0736.857.629
Zemst · Eq €130k
Max.Printing
BE 0891.006.960
Antwerpen · Eq €130k
Of 1,601 companies in sector 18120 we hold annual accounts for 809. 619 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-04-2006
Fiscal year end31-12
Activities, NACEBEL
18120Other printing
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.