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GRAFIAS

Active
Private limited companyfounded 2000active for 26 yearsBurgemeestersstraat 38, 1050 Elsene, BelgiumKBO/BCE: BE 0471.449.296
Summary

GRAFIAS has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €320,096 and a net result of €55,897. Equity is growing by about 2.9% per year across the filed financial years. Its solvency ranks better than 64% of 21,099 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
GRAFIASActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100
1 site
Size
≈ €230,000turnover 2025, estimated
Equity
€320,096
Profit
€55,897
Turnover estimated from the gross margin
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts filed 6 days late2 of 3 deeds summarised
Why 94lowers riskLiquidity: current ratio 3.93, cash €90,059Sector: Computer programming, consultancy and related activities (NACE 62)Equity €320,096 (72.6% of total assets)Size: total assets €441,159Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 54% of its sector peers (NACE 62, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 98+2
equity 72.6% of total assets
Liquidity 73+12
short-term debt 14.8% · cash 20.4%
Profitability 85=
return on assets 12.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,890 companies, NACE 62, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.5%▼ -0.1 percentage points vs 11-2024 01-2025: 0.7%▲ +0.2 percentage points vs 12-2024 02-2025: 0.9%▲ +0.2 percentage points vs 01-2025highest value 03-2025: 0.1%▼ -0.8 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: < 0.1%▼ -0.2 percentage points vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.93, compared with 3.38 in 2024, above the usual 1.5; short-term debt: 14.8% and cash: 20.4% of total assets), and 27.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 66% on solvency, 56% on liquidity, 46% on profitability and 48% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 3.93, cash €90,059
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €320,096 (72.6% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €441,159
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2025 accounts filed 6 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-02-2026, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
6 days late
2024
3 days late
2023
20 days late
2022
69 days late
2021
35 days late
2020
22 days late
2019
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 18 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end29-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Reappointment: ULATOWSKA Lucyna (director)Amendment of the articles ·…

Key points

  • Positive: Among the best 10% on equitysector median €69,178 · 21,105 companies €320,096 View
  • Positive: 7 profitable years in a rowprofit 2025: €55,897 7 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€441,159
Profit
€55,897
Solvency
72.6%
Total assets▲ 1.4%
Net result
20192025
Go to Financials

Timeline

Events
29
Since
2002
Next accounts
by 31-01-2027
  1. 30-06-2024Highest result from 2019 to 2025
  2. 20-02-2024Annual accounts filed
  3. 14-04-2023Resignation: Steve NEWBERY (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
17-03-2000
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about GRAFIAS

What is the company number of GRAFIAS?
0471.449.296. In Belgium the VAT number is the company number with BE in front: BE 0471.449.296.
Where is GRAFIAS based?
The registered office is at Burgemeestersstraat 38, 1050 Elsene.Company details
What does GRAFIAS do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of GRAFIAS?
Private limited company (BV).
When was GRAFIAS founded?
On 17-03-2000.
Is GRAFIAS still active?
Yes, GRAFIAS is an active enterprise in the KBO register.
What is the turnover of GRAFIAS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is GRAFIAS profitable?
In financial year 2025, GRAFIAS made a profit of €55,897.
Where can I find the annual accounts of GRAFIAS?
GRAFIAS filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GRAFIAS due?
By 31-01-2027, for financial year 2026.Timeline

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