Overdue debts
€11,647 on 30-06-2025
The annual accounts state €11,647 of overdue tax debts on 30-06-2025.
Graetz
Overview
Lifetime
1 annual account with figurespeak €31,996 (2025)
€31,996
peak €23,999 (2025)
€23,999
peak €25,999 (2025)
€25,999
€36,732
Board1 name since 2024
1 directorDE LANGHE Nic Julien Edith
Documentsfilings and deeds
30-01-20261 day before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsChecked score
85
Excellent
Financially stronger than 52% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,431 companies (NACE 74, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.5%
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.6%▲ +0.1 percentage points vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.7%▲ +0.1 percentage points vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.8%▲ +0.1 percentage points vs 02-2026
04-2026: 0.7%▼ -0.1 percentage points vs 03-2026
05-2026: 0.8%▲ +0.1 percentage points vs 04-2026
06-2026: 0.9%▲ +0.1 percentage points vs 05-2026
07-2026: 0.9%● unchanged vs 06-2026highest value
08-2026: 0.9%● unchanged vs 07-2026highest value
09-2026: 0.9%● unchanged vs 08-2026
10-2026: 0.3%▼ -0.6 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €62,730
lowers risk
Sector: Other professional, scientific and technical activities (NACE 74)
Liquidity: current ratio 1.62, cash €10,114
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 44% of them on solvency, 24% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Graetz has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Graetz itself is lower: 0.3% within 12 months. It rests on far more data about Graetz than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Graetz. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.62, above the usual 1.5. Short-term debt is 57.6% and cash 16.1% of total assets. However, 58.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 day early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010662202
Incorporation
Founding capital of €2,000, 200 shares · Founder: DE LANGHE Nic Julien Edith · Appointment: DE LANGHE Nic Julien Edith (director) · published on 26-06-2024 · Gazette deed
First establishment
Nekke 37, Lievegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Graetz Lievegem | €62,730 | €31,996 | 41.4% | - |
| PJP Business Consulting Tremelo | €55,403 | €32,572 | 63.1% | - |
| ALLARD MARITIME SOLUTIONS Lille | €56,153 | €30,969 | 89.4% | - |
| 35 TECH Rijkevorsel | €62,127 | €37,096 | 39.9% | - |
| dB-Faktor Keerbergen | €52,170 | €32,109 | 49.7% | - |
| MARE MAS Ostend | €71,896 | €32,462 | 30.3% | - |
| KisQA Court-Saint-Etienne | €63,275 | €29,810 | 50.8% | - |
These companies have the same main activity as Graetz: other professional, scientific and technical activities (NACE 74999). They are comparable in size and age: total assets between €52,200 and €71,900, founded in 2024.
Official details
Source: KBO- Status
- Active since 24-06-2024Normal situation
- Activity
- Other professional, scientific and technical activitiesNACE 74999and 3 others
- Establishment unit
- 2.361.259.6179930 Lievegem, since 24-06-2024
- Financial year end
- 30 June
- Peppol
- Reachable since 22-10-2024
Annual accounts to 30-06-2025
- €31,996
- €23,999
- €25,999
- €62,730
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on Graetz
Graetz has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,999 and a net result of €23,999.
Its solvency ranks better than 42% of 4,362 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-01-2026, 1 day before the deadline€31,996
€30,484
€23,999
€22,382
41.4%
1.62
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €77,000 and €230,000.
Balance sheet
balance sheet total €62,730 on 30-06-2025What the company ownsHow it is paid for
Position in the sector
41.4%
Higher than 42% of 4,362 companies in 2025.
1.62
Higher than 44% of 4,194 companies in 2025.
38.3%
Higher than 85% of 4,224 companies in 2025.
Graetz
Middle half of the sector
80% of the sector
Micro accounts in other professional activities (NACE 74)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
62,730 | |
21/28 |
4,244 | |
22/27 |
4,244 | |
23 |
3,584 | |
24 |
660 | |
29/58 |
58,486 | |
40/41 |
47,955 | |
40 |
18,462 | |
41 |
29,493 | |
54/58 |
10,114 | |
490/1 |
417 | |
| Balance sheet: equity and liabilities | ||
10/49 |
62,730 | |
10/15 |
25,999 | |
10/11 |
2,000 | |
13 |
23,999 | |
133 |
23,999 | |
17/49 |
36,732 | |
42/48 |
36,104 | |
44 |
9,506 | |
440/4 |
9,506 | |
45 |
26,598 | |
450/3 |
26,598 | |
492/3 |
628 | |
| Income statement | ||
9900 |
31,996 | |
630 |
653 | |
640/8 |
859 | |
9901 |
30,484 | |
75/76B |
82 | |
75 |
82 | |
65/66B |
406 | |
65 |
406 | |
9903 |
30,160 | |
67/77 |
6,161 | |
9904 |
23,999 | |
9905 |
23,999 | |
| Appropriation of the result | ||
9906 |
23,999 | |
691/2 |
23,999 | |
6921 |
23,999 | |
| Document | ||
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-01-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 30-01-2026 | 2026-00020359 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 31,137 | ||
| 24,652 | ||
| 4,897 | ||
| 22,382 | ||
| 41.4% | ||
| 1.62 | ||
| 1.41 | ||
| 92.3% | ||
| 38.3% | ||
| 76.63 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Overdue debts
tax and social security| Item | 30-06-2025 |
|---|---|
| Overdue tax debts | €11,647 |
Source: notes to the 2025 annual accounts (statement of debts)
Investments
fixed assets acquired| Item | 30-06-2025 |
|---|---|
| Tangible fixed assets | €4,897 |
| Intangible fixed assets | €0 |
| €653 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Graetz
Debt's share of the balance-sheet total is 58.6%.
Board & ownership
Board
1 director, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 26-06-2024
Mandates through the years
1 name, the dashed line is todayDE LANGHE Nic Julien Edith
Director
Director
Board
Mandates as a list
- DE LANGHE Nic Julien Edith
- Director, appointed by deed of 26-06-2024, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 200
- Contribution per share
- €10
- Equity per share
- €130 in 2025
- Source
- deed of 26-06-2024
Articles of association
deed of 26-06-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director1 director
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Ten minste vijftien dagen te rekenen van dag openstelling intekening, nieuwe aandelen in geld eerst aangeboden aan bestaande aandeelhouders…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Sunday of December at 20:00
Shareholders
At incorporation
deed of 26-06-2024 ↗
- DE LANGHE Nic Julien Edith 200 shares (100%) · €2,000 in cash
Network & group
No group
Graetz has no parent and no holdings in its annual accounts. DE LANGHE Nic Julien Edith is the only director. Graetz shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 1 day before the deadline
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010662202
IncorporationFounding capital of €2,000, 200 shares · Founder: DE LANGHE Nic Julien Edith · Appointment: DE LANGHE Nic Julien Edith (director) · published on 26-06-20245 points ▸
- Founder, DE LANGHE Nic Julien Edith
- Founding capital, €2,000, 200 shares
- 200 shares
- Registered office clause, Nekke 37, 9930 Lievegem
- Director appointment, DE LANGHE Nic Julien Edith
- The deed holds 6 more points.
First establishment Nekke 37, Lievegem
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1010.662.202
- VAT number
- BE 1010.662.202
- Peppol ID
- 0208:1010662202
- Other Peppol ID
- 9925:BE1010662202
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 24-06-2024
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Sunday of December at 20:00deed of 26-06-2024 (in Dutch)
- Peppol
- Reachable since 22-10-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Graetz in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 26-06-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 26-06-2024 (in Dutch)
Activities
NACEBEL 202574999
Other professional, scientific and technical activities main activity
Codes under NACEBEL 2008
74909
Other professional, scientific and technical activities main activity
41201
General construction of buildings
43211
Specialised construction activities
70220
Business consulting
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Projectleiding technische installaties; Coördinatiewerkzaamheden op bouwwerven; Het uitvoeren van expertises van technische installaties…”deed of 26-06-2024 (in Dutch)
13 activities
- Projectleiding technische installaties
- Coördinatiewerkzaamheden op bouwwerven
- Het uitvoeren van expertises van technische installaties
- Het uitvoeren van elektrotechnische installatiewerken aan gebouwen,zoals bewakingssystemen,zonnecollectoren,verlichtingssystemen,schotelantennes,bedrading voor computersystemen,televisie,telecommunicatiedoeleinden en apparaten,alsook het onderhouden en herstellen van deze installaties
- Installeren,herstellen en onderhouden van verwarmingsinstallaties,installaties,voor klimaatregeling en ventilatie,hulpvoedingssystemen,liften en roltrappen
- Reinigen van gebouwen na beëindiging van bouwwerkzaamheden
- Diverse werkzaamheden in verband met de afwerking van gebouwen
- Kleinhandel in bouwmaterialen,ijzerwaren en verf
- Het verlenen van adviezen aan ondernemingen,verenigingen en instellingen op het gebied van planning,organisatie,efficiëntie en toezicht,informatie en consultancy op het gebied van bedrijfsbeheer
- Het berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning,organisatie,efficiëntie,enz.
- Het verlenen van adviezen op het gebied van het beheer,zoals de argonomen en landbouweconomen ten behoeve van landbouwbedrijven,enz.
- Overig ondersteunende en dienstverlenende activiteiten aan bedrijven
- Activiteiten van fotografen. Het maken van foto’s en videoreportages voor bedrijven,particulieren en instellingen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Nekke 37 registered office 9930 Lievegem | 24-06-2024 | 2.361.259.617 |
Buildings and parcels at the address
- Ground area
- 1,108 m²
- Buildings
- 177 m²
- Volume, LiDAR
- 1,055 m³
- Tallest building
- 9.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44080E0083/00E000 | 1,108 m² | 1 · 177 m² | 9.4 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1010.662.202