Skip to content

GRACE PARTNER

Active
General partnershipfounded 20242 yrs activeRue de la Perche 47, 7390 Quaregnon, BelgiumKBO/BCE: BE 1007.978.963
Summary

GRACE PARTNER has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,358 and a net result of €6,358. Its solvency ranks better than 52% of 10552 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.63; short-term debt: 61.4% and cash: 12.2% of total assets), but 61.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
31 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 April 2024, GRACE PARTNER was incorporated as a General partnership.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€7,358
Total assets
€19,066
Net result
€6,358
Working capital
€7,358

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Equity and liabilities €19,066
Equity €7,358
Debt €11,708
Debt finances 61.4% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.63
Debt to equity
1.59
ROE
86.4%
ROA
33.3%
Debt ≤ 1 year
€11,708
Income taxes
€7,102

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€19,066
Current assets29/58€19,066
Amounts receivable within one year40/41€15,763
Trade receivables40€4,700
Other amounts receivable41€11,062
Cash at bank and in hand54/58€2,333
Deferred charges and accrued income490/1€970
Equity and liabilities
Total equity and liabilities10/49€19,066
Equity10/15€7,358
Contributions10/11€1,000
Capital10€1,000
Issued capital100€1,000
Reserves13€6,000
Distributable reserves133€6,000
Profit (loss) carried forward14€358
Amounts payable17/49€11,708
Amounts payable within one year42/48€11,708
Trade debts44€723
Suppliers440/4€723
Taxes, remuneration and social security45€10,985
Taxes450/3€10,985
Income statement Code2025
Other operating charges640/8€3,483
Gross operating margin9900€17,089
Operating profit (loss)9901€13,606
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€156
Recurring financial charges65€156
Profit (loss) for the period before taxes9903€13,459
Income taxes67/77€7,102
Profit (loss) for the period9904€6,358
Profit (loss) for the period to be appropriated9905€6,358
Appropriation of the result
Profit (loss) to be appropriated9906€6,358
Transfer to equity691/2€6,000
To other reserves6921€6,000
Line2025
Other operating charges640/8€3,483
Gross operating margin9900€17,089
Operating profit (loss)9901€13,606
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€156
Recurring financial charges65€156
Profit (loss) for the period before taxes9903€13,459
Income taxes67/77€7,102
Profit (loss) for the period9904€6,358
Profit (loss) for the period to be appropriated9905€6,358
Line2025
Assets
Total assets20/58€19,066
Current assets29/58€19,066
Amounts receivable within one year40/41€15,763
Trade receivables40€4,700
Other amounts receivable41€11,062
Cash at bank and in hand54/58€2,333
Deferred charges and accrued income490/1€970
Equity and liabilities
Total equity and liabilities10/49€19,066
Equity10/15€7,358
Contributions10/11€1,000
Capital10€1,000
Issued capital100€1,000
Reserves13€6,000
Distributable reserves133€6,000
Profit (loss) carried forward14€358
Amounts payable17/49€11,708
Amounts payable within one year42/48€11,708
Trade debts44€723
Suppliers440/4€723
Taxes, remuneration and social security45€10,985
Taxes450/3€10,985
Line2025
Profit (loss) for the period9904€6,358
Operating cash flow (approximation)€6,358

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quaregnon · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,948 m²
Building footprint
990 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
GRACE PARTNER
Rue de l'Auflette (C.) 97, 7033 MonsReal estate activities
since 20242.359.029.211
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53019B0051/00E002 Wallonia 2,383 m² 1 · 897 m² -
53080A0501/00Y019 Wallonia 565 m² 1 · 92 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,220 companies in sector 47730 we hold annual accounts for 3,862. 631 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formGeneral partnership
Founded04-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007978963
Also 9925:BE1007978963
Registered 14-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.