GRACE-IDEA
ActiveGRACE-IDEA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €415. Equity is shrinking by ~30.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 17% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+70
Solvency39▼-61
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
29 d early
2024
15 d early
2023
26 d early
2022
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 85.3%
2024 · €34k
2022: €32k
2023: €45k
2024: €34k
2022 → 2025
Total assets
€35k▼ 15.3%
2024 · €42k
2022: €47k
2023: €62k
2024: €42k
2022 → 2025
Net result
€415
2024 · €-11k
2022: €27k
2023: €13k
2024: €-11k
2022 → 2025
Working capital
€2k▼ 91.7%
2024 · €30k
2022: €27k
2023: €39k
2024: €30k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€32k-€45k▲ 40.4%€34k▼ 24.9%€5k▼ 85.3%
Operating result€35k-€17k▼ 49.8%€-11k€578
Net result€27k-€13k▼ 52.2%€-11k€415
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €578 after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€3k▼ 38.7%
Current assets
€33k▼ 12.7%
Equity and liabilities €35k
Equity
€5k▼ 85.3%
Debt
€30k▲ 283%
The debt ratio rises from 19.0% to 85.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▲
2024 · €-8k
Cash flow
€3k▲
2024 · €-8k
Solvency
14.1%▼
2024 · 81.0%
Current ratio
1.08▼
2024 · 4.74
Quick ratio
1.08▼
2024 · 4.74
Debt / equity
6.10▲
2024 · 0.23
ROE
8.3%▲
2024 · -33.2%
ROA
1.2%▲
2024 · -26.9%
Interest coverage
20.55▲
2024 · -36.07
Debt
€30k▲
2024 · €8k
Debt ≤ 1 year
€30k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€35k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€1k€876▼
Furniture and vehicles24€1k-
Other tangible fixed assets26€2k€2k=
Current assets29/58€38k€33k▼
Amounts receivable within one year40/41€8k€14k▲
Trade receivables40€8k€8k=
Other amounts receivable41€182€6k▲
Cash at bank and in hand54/58€28k€18k▼
Deferred charges and accrued income490/1€923€921▼
Equity and liabilities
Total equity and liabilities10/49€42k€35k▼
Equity10/15€34k€5k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€29k-
Amounts payable17/49€8k€30k▲
Amounts payable within one year42/48€8k€30k▲
Trade debts44€579€1k▲
Suppliers440/4€579€1k▲
Taxes, remuneration and social security45€264-
Taxes450/3€264-
Other amounts payable47/48€7k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8-€400
Gross operating margin9900€-8k€4k▲
Operating profit (loss)9901€-11k€578▲
Financial income75/76B€46-
Recurring financial income75€46-
Financial charges65/66B€218€162▼
Recurring financial charges65€218€162▼
Profit (loss) for the period before taxes9903€-11k€415▲
Profit (loss) for the period9904€-11k€415▲
Profit (loss) for the period to be appropriated9905€-11k€415▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€29k▲
Profit (loss) brought forward from the previous period14P€40k€29k▼
Profit to be distributed694/7-€29k
Return on contributions (dividend)694-€29k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €415
Net result €415 after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k ▼187%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hergélaan 111050 ElseneGround area
611 m²
Building footprint
423 m²
Volume, LiDAR
8,209 m³
Parcel 21443C0202/00W000, Brussels · tallest building 28.4 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
GRACE-IDEA
since 20222.333.206.128
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0202/00W000 | Brussels | 611 m² | 1 · 422 m² | 28.4 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EVOLUTION SOFTWARE CONSULTING
BE 0736.861.092
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BE 0669.756.888
Beerse · Eq €5k
SIMAO TEIXEIRA
BE 0715.853.961
Sint-Gillis (bij-Brussel) · Eq €5k
TWENTY EIGHT SOLUTIONS
BE 0728.921.247
Fexhe-le-Haut-Clocher · Eq €5k
LEONARD WEB SOLUTIONS
BE 0736.943.444
Verviers · Eq €5k
Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 2,994 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73110Advertising agencies
73300Public relations and communication consultancy
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.