GRABERNA
ActiveSummary
The computed 12-month bankruptcy probability of GRABERNA is 1.6% (moderate). The 2025 annual accounts show equity of €69k and a net result of €24k. Equity is growing by ~62.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 18400 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.76 against 5.07 in 2024; short-term debt: 14.8% and cash: 23.2% of total assets), and 14.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.2%
Return on assets
29.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
29 d late
2022
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€447k
EBIT margin
8.3%
Net result
€24k▼ 18.0%
2024 · €29k
2022: €2k
2023: €-1k▼ -189% vs 2022lowest in 4 years
2024: €29k▲ +2234% vs 2023highest in 4 years
2025: €24k▼ -18.0% vs 2024
2022 → 2025
Working capital
€69k▲ 54.2%
2024 · €45k
2022: €16k
2023: €15k▼ -8.4% vs 2022lowest in 4 years
2024: €45k▲ +195% vs 2023
2025: €69k▲ +54.2% vs 2024highest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€447k
Equity€17k-€15k▼ 8.3%€45k▲ 194%€69k▲ 54.1%
2022: €17k
2023: €15k▼ -8.3% vs 2022lowest in 4 years
2024: €45k▲ +194% vs 2023
2025: €69k▲ +54.1% vs 2024highest in 4 years
Operating result€2k-€-1k€37k€32k▼ 14.5%
2022: €2k
2023: €-1k▼ -167% vs 2022lowest in 4 years
2024: €37k▲ +2822% vs 2023highest in 4 years
2025: €32k▼ -14.5% vs 2024
Net result€2k-€-1k€29k€24k▼ 18.0%
2022: €2k
2023: €-1k▼ -189% vs 2022lowest in 4 years
2024: €29k▲ +2234% vs 2023highest in 4 years
2025: €24k▼ -18.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€60 =
Current assets
€81k ▲ 45.3%
Equity and liabilities €81k
Equity
€69k ▲ 54.1%
Debt
€12k ▲ 8.9%
Debt's share of the balance-sheet total falls from 19.7% to 14.8%. Equity and debt are higher.
Key figures and ratios
Current ratio
6.76▲
2024 · 5.07
Quick ratio
1.70▼
2024 · 2.33
Debt to equity
0.17▼
2024 · 0.25
ROE
35.1%▼
2024 · 66.0%
ROA
29.9%▼
2024 · 53.0%
Debt ≤ 1 year
€12k▲
2024 · €11k
Income taxes
€7k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€56k€81k▲
Fixed assets21/28€60€60=
Financial fixed assets28€60€60=
Current assets29/58€56k€81k▲
Stocks and contracts in progress3€30k€60k▲
Stocks30/36€30k€60k▲
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€2k€14▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€22k€19k▼
Deferred charges and accrued income490/1€145-
Equity and liabilities
Total equity and liabilities10/49€56k€81k▲
Equity10/15€45k€69k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€30k€54k▲
Amounts payable17/49€11k€12k▲
Amounts payable within one year42/48€11k€12k▲
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€7k€7k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€1k€1k▼
Income statement
Code20242025
Turnover70€447k-
Other operating charges640/8€841€860▲
Gross operating margin9900€38k€33k▼
Operating profit (loss)9901€37k€32k▼
Financial charges65/66B€325€316▼
Recurring financial charges65€325€316▼
Profit (loss) for the period before taxes9903€37k€31k▼
Income taxes67/77€7k€7k▼
Profit (loss) for the period9904€29k€24k▼
Profit (loss) for the period to be appropriated9905€29k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€54k▲
Profit (loss) brought forward from the previous period14P€171€30k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | - | - | €447k | - | - |
| Remuneration, social security and pensions62 | €938 | €69 | - | - | - |
| Other operating charges640/8 | €348 | €384 | €841 | €860 | ▲ 2.3% |
| Gross operating margin9900 | €3k | €-912 | €38k | €33k | ▼ 14.1% |
| Operating profit (loss)9901 | €2k | €-1k | €37k | €32k | ▼ 14.5% |
| Financial charges65/66B | €4 | €16 | €325 | €316 | ▼ 2.8% |
| Recurring financial charges65 | €4 | €16 | €325 | €316 | ▼ 2.8% |
| Profit (loss) for the period before taxes9903 | €2k | €-1k | €37k | €31k | ▼ 14.6% |
| Income taxes67/77 | €470 | - | €7k | €7k | ▼ 1.0% |
| Profit (loss) for the period9904 | €2k | €-1k | €29k | €24k | ▼ 18.0% |
| Profit (loss) for the period to be appropriated9905 | €2k | €-1k | €29k | €24k | ▼ 18.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €23k | €26k | €56k | €81k | ▲ 45.2% |
| Fixed assets21/28 | €60 | €60 | €60 | €60 | = |
| Financial fixed assets28 | €60 | €60 | €60 | €60 | = |
| Current assets29/58 | €23k | €26k | €56k | €81k | ▲ 45.3% |
| Stocks and contracts in progress3 | €16k | €18k | €30k | €60k | ▲ 102% |
| Stocks30/36 | €16k | €18k | €30k | €60k | ▲ 102% |
| Amounts receivable within one year40/41 | €1k | €2k | €4k | €2k | ▼ 56.5% |
| Trade receivables40 | €861 | - | €2k | €14 | ▼ 99.4% |
| Other amounts receivable41 | €258 | €2k | €2k | €2k | ▲ 2.2% |
| Cash at bank and in hand54/58 | €6k | €6k | €22k | €19k | ▼ 14.2% |
| Deferred charges and accrued income490/1 | €243 | €395 | €145 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €23k | €26k | €56k | €81k | ▲ 45.2% |
| Equity10/15 | €17k | €15k | €45k | €69k | ▲ 54.1% |
| Contributions10/11 | €15k | €15k | €15k | €15k | = |
| Profit (loss) carried forward14 | €2k | €171 | €30k | €54k | ▲ 81.5% |
| Amounts payable17/49 | €7k | €11k | €11k | €12k | ▲ 8.9% |
| Amounts payable within one year42/48 | €7k | €11k | €11k | €12k | ▲ 8.9% |
| Trade debts44 | - | €5k | - | €4k | - |
| Suppliers440/4 | - | €5k | - | €4k | - |
| Taxes, remuneration and social security45 | €7k | €5k | €10k | €7k | ▼ 29.8% |
| Taxes450/3 | €5k | €3k | €7k | €7k | ▼ 6.9% |
| Remuneration and social security454/9 | €2k | €2k | €2k | - | - |
| Other amounts payable47/48 | - | €2k | €1k | €1k | ▼ 9.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €-1k | €29k | €24k | ▼ 18.0% |
| Operating cash flow (approximation) | €2k | €-1k | €29k | €24k | ▼ 18.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | €520 | €15k | €-3k | ▼ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 5.07
Current ratio from 2.34 to 5.07; short-term debt falls from €11k to €11k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2022
Ground area
2,602 m²
Building footprint
327 m²
Volume, LiDAR
1,742 m³
2 parcels, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Graberna
since 20222.332.623.039
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45508A0064/00B000 | Flanders | 1,481 m² | 1 · 177 m² | 10.8 m · 2 fl. |
| 45508A0103/00H000 | Flanders | 1,120 m² | 1 · 150 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudenaarde2.332.623.039
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Of 3,228 companies in sector 47781 we hold annual accounts for 742. 497 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47241Retail sale of bread and pastry (bakery outlets)
47251Retail sale of wines and spirits
47260Retail trade
47300Retail sale of automotive fuel
92000Gambling and betting activities
Scores and ratios are computed by Checked and are not a credit decision.