GR Lex Solutions
ActiveSummary
GR Lex Solutions has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €303k. Equity is shrinking by ~23.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 14% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency36▼-17
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.39 in 2024; short-term debt: 88.9% and cash: 96.2% of total assets), and 88.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.1%
Return on assets
64.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 d early
2024
30 d early
2023
182 d early
2022
61 d late
2021
52 d late
2020
3 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▼ 66.9%
2024 · €157k
2020: €107k
2021: €306k
2022: €518k
2023: €265k
2024: €157k
2020 → 2025
Total assets
€470k▼ 15.6%
2024 · €558k
2020: €152k
2021: €371k
2022: €526k
2023: €750k
2024: €558k
2020 → 2025
Net result
€303k▲ 5.3%
2024 · €288k
2020: €106k
2021: €199k
2022: €214k
2023: €216k
2024: €288k
2020 → 2025
Working capital
€52k▼ 66.9%
2024 · €157k
2020: €107k
2021: €306k
2022: €518k
2023: €265k
2024: €157k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€306k-€518k▲ 69.6%€265k▼ 48.9%€157k▼ 40.6%€52k▼ 66.9%
Operating result€259k-€280k▲ 7.9%€292k▲ 4.4%€378k▲ 29.5%€399k▲ 5.4%
Net result€199k-€214k▲ 7.3%€216k▲ 1.3%€288k▲ 33.1%€303k▲ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €470k
Equity
€52k ▼ 66.9%
Debt
€418k ▲ 4.6%
Debt's share of the balance-sheet total rises from 71.8% to 88.9%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.12▼
2024 · 1.39
Debt to equity
8.05▲
2024 · 2.54
ROE
583.2%▲
2024 · 183.0%
ROA
64.5%▲
2024 · 51.6%
Debt ≤ 1 year
€418k▲
2024 · €400k
Income taxes
€95k▲
2024 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€558k€470k▼
Current assets29/58€558k€470k▼
Amounts receivable within one year40/41€5k€18k▲
Other amounts receivable41€5k€18k▲
Cash at bank and in hand54/58€553k€453k▼
Equity and liabilities
Total equity and liabilities10/49€558k€470k▼
Equity10/15€157k€52k▼
Contributions10/11€2k€2k=
Reserves13€155k€50k▼
Distributable reserves133€155k€50k▼
Amounts payable17/49€400k€418k▲
Amounts payable within one year42/48€400k€418k▲
Trade debts44€777-
Suppliers440/4€777-
Taxes, remuneration and social security45€97-
Remuneration and social security454/9€97-
Other amounts payable47/48€399k€418k▲
Income statement
Code20242025
Other operating charges640/8€772€400▼
Gross operating margin9900€379k€399k▲
Operating profit (loss)9901€378k€399k▲
Financial income75/76B-€58
Recurring financial income75-€58
Financial charges65/66B€364€415▲
Recurring financial charges65€364€415▲
Profit (loss) for the period before taxes9903€378k€399k▲
Income taxes67/77€90k€95k▲
Profit (loss) for the period9904€288k€303k▲
Profit (loss) for the period to be appropriated9905€288k€303k▲
Appropriation of the result
Profit (loss) to be appropriated9906€395k€303k▼
Profit (loss) brought forward from the previous period14P€107k-
Transfer from equity791/2-€105k
Profit to be distributed694/7€395k€409k▲
Return on contributions (dividend)694€395k€409k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €303k ▲5.3%
Operating result €399k, net result €303k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Liquidity times 12current ratio 71.12
Current ratio from 5.69 to 71.12; short-term debt falls from €65k to €7k.
31-12
Financial
Equity above €500kEq €518k ▲69.6%
3 profitable years in a row build equity to €518k.
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
2021
31-12
Financial
Equity above €200kEq €306k ▲185%
2 profitable years in a row build equity to €306k.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opperstraat 441050 ElseneGround area
564 m²
Building footprint
122 m²
Volume, LiDAR
1,707 m³
Parcel 21009A1057/00P009, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GR Lex Solutions
since 20202.306.023.659
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A1057/00P009 | Brussels | 564 m² | 1 · 122 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADVOCATENKANTOOR CAMILLE DESMET
BE 0800.626.122
Gent · Eq €51,968
Rechtuit
BE 0763.591.918
Roeselare · Eq €51,960
CICERIUS
BE 0746.557.629
Elsene · Eq €51,953
Hanne van Walle Advocate
BE 0800.620.479
Sint-Gillis (bij-Brussel) · Eq €52,051
Laurent Bronckaers
BE 1003.183.403
Lincent · Eq €52,052
Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,239 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.