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GR I&M

Active
Private limited companyfounded 201610 yrs activeFernand Neuraystraat 69, 1050 Elsene, BelgiumKBO/BCE: BE 0652.650.840

GR I&M has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €366k and a net result of €236k. Equity is growing by ~51% per year across the filed fiscal years. Its solvency ranks better than 25% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
74 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▼-4
Solvency52▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.38 in 2023; short-term debt: 17% and cash: 8.2% of total assets), but 72.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
on the day
2023
15 d early
2022
9 d late
2021
25 d late
2020
25 d early
2019
30 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€236k▼ 19.6%
2023 · €294k
2018: €-120k 2019: €95k 2020: €95k 2021: €100k 2022: €180k 2023: €294k
2018 → 2024
Working capital
€118k▲ 15.6%
2023 · €102k
2018: €-176k 2019: €-114k 2020: €-37k 2021: €4k 2022: €22k 2023: €102k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€84k-€144k▲ 71.3%€186k▲ 28.7%€329k▲ 77.2%€366k▲ 11.0%
Operating result€74k-€84k▲ 12.9%€180k▲ 115%€177k▼ 1.8%€308k▲ 74.2%
Net result€95k-€100k▲ 5.2%€180k▲ 80.1%€294k▲ 62.8%€236k▼ 19.6%
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2020: €74k€74kNet result 2020: €95k€95kOperating result 2021: €84k€84kNet result 2021: €100k€100kOperating result 2022: €180k€180kNet result 2022: €180k€180kOperating result 2023: €177k€177kNet result 2023: €294k€294kOperating result 2024: €308k€308kNet result 2024: €236k€236k20202021202220232024
The operating result recovers in 2024; 2024 is 74% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.34M
Fixed assets €997k▼ 2.8%
Current assets €347k▼ 6.4%
Equity and liabilities €1.34M
Equity €366k▲ 11.0%
Debt €978k▼ 8.3%
The debt ratio falls from 76.4% to 72.8%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€341k
2023 · €212k
Cash flow
€269k
2023 · €328k
Solvency
27.2%
2023 · 23.6%
Current ratio
1.51
2023 · 1.38
Quick ratio
1.51
2023 · 1.38
Debt / equity
2.67
2023 · 3.23
ROE
64.6%
2023 · 89.1%
ROA
17.6%
2023 · 21.0%
Interest coverage
15.73
2023 · 9.58
Debt
€978k
2023 · €1.07M
Debt ≤ 1 year
€229k
2023 · €268k
Debt > 1 year
€748k
2023 · €797k
Income taxes
€77k
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€1.40M€1.34M
Fixed assets21/28€1.02M€997k
Tangible fixed assets22/27€990k€962k
Land and buildings22€932k€904k
Plant, machinery and equipment23€20k€21k
Furniture and vehicles24€39k€37k
Financial fixed assets28€34k€34k=
Current assets29/58€370k€347k
Amounts receivable within one year40/41€257k€212k
Trade receivables40€80k€96k
Other amounts receivable41€177k€117k
Cash at bank and in hand54/58€112k€110k
Deferred charges and accrued income490/1€473€25k
Equity and liabilities
Total equity and liabilities10/49€1.40M€1.34M
Equity10/15€329k€366k
Contributions10/11€24k€24k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€303k€339k
Amounts payable17/49€1.07M€978k
Amounts payable after more than one year17€797k€748k
Financial debts170/4€797k€748k
Amounts payable within one year42/48€268k€229k
Current portion of amounts payable after more than one year42€87k€98k
Trade debts44€6k€3k
Suppliers440/4€6k€3k
Taxes, remuneration and social security45€25k€44k
Taxes450/3€25k€44k
Other amounts payable47/48€150k€83k
Accrued charges and deferred income492/3€300€300=
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€33k
Other operating charges640/8€3k€2k
Non-recurring operating charges66A€29k€15k
Gross operating margin9900€243k€358k
Operating profit (loss)9901€177k€308k
Financial income75/76B€171k€26k
Recurring financial income75€171k€26k
Financial charges65/66B€22k€22k
Recurring financial charges65€22k€22k
Profit (loss) for the period before taxes9903€325k€313k
Income taxes67/77€32k€77k
Profit (loss) for the period9904€294k€236k
Profit (loss) for the period to be appropriated9905€294k€236k
Appropriation of the result
Profit (loss) to be appropriated9906€453k€539k
Profit (loss) brought forward from the previous period14P€160k€303k
Profit to be distributed694/7€150k€200k
Return on contributions (dividend)694€150k€200k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €294k ▲62.8%
Net result €294k, the highest in the series.
31-12
Financial Equity above €200kEq €329k ▲77.2%
5 profitable years in a row build equity to €329k.
09-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-12
Financial Equity above €150kEq €186k ▲28.7%
4 profitable years in a row build equity to €186k.
25-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial Equity above €100kEq €144k ▲71.3%
3 profitable years in a row build equity to €144k.
06-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €95k
Net result €95k after one loss-making year.
16-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
03-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
21-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fernand Neuraystraat 691050 Elsene
Ground area
1,452 m²
Building footprint
888 m²
Volume, LiDAR
17,763 m³
2 parcels, Brussels · tallest building 32.5 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
GR I&M
Louizalaan 503, 1050 ElseneBusiness consulting
since 20162.252.716.122
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21822R0224/00P007 Brussels 1,301 m² 1 · 811 m² 32.5 m · 9 fl.
21447B0306/00E029 Brussels 151 m² 1 · 77 m² 16.5 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 36,938 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-04-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.