GPMD CONSULTANCY
ActiveGPMD CONSULTANCY has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €35k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+91
Solvency73▲+7
Growth60▲+17
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.41 in 2024), and 16% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
18.6%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
24 d early
2023
32 d early
2022
1 d early
2021
31 d early
2020
1 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€130k▼ 2.9%
2021 · €134k
2021: €134k
2021 → 2022
EBIT margin
-1.2%▼ 6.1pp
2021 · 4.9%
2021: 4.9%
2021 → 2022
Net result
€35k▲ 1,402%
2024 · €2k
2019: €17k
2020: €35k
2021: €3k
2022: €-4k
2023: €-469
2024: €2k
2019 → 2025
Working capital
€-6k▲ 86.2%
2024 · €-42k
2019: €33k
2020: €18k
2021: €4k
2022: €-20k
2023: €-30k
2024: €-42k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€134k-€130k▼ 2.9%
Equity€128k-€123k▼ 3.5%€123k▼ 0.4%€123k▲ 0.5%€156k▲ 26.8%
Operating result€7k-€-2k€5k€12k▲ 142%€59k▲ 382%
Net result€3k-€-4k€-469▲ 89.4%€2k€35k▲ 1,402%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 382% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€164k▼ 2.6%
Current assets
€23k▼ 22.9%
Equity and liabilities €186k
Equity
€156k▲ 26.8%
Debt
€30k▼ 59.7%
The debt ratio falls from 37.5% to 16.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€63k▲
2024 · €17k
Cash flow
€39k▲
2024 · €7k
Solvency
84.0%▲
2024 · 62.5%
Current ratio
0.80▲
2024 · 0.41
Quick ratio
0.80▲
2024 · 0.41
Debt / equity
0.19▼
2024 · 0.60
ROE
22.2%▲
2024 · 1.9%
ROA
18.6%▲
2024 · 1.2%
Interest coverage
13.84▲
2024 · 5.10
Debt
€30k▼
2024 · €74k
Debt ≤ 1 year
€28k▼
2024 · €71k
Income taxes
€20k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€197k€186k▼
Fixed assets21/28€168k€164k▼
Tangible fixed assets22/27€43k€39k▼
Land and buildings22€35k€32k▼
Plant, machinery and equipment23€623€373▼
Furniture and vehicles24€8k€6k▼
Financial fixed assets28€125k€125k=
Current assets29/58€29k€23k▼
Amounts receivable within one year40/41€13k€20k▲
Trade receivables40€13k€19k▲
Other amounts receivable41€32€770▲
Cash at bank and in hand54/58€635€3k▲
Deferred charges and accrued income490/1€16k€613▼
Equity and liabilities
Total equity and liabilities10/49€197k€186k▼
Equity10/15€123k€156k▲
Contributions10/11€6k€6k=
Reserves13€117k€150k▲
Distributable reserves133€117k€150k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€74k€30k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€71k€28k▼
Current portion of amounts payable after more than one year42€18k€0▼
Trade debts44€22k€2k▼
Suppliers440/4€22k€2k▼
Taxes, remuneration and social security45€8k€24k▲
Taxes450/3€6k€22k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€22k€3k▼
Accrued charges and deferred income492/3€3k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€1k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€20k€66k▲
Operating profit (loss)9901€12k€59k▲
Financial income75/76B€9€79▲
Recurring financial income75€9€79▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€9k€54k▲
Income taxes67/77€7k€20k▲
Profit (loss) for the period9904€2k€35k▲
Profit (loss) for the period to be appropriated9905€2k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€35k▲
Transfer from equity791/2€2k€2k=
Transfer to equity691/2€2k€35k▲
To other reserves6921€2k€35k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €150kEq €156k ▲26.8%
2 profitable years in a row build equity to €156k.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
2023
30-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-4k ▼248%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €35k ▲103%
Net result €35k, the highest in the series.
30-06
Financial
Equity above €100kEq €125k ▲38.9%
2 profitable years in a row build equity to €125k.
22-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 408790 WaregemGround area
2,084 m²
Building footprint
189 m²
Volume, LiDAR
824 m³
Parcel 34452B0158/02M000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GPMD CONSULTANCY
since 20092.179.025.420
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0158/02M000 | Flanders | 2,084 m² | 1 · 188 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STATEMENT OF WORK
BE 0474.531.423
Gent · Eq €156k
GLAD CONCEPT
BE 0772.763.465
Elsene · Eq €156k
Invenio
BE 0808.663.957
Merelbeke-Melle · Eq €157k
LES RELAIS DE L'AMANDIER
BE 0443.583.473
Ukkel · Eq €156k
Triple S (Safety, Supervision & Support)
BE 0805.450.881
Antwerpen · Eq €156k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 40,626 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2009
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.