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Gpetru Construct

Active
Private limited companyfounded 20251 yr activeChaussée de Nivelles 168, 6041 Charleroi, BelgiumKBO/BCE: BE 1022.173.231
Summary

Gpetru Construct has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,722 and a net result of €6,888. Its solvency ranks better than 19% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes
Profitability82
Solvency39
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.05; short-term debt: 86.4% and cash: 3.9% of total assets), and 86.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 31958 sector peers (2025).
NBB · sector comparison
Position among 31958 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
3 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 April 2025, Gpetru Construct was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€8,722
Total assets
€63,990
Net result
€6,888
Working capital
€2,517

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €63,373
Fixed assets €5,588
Current assets €57,785
Equity and liabilities €63,990
Equity €8,722
Debt €55,268
Debt finances 86.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€11,261
Cash flow
€9,161
Current ratio
1.05
Debt to equity
6.34
ROE
79.0%
ROA
10.8%
Interest coverage
14.83
Debt ≤ 1 year
€55,268
Income taxes
€1,812

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€63,990
Formation expenses20€617
Fixed assets21/28€5,588
Tangible fixed assets22/27€5,588
Plant, machinery and equipment23€5,241
Furniture and vehicles24€347
Current assets29/58€57,785
Amounts receivable within one year40/41€55,279
Trade receivables40€45,714
Other amounts receivable41€9,564
Cash at bank and in hand54/58€2,507
Equity and liabilities
Total equity and liabilities10/49€63,990
Equity10/15€8,722
Contributions10/11€3,500
Reserves13€5,222
Distributable reserves133€5,222
Profit (loss) carried forward14€0
Amounts payable17/49€55,268
Amounts payable within one year42/48€55,268
Trade debts44€10,083
Suppliers440/4€10,083
Advances received on contracts in progress46€41,530
Taxes, remuneration and social security45€2,488
Taxes450/3€2,488
Other amounts payable47/48€1,166
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,273
Other operating charges640/8€568
Gross operating margin9900€11,829
Operating profit (loss)9901€8,988
Financial income75/76B€471
Recurring financial income75€471
Financial charges65/66B€759
Recurring financial charges65€759
Profit (loss) for the period before taxes9903€8,700
Income taxes67/77€1,812
Profit (loss) for the period9904€6,888
Profit (loss) for the period to be appropriated9905€6,888
Appropriation of the result
Profit (loss) to be appropriated9906€6,888
Transfer to equity691/2€5,222
To other reserves6921€5,222
Profit to be distributed694/7€1,666
Return on contributions (dividend)694€1,666

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,273
Other operating charges640/8€568
Gross operating margin9900€11,829
Operating profit (loss)9901€8,988
Financial income75/76B€471
Recurring financial income75€471
Financial charges65/66B€759
Recurring financial charges65€759
Profit (loss) for the period before taxes9903€8,700
Income taxes67/77€1,812
Profit (loss) for the period9904€6,888
Profit (loss) for the period to be appropriated9905€6,888
Line2025
Assets
Total assets20/58€63,990
Formation expenses20€617
Fixed assets21/28€5,588
Tangible fixed assets22/27€5,588
Plant, machinery and equipment23€5,241
Furniture and vehicles24€347
Current assets29/58€57,785
Amounts receivable within one year40/41€55,279
Trade receivables40€45,714
Other amounts receivable41€9,564
Cash at bank and in hand54/58€2,507
Equity and liabilities
Total equity and liabilities10/49€63,990
Equity10/15€8,722
Contributions10/11€3,500
Reserves13€5,222
Distributable reserves133€5,222
Profit (loss) carried forward14€0
Amounts payable17/49€55,268
Amounts payable within one year42/48€55,268
Trade debts44€10,083
Suppliers440/4€10,083
Advances received on contracts in progress46€41,530
Taxes, remuneration and social security45€2,488
Taxes450/3€2,488
Other amounts payable47/48€1,166
Line2025
Profit (loss) for the period9904€6,888
+ Depreciation and write-downs630€2,273
Operating cash flow (approximation)€9,161

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
06-08
State Gazette act General meeting · Director resignation
Director discharge · Director appointment
03-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
State Gazette actNBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2026
seat establishment The establishment unit on the map
Ground area
670 m²
Building footprint
72 m²
Volume, LiDAR
707 m³
Parcel 52028A0161/00D005, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Chaussée de Nivelles 168, 6041 Charleroi
Business and other management consultancy
since 20262.384.386.395
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52028A0161/00D005 Wallonia 670 m² 1 · 72 m² 11.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 21,446 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail gpconstruct@gpetru.comCharleroi
Phone +32471433257Charleroi
E-invoicing
Reachable via Peppol
Peppol ID 0208:1022173231
Also 9925:BE1022173231
Registered 04-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.