GPCT
Annual accounts 2025
micro format, filed on 24-09-2026, 55 days late€1.2m
▼ 53.2%
€16.1m
▲ 11.2%
-€1.3m
▼ €770,776
7.4%
▼ 10.1 percentage points
-113.5%
▼ 90.8 percentage points
-8.4%
▼ 4.4 percentage points
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €16.1m on 31-12-2025What the company ownsHow it is paid for
in €m
in euro
Position in the sector
7.4%
Higher than 14% of 10,277 companies in 2025.
-8.4%
Higher than 8% of 10,128 companies in 2025.
GPCT
Middle half of the sector
80% of the sector
Micro accounts in financial services (NACE 64)
Net result: bottom quarter · Equity: top quarter · Balance sheet total: top quarter
Staff
Staff costs divided by the average number of full-time equivalents.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||
20/58 |
16.1m | 14.5m | 11.8m | 11.7m | 11.7m | 11.7m | 6.7m | 6.6m | 5.9m | 5.8m | 5.8m | |
21/28 |
15.5m | 14.0m | 11.4m | 11.4m | 11.5m | 11.4m | 6.5m | 6.4m | 5.7m | 5.6m | 5.6m | |
21 |
585 | 705 | 825 | 1,745 | 2,257 | 2,905 | 2,248 | - | - | - | - | |
22/27 |
12.0m | 9.5m | 6.8m | 6.8m | 6.8m | 6.6m | 2.8m | 2.7m | 2.5m | 2.4m | 2.4m | |
22 |
11.1m | 8.5m | 5.9m | 6.0m | 6.1m | 5.9m | 2.5m | 2.5m | 2.4m | 2.3m | 2.4m | |
23 |
56,701 | 63,599 | 70,151 | 77,116 | 84,624 | 76,463 | 56,927 | 47,564 | 29,097 | 13,744 | - | |
24 |
193,226 | 148,100 | 148,469 | 197,238 | 195,555 | 219,705 | 117,593 | 125,255 | 93,406 | 40,977 | 14,644 | |
26 |
42,021 | 51,002 | 58,295 | 69,522 | 80,749 | 67,085 | 56,564 | 2,523 | - | - | - | |
27 |
661,860 | 661,860 | 579,692 | 468,358 | 358,000 | 337,057 | - | - | - | - | - | |
28 |
3.5m | 4.5m | 4.6m | 4.6m | 4.7m | 4.8m | 3.8m | 3.7m | 3.2m | 3.2m | 3.2m | |
29/58 |
568,453 | 461,039 | 360,856 | 273,665 | 220,407 | 290,506 | 195,962 | 157,040 | 191,065 | 177,006 | 137,740 | |
29 |
- | - | - | - | - | - | 25,000 | - | - | - | - | |
290 |
- | - | - | - | - | - | 25,000 | - | - | - | - | |
40/41 |
488,954 | 270,251 | 287,234 | 201,028 | 144,494 | 171,083 | 164,122 | 131,308 | 185,585 | 113,242 | 5,155 | |
40 |
252,485 | 145,031 | 141,598 | 55,085 | 42,602 | 5,141 | 20,830 | 8,974 | - | - | - | |
41 |
236,469 | 125,220 | 145,637 | 145,943 | 101,892 | 165,942 | 143,293 | 122,334 | 185,585 | 113,242 | 5,155 | |
50/53 |
- | - | - | - | - | - | - | - | 76 | 76 | - | |
54/58 |
74,047 | 138,105 | 45,165 | 66,538 | 45,245 | 116,166 | 5,437 | 24,386 | 5,403 | 63,688 | 132,585 | |
490/1 |
5,453 | 52,683 | 28,456 | 6,099 | 30,668 | 3,258 | 1,402 | 1,345 | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||
10/49 |
16.1m | 14.5m | 11.8m | 11.7m | 11.7m | 11.7m | 6.7m | 6.6m | 5.9m | 5.8m | 5.8m | |
10/15 |
1.2m | 2.5m | 3.2m | 3.4m | 3.6m | 3.6m | 4.1m | 4.0m | 4.0m | 3.9m | 3.7m | |
10/11 |
3.8m | 3.8m | 3.8m | 3.8m | 3.8m | 3.8m | 3.8m | 3.8m | 3.8m | 3.8m | 3.8m | |
100 |
- | - | - | - | - | - | 3.8m | 3.8m | 3.8m | 3.8m | 3.8m | |
12 |
- | - | 88,198 | 88,198 | 88,198 | 88,198 | 88,198 | 88,198 | 88,198 | 88,198 | 88,198 | |
13 |
8,110 | 8,110 | 8,110 | 8,110 | 8,110 | 8,110 | 8,110 | 8,110 | 5,660 | 660 | - | |
130/1 |
- | - | - | - | 8,110 | 8,110 | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 8,110 | 8,110 | 5,660 | 660 | - | |
1311 |
- | - | - | - | 8,110 | 8,110 | - | - | - | - | - | |
133 |
8,110 | 8,110 | 8,110 | 8,110 | - | - | - | - | - | - | - | |
14 |
-2.6m | -1.3m | -704,187 | -478,014 | -279,297 | -264,878 | 191,004 | 152,788 | 107,129 | 12,462 | -178,607 | |
17/49 |
14.9m | 11.9m | 8.6m | 8.3m | 8.1m | 8.0m | 2.6m | 2.5m | 1.9m | 1.9m | 2.0m | |
17 |
14.4m | 11.6m | 8.2m | 7.7m | 7.8m | 2.7m | 1.1m | 1.3m | 792,000 | 828,000 | 1.3m | |
170/4 |
4.6m | 3.7m | 1.9m | 2.2m | 2.4m | 2.7m | 1.1m | 1.3m | 792,000 | 828,000 | 1.3m | |
178/9 |
9.8m | 7.9m | 6.3m | 5.5m | 5.4m | - | - | - | - | - | - | |
42/48 |
458,458 | 314,570 | 347,300 | 567,855 | 305,276 | 5.3m | 1.5m | 1.2m | 1.1m | 1.1m | 764,273 | |
42 |
147,349 | 236,936 | 175,484 | 275,340 | 174,674 | 274,020 | 136,000 | 136,000 | 36,000 | 36,000 | 36,000 | |
43 |
23,930 | 6,779 | 38,136 | - | 31,821 | 3,791 | 28,367 | - | 263,400 | 700,000 | 700,000 | |
430/8 |
23,930 | 6,779 | 38,136 | - | 31,821 | 3,791 | 28,367 | - | 263,400 | 700,000 | 700,000 | |
44 |
189,507 | 9,266 | 37,993 | 18,903 | 30,180 | 70,911 | 17,782 | 13,821 | 29,793 | 69,274 | 28,010 | |
440/4 |
189,507 | 9,266 | 37,993 | 18,903 | 30,180 | 70,911 | 17,782 | 13,821 | 29,793 | 69,274 | 28,010 | |
46 |
- | - | - | 8,864 | - | 27,078 | 5,652 | - | - | - | - | |
45 |
54,392 | 31,547 | 72,010 | 36,646 | 10,138 | 31,637 | 18,170 | 9,507 | 7,319 | 25,497 | 195 | |
450/3 |
33,726 | 13,562 | 59,460 | 21,255 | 826 | 26,936 | 6,494 | 3,802 | 4,680 | 25,112 | - | |
454/9 |
20,666 | 17,984 | 12,550 | 15,391 | 9,312 | 4,701 | 11,676 | 5,704 | 2,639 | 385 | 195 | |
47/48 |
43,281 | 30,043 | 23,678 | 228,102 | 58,463 | 4.9m | 1.3m | 1.1m | 809,022 | 251,869 | 68 | |
492/3 |
11,325 | 15,267 | 20,337 | 28,628 | 10,000 | 4,000 | - | - | - | - | - | |
| Income statement | ||||||||||||
76A |
14 | 2,799 | 5,637 | 3,382 | - | 1 | 7,456 | 5,205 | 1 | - | - | |
9900 |
-68,930 | 196,371 | 253,381 | 221,615 | 177,388 | -19,726 | 75,216 | 39,580 | 7,169 | -34,139 | -37,489 | |
62 |
201,213 | 187,680 | 225,649 | 178,424 | 111,501 | 103,566 | 68,857 | 41,332 | 13,883 | 7,962 | - | |
630 |
212,674 | 414,770 | 155,379 | 154,428 | 136,394 | 102,326 | 54,248 | 42,495 | 25,192 | 12,017 | 20,154 | |
640/8 |
176,209 | 17,533 | 13,510 | 16,451 | 13,517 | 208,651 | 6,196 | 6,582 | 5,952 | 6,510 | 42,424 | |
66A |
14,877 | 153 | 627 | 15,575 | 3,705 | 9,065 | 5,711 | 1,086 | 56 | - | 56,927 | |
9901 |
-673,903 | -423,766 | -141,784 | -143,264 | -87,729 | -443,334 | -59,797 | -51,915 | -37,914 | -60,628 | -100,068 | |
75/76B |
224,932 | 164,320 | 262,039 | 232,074 | 240,634 | 230,173 | 184,595 | 175,159 | 186,828 | 303,649 | 4,228 | |
75 |
224,932 | 164,320 | 262,039 | 232,074 | 240,634 | 230,173 | 184,595 | 175,159 | 165,218 | 156,991 | 4,228 | |
76B |
- | - | - | - | - | - | - | - | 21,610 | 146,658 | - | |
65/66B |
895,681 | 314,458 | 346,263 | 287,339 | 167,200 | 242,374 | 86,408 | 74,830 | 49,247 | 45,866 | 25,840 | |
65 |
139,896 | 314,458 | 346,263 | 287,339 | 166,714 | 242,355 | 86,408 | 74,830 | 49,247 | 45,866 | 25,840 | |
66B |
755,785 | - | - | - | 487 | 18 | - | - | - | - | - | |
9903 |
-1.3m | -573,904 | -226,008 | -198,530 | -14,295 | -455,534 | 38,390 | 48,414 | 99,667 | 197,155 | -178,607 | |
67/77 |
371 | 343 | 165 | 187 | 123 | 348 | 174 | 306 | - | 5,426 | - | |
9904 |
-1.3m | -574,247 | -226,173 | -198,717 | -14,419 | -455,883 | 38,216 | 48,109 | 99,667 | 191,729 | -178,607 | |
9905 |
-1.3m | -574,247 | -226,173 | -198,717 | -14,419 | -455,883 | 38,216 | 48,109 | 99,667 | 191,729 | -178,607 | |
| Appropriation of the result | ||||||||||||
9906 |
-2.6m | -1.3m | -704,187 | -478,014 | -279,297 | -264,878 | 191,004 | 155,238 | 112,129 | 13,122 | -178,607 | |
14P |
-1.3m | -704,187 | -478,014 | -279,297 | -264,878 | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | 2,450 | 5,000 | 660 | - | |
6920 |
- | - | - | - | - | - | - | 2,450 | 5,000 | 660 | - | |
| Social balance sheet | ||||||||||||
9087 |
- | - | - | - | - | 0.1 | 1 | 0.9 | - | - | - | |
Hours worked1013 |
- | - | - | - | - | - | 942 | 1,528 | - | - | - | |
| Document | ||||||||||||
The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-09-2026 | 2026-00522007 | |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00436424 | |
| 31-12-2023 | micro format | 29-07-2024 | 2024-00317565 | |
| 31-12-2022 | micro format | 29-08-2023 | 2023-00369758 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20378322 | |
| 31-12-2020 | micro format | 09-07-2021 | 2021-33900308 | |
| 31-12-2019 | micro format | 01-09-2020 | 2020-49300588 | |
| 31-12-2018 | micro format | 26-08-2019 | 2019-51300061 | |
| 31-12-2017 | micro format | 21-08-2018 | 2018-48000073 | |
| 31-12-2016 | micro format | 17-07-2017 | 2017-32300242 | |
| 31-12-2015 | full format | 25-07-2016 | 2016-35600411 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2.8m | 3.1m | 137,366 | 175,328 | 298,702 | 4.9m | 188,228 | 691,774 | 236,673 | 606,144 | 5.6m | ||
| -64,059 | 92,940 | -21,373 | 21,293 | -70,921 | 110,729 | -18,949 | 18,983 | -58,284 | -68,897 | - | ||
| 7.4% | 17.5% | 27.1% | 29.2% | 30.9% | 31.2% | 60.8% | 61.8% | 67.4% | 67.1% | 64.4% | ||
| -113.5% | -22.7% | -7.1% | -5.8% | -0.4% | -12.6% | 0.9% | 1.2% | 2.5% | 4.9% | -4.8% | ||
| -8.4% | -4.0% | -1.9% | -1.7% | -0.1% | -3.9% | 0.6% | 0.7% | 1.7% | 3.3% | -3.1% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2.8m | €3.1m | €137,366 | €175,328 | €298,702 |
| €212,674 | €414,770 | €155,379 | €154,428 | €136,394 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on GPCT
The operating result for 2025 is a loss of €673,903, larger than the loss of €423,766 in 2024. It is the lowest result since 2015.
Debt's share of the balance-sheet total rises from 82.5% to 92.6%. Equity is lower and debt is higher.